When you visit us, you'll find ample parking available right outside the branch, ensuring that your experience is smooth from the moment you arrive. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who may need extra assistance.
At First Community, we pride ourselves on offering a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need financing solutions such as auto loans and mortgages, we've got you covered. Plus, with our ATM available on-site, accessing your funds anytime is easy. If you have any questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! You can call us at 541-938-2929 or simply drop by during business hours. We can't wait to welcome you into our community!
We understand that life can be busy! That's why we offer flexible operating hours: our lobby is open Monday through Thursday from 9 AM to 5:30 PM and on Fridays until 6 PM. If you're in a hurry, take advantage of our drive-thru service during these same hours just pull up and we'll be ready to assist you with deposits, withdrawals, or any simple transaction without leaving your car.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital needed to invest in new equipment or expand your workspace. Our loans make these dreams attainable, providing you with the funds to take your business to the next level.
But it's not just about loans; our merchant services enhance how you do business daily. From efficient payment processing solutions to tools that simplify cash flow management, we empower you to focus on what truly matters growing your business. When you partner with us at First Community, located at 151 S Columbia St Milton Freewater Or 97862 in Milton Freewater, OR, you're choosing a trusted ally in your business journey. Let's work together to build a brighter future for your enterprise! If you're ready to explore how we can help, give us a call at (541) 938-2929.
For local entrepreneurs, our business banking services include everything from merchant services to tailored business loans that support your company's growth. We understand that each business is unique, so we work closely with you to find the right solutions.
In today's fast-paced world, convenience matters. That's why at First Community, we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere using our user-friendly app or website. Additionally, our ATM services provide easy cash withdrawal options without hassle.
Managing debt can be daunting, but with our personal loans and debt consolidation services, we're here to assist you in regaining control over your finances. Plus, don't forget about our credit cards with rewards, which allow you to earn benefits while making everyday purchases.
We also recognize that sometimes you just need quick service. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car, while our ATMs let you check balances and take out cash at your convenience. At First Community, located at 151 S Columbia St Milton Freewater OR 97862, we are proud to serve our community with dedication and care. If you have any questions or would like more information about how we can assist you further, please don't hesitate to reach out at 541-938-2929. We invite you to visit us or explore our full range of services online at myfirstccu.org. Join us today and experience the difference at First Community!
When it comes to managing your money, our personal banking services offer everything you need. You can choose from a variety of checking and savings accounts designed to help you save effectively while enjoying easy access to your funds. If you're planning to purchase a car, our auto loans and vehicle financing options can make that dream a reality with competitive rates and flexible terms. For larger investments like buying a home, we provide mortgage loans and refinancing services that simplify the process and fit your budget.
Need to make payments on the go? Our mobile payments feature lets you pay directly from your phone with just a few taps. With user-friendly interfaces and real-time account management, our digital services are designed for everyone whether you're tech-savvy or just getting started. Embrace the ease of banking digitally with First Community. Experience financial management that fits into your lifestyle while keeping your information safe and secure!
Our online banking service is available 24/7, giving you the freedom to check your balances, pay bills, and transfer funds whenever it suits you. If you need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. Plus, with our mobile application, you can manage your finances right from your smartphone. Security is a top priority at First Community. We use electronic signature authorization for secure transactions, ensuring that your sensitive information stays protected. You can also opt for e-statements to keep track of your account activity without the hassle of paper clutter.
With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,233 in used auto loans and $1,005,220,533 in total loans and leases.
We also have a robust member base with a total of 186,078 accounts. This shows the trust members place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 151 S Columbia St Milton Freewater Or 97862 or call (541) 938-2929 to learn more about how we can help you achieve your financial goals.
Our commitment to operational efficiency is reflected in our $6,604,257, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, our team is here to assist you throughout the process.
For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. We understand that businesses require unique financing solutions and are dedicated to supporting local entrepreneurs. If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, please don't hesitate to reach out. We're here to help you navigate through the options that best fit your circumstances. For more information about our loan offerings or to discuss how we can support your financial journey further, contact us at 541-938-2929 or visit us at 151 S Columbia St Milton Freewater Or 97862. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today at First Community and take the next step towards achieving your financial dreams!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. We provide personalized service and competitive rates to help turn your dream of owning a home into reality.
We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. These cards provide an excellent way to handle everyday purchases while benefiting from rewards and low interest rates.
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