First Community Credit Union Lakeview OR | Affordable Auto Loans & Checking

Introduction

Welcome to First Community at Lakeview, where your financial well-being is our top priority! Located at 1 S E St, Lakeview, OR 97630, we have been serving our community since 1957. With a robust membership of 88,859, we pride ourselves on being more than just a credit union; we are your trusted partner in achieving financial success. At First Community, we understand that each member has unique needs. That's why we offer a wide range of services tailored just for you, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Whether you're looking to save for your dream home or need assistance with financing your next vehicle, we're here to help every step of the way. As of now, our total assets stand at an impressive $1,671,099,995, ensuring that we have the resources to support you effectively. We also maintain a healthy net worth of $200,401,002, reflecting our commitment to stability and growth. Our total deposits amount to $96,834,719, showcasing the trust our members place in us. Our dedicated team of 359 employees, led by CEO David Elmer and Board President Robin McAlpin, works tirelessly to provide exceptional service and community-focused solutions. We believe in giving back to Lakeview and strive to make a positive impact through various initiatives. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 1 S E St, Lakeview, OR 97630. Feel free to reach out via phone at 541-947-6701 if you have questions or need assistance our friendly staff is ready to help! Join us today and discover how First Community can empower your financial journey. Visit our website at myfirstccu.org for more information about our services or stop by the branch during our operating hours from 9 am to 5 pm, Monday through Friday. Your future starts here!

Branch History & Mission

Commitment to Accessibility

We understand that accessibility is crucial for all members of our community. That's why we offer ATM services and ensure that our facilities comply with ADA standards. While we currently do not have drive-thru banking or shared service centers, we are here during our operating hours Monday through Friday from 9 AM to 5 PM to assist you personally. Whether you're looking for help with personal finances or seeking support for your business needs, First Community is here for you. If you would like to learn more about becoming a member or explore our services further, please give us a call at 541-947-6701 or visit us online at myfirstccu.org. Join us today and experience the benefits of being part of First Community where your financial future matters!

Our Evolution

From our humble beginnings, First Community has grown significantly. Today, we boast a membership of nearly 89,000 individuals who trust us with their financial goals. With total assets exceeding $1.67 billion, we are committed to providing a safe and secure banking environment for all our members. As we expanded our services, we ensured that technology remained at the forefront; offering online and mobile banking options has allowed us to serve you better and more conveniently. Our journey is marked by key milestones that reflect our dedication to member service and community involvement. We strive not just to provide financial products but also to uplift our community through various outreach efforts and partnerships that make a real difference.

Our Mission

At First Community, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a spirit of community. We believe that everyone deserves access to quality financial services without barriers. We are dedicated to offering personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Each product is designed with our members in mind, ensuring they receive the best possible service. In addition to financial services, we actively participate in local initiatives aimed at improving life in Lakeview. Whether it's supporting educational programs or engaging in community service projects, we take pride in being more than just a bank we're your neighbor.

Branch Location & Accessibility

Welcome to First Community, your friendly neighborhood credit union located at 1 S E St in the heart of Lakeview, Oregon. We're proud to serve our community with a convenient location that's easily accessible for all members and visitors. Whether you're stopping by for banking services or simply to ask questions, we're here to help! Situated near popular local spots, our branch is easy to find and offers ample parking for your convenience. We strive to make banking accessible for everyone, including features that comply with ADA standards. You can expect a warm welcome as soon as you step through our doors. While members can visit us at 1 S E St, official correspondence should be sent to the same address as well. Our operating hours are designed to fit your busy lifestyle; we're open Monday through Friday from 9 AM to 5 PM. If you have any questions or need assistance, feel free to give us a call at 541-947-6701. At First Community, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available on-site for quick and easy access to your funds. Although we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside. We take pride in providing personalized service that meets your needs. Come visit us today and discover how First Community can support your financial journey!

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy! If you live, work, worship, or attend school in our local area, you're likely eligible for membership. We welcome individuals from all walks of life, so whether you're just starting your financial journey or looking for better banking options, we've got you covered. By becoming a member at First Community, you not only gain access to a wide range of financial products and services tailored to your needs but also enjoy the personal touch that comes with being part of a credit union. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed guidelines at . Ready to open an account? It's as simple as giving us a call at (541) 947-6701 or visiting us at 1 S E St Lakeview Or 97630. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they pay with a card or mobile wallet. This convenience not only enhances customer satisfaction but also helps improve cash flow, allowing you to focus on what you do best running your business. Stop by First Community at 1 S E St, Lakeview, OR 97630 or call us at 541-947-6701 to explore how our business banking solutions can help your enterprise reach its full potential!

Unlocking Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer comprehensive solutions including merchant services and business loans. These services are designed to help you manage your finances effectively so you can focus on growing your business without stress.

Convenient Access

At First Community, convenience is key. With an ATM available at our branch for cash withdrawals and balance checks, accessing your money is quick and easy. Although we currently do not have drive-thru service, our lobby hours from 9 AM to 5 PM Monday through Friday ensure that we are here when you need us. With all these services at your fingertips, First Community is committed to supporting every aspect of your financial journey. For more information or assistance, don't hesitate to reach out by calling us at 541-947-6701 or visit us online at myfirstccu.org. We look forward to serving you!

Credit Solutions

Enhance your purchasing power with our credit cards with rewards program. Enjoy benefits such as cashback or travel rewards on everyday purchases. This way, you not only get what you need but also earn rewards along the way!

Loans Made Easy

Looking to buy a new car? Our auto loans and vehicle financing options come with competitive rates that help you drive away in style without breaking the bank. If homeownership is on your mind, our mortgage loans and refinancing services can assist you in making that dream a reality. We understand that life can be unpredictable, which is why our personal loans and debt consolidation options are crafted to provide financial relief when you need it most.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday needs. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check your balance, transfer money, and pay bills from the comfort of your home or while on the go. Plus, with e-statements and secure electronic signatures, managing your finances has never been simpler.

Digital & Online Banking

Accessibility and Ease-of-Use

Using our online banking services is straightforward. With user-friendly navigation and real-time account management features, you'll find everything you need in just a few clicks. Whether it's monitoring spending, transferring money between accounts, or setting up automatic payments, we've got you covered. At First Community, we're committed to providing accessible banking solutions that fit into your lifestyle. Join us today and experience the benefits of modern banking! If you have any questions or need assistance, don't hesitate to reach out at (541) 947-6701.

Key Features

We know that security is a top concern when it comes to online banking. That's why we provide electronic signature authorization, ensuring that your transactions are secure and verified. And if you're looking to go paperless, our e-statements availability means you can easily view and download your statements without the clutter of paperwork. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly and securely send funds without the hassle of cash or checks. Plus, with our mobile payments option, making purchases is as easy as tapping your phone.

Financial Strength

Commitment to Growth

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $8,233 in used auto loans and a total of $1,005,220,533 in loans and leases.

Member-Centric Savings

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $6,881,825. Total Share Accounts: 186,078, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1 S E St Lakeview Or 97630 or call (541) 947-6701 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your purchase more manageable.

Business Financing

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. We believe owning a home should be within reach for everyone, and our dedicated team is here to guide you through the process.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options, our team is available to discuss how we can assist you in potentially reducing your monthly payments or accessing better interest rates. At First Community, our mission is to serve our community by providing accessible financial solutions tailored just for you. If you have any questions or want to learn more about our loan offerings, feel free to reach out at (541) 947-6701 or visit us at 1 S E St Lakeview Or 97630 in Lakeview, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. Our credit cards come with benefits tailored to meet your everyday spending needs while providing an easy way to build your credit score.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, reflecting the most current lending practices in the market.

FIRST COMMUNITY CREDIT UNION