First Community Credit Union Hermiston OR | Top Auto Loans & Business Banking

Introduction

Welcome to First Community, your trusted financial partner right here in Hermiston, Oregon! Located at 925 SE 4th St, Hermiston, OR 97838, we have been proudly serving our members since 1957. With a strong commitment to our community and a total membership of 88,859, we are dedicated to helping you achieve your financial goals. At First Community, we understand that every dollar counts. That's why our total assets stand impressively at $1,671,099,995, ensuring we have the resources to support you. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for your next vehicle or home, our diverse range of services is designed with you in mind. We currently manage over $96,834,719 in deposits and provide loans totaling 36,554, offering you competitive rates and exceptional service. Under the leadership of CEO David Elmer and Board President Robin McAlpin, we strive to create a welcoming atmosphere where members feel valued. Our team of 359 employees is here to assist you during our lobby hours from Monday to Thursday from 9 AM to 5:30 PM and Friday until 6 PM. Need assistance outside of those hours? Our drive-thru service is available too! While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 925 SE 4th Street, Hermiston, OR 97838. We invite you to explore how First Community can help enhance your financial journey. Call us today at 541-567-8077 or visit our website at myfirstccu.org for more information on how we can serve you better!

Branch History & Mission

A Future-Focused Approach

As technology evolves, so do we. First Community is committed to staying current with digital advancements that make banking easier for you. From mobile payments to electronic statements, we ensure that your financial experience is as convenient as possible while maintaining strict ADA compliance to ensure accessibility for all. While members can visit us at our branch location in Hermiston, official correspondence should be sent to 925 SE 4th Street, Hermiston, OR 97838 if different from our branch address.

Join Us!

As we continue to grow and adapt, we invite you to be part of our journey at First Community. Experience firsthand how we blend tradition with innovation to serve you better. Whether you're looking for reliable banking options or seeking ways to get involved in your community, we're here for you every step of the way. For more information or assistance, feel free to reach out at 541-567-8077 or visit us online at myfirstccu.org. Let's build a brighter financial future together!

Our Commitment to Community

First Community is not just about numbers; it's about people. Our mission statement emphasizes our dedication to providing exceptional financial services while actively engaging in community support and outreach. We believe that by investing in our local communities, we can help create a brighter future for everyone. In addition to providing excellent banking services like online and mobile banking, ATM access, and drive-thru facilities available Monday through Friday we also focus on making a difference outside of banking hours. Our partnerships with local organizations help us support initiatives that uplift families and strengthen neighborhoods across Umatilla County.

Branch Location & Accessibility

Operating Hours

We know that life can get busy! That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5:30 PM, and on Fridays until 6 PM. If you need to access our drive-thru service, you'll find it available Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 8:30 AM to 6 PM.

Services Offered

At First Community, we offer a variety of services tailored to meet your personal and business banking needs. Whether you're interested in checking and savings accounts, auto loans, or mortgage refinancing, our knowledgeable staff is here to assist you every step of the way. We also provide online and mobile banking options for added convenience! If you have any questions or would like to learn more about what we can do for you, don't hesitate to reach out! You can call us at 541-567-8077 or visit us during our operating hours. We look forward to welcoming you at First Community in Hermiston!

Member Eligibility

At First Community, we believe that becoming a member is like joining a caring family where your financial well-being is our priority. If you're curious about eligibility, it's quite simple! Anyone who lives, works, or worships in the Hermiston area can join us, making it easy for local residents to enjoy the benefits of membership. As part of our community, you'll gain access to personalized banking services, competitive loan rates, and exclusive member perks designed to help you thrive financially. Ready to take the next step? Opening an account with us is a breeze! Just give us a call at (541) 567-8077 or visit us at 925 Se 4Th St Hermiston Or 97838 for more information. You can also check out the detailed eligibility criteria on our website: Eligibility Details. We can't wait to welcome you into the First Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Whether you're processing payments or managing transactions, our services simplify the process so you can focus on what matters most running your business smoothly. From credit card processing to cash management solutions, we ensure you have the tools needed to thrive. Located at 925 Se 4Th St Hermiston Or 97838 in Hermiston, OR, we're here to serve local businesses like yours. Contact us at (541) 567-8077 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking

For local entrepreneurs, we offer business banking solutions including merchant services and business loans. Running a business is no small feat; let us support you with financial tools that help streamline operations and facilitate growth.

Convenient Access

Accessibility is key at First Community. Our ATM services allow for quick cash withdrawals and balance checks whenever you need them. Plus, our drive-thru service makes it easy for you to handle deposits and withdrawals without leaving your car. At First Community, we believe in making banking simple and convenient for all our members. Whether you're visiting us at our Hermiston branch or using our online services from home, we're always just a phone call away at 541-567-8077 if you have any questions. Ready to take the next step? Visit us today or explore more about what we offer by checking out our website at myfirstccu.org. Your financial journey starts here!

Credit Cards

Don't forget about our credit cards with rewards! They not only provide a convenient way to make purchases but also reward you for every dollar spent. From cash back on groceries to travel points for your next vacation, there's something for everyone.

Loans and Financing

Need a little extra cash? Our personal loans and debt consolidation options can help simplify your finances. Life can throw unexpected expenses your way, but with our flexible terms, you can tackle them head-on without breaking the bank. For those looking to invest in real estate, our mortgage loans and refinancing services are designed to help you find the right fit for your budget.

Personal Banking

Our personal banking services include checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms. You can check your balance, transfer money, or pay bills right from your phone or computer no need to visit us in person every time! If you're in the market for financing, consider our auto loans and vehicle financing options. We offer competitive rates that can make owning a car more affordable than ever.

Digital & Online Banking

Key Features

Our online platform allows you to access your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills without the need to visit a branch. Plus, with our mobile application, you can take all these features on the go! Whether you're waiting in line or relaxing at home, you have real-time control over your finances right at your fingertips. Security is a top priority for us. We provide electronic signature authorization for a smooth and secure way to approve transactions from the comfort of your home. Additionally, our e-statements feature ensures that you have quick access to your financial records without the clutter of paper statements. If you enjoy using modern payment methods, you'll love our mobile payments feature. Easily make purchases or send money to friends and family through person-to-person transfers no cash needed! At First Community, we strive to make banking accessible for everyone. Our user-friendly services empower you to manage your money efficiently while providing peace of mind with robust security measures in place. Join us today and experience the ease of digital banking that meets your needs!

Financial Strength

Member Savings Security

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings by ensuring they are protected and accessible whenever you need them. Unlike traditional banks, we focus our resources on benefiting you. With non-member deposits at $0, we ensure that our efforts translate into better loan rates, lower fees, and exclusive perks just for you.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income allows us to thrive while providing value back to you. We also take pride in having 355 full-time employees and 4 part-time employees. Our dedicated team is always ready to assist you with personalized service that meets your unique needs. In addition to these strengths, we have net shares available for lending and investments amounting to $6,881,825. The total number of share accounts stands at 186,078, showcasing a strong and growing member base that trusts us with their finances.

Reinvestment for Growth

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to changing needs while supporting your ambitions. We are proud to have $8,233 in used auto loans and $1,005,220,533 in total loans and leases. Our lending capacity supports members' financial goals across various sectors whether you're looking to buy a car or fund a project.

Strong Financial Position

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth underscores our commitment to safeguarding your money while helping you achieve your financial goals. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio signifies our ability to absorb potential losses and keep serving you without disruption.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 925 Se 4Th St Hermiston Or 97838 or call (541) 567-8077 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options can help you hit the road with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your growth with tailored lending solutions. At First Community, we are committed to providing clear and accessible financial products that suit your needs. If you're interested in any of our loan products or would like more information on eligibility or refinancing options, don't hesitate to reach out! You can call us at (541) 567-8077, visit us at our branch located at 925 Se 4Th St Hermiston Or 97838, or check out our website for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. We provide competitive rates and flexible terms designed to fit your budget. If you're considering refinancing your current mortgage, we have options available that could lower your monthly payments and save you money in the long run.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making them an excellent choice for everyday purchases or unexpected expenses.

Loan Aggregator

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FIRST COMMUNITY CREDIT UNION