In addition to loans, we provide practical merchant services that help streamline your operations. From payment processing solutions to cash management tools, we make it easier for you to focus on what matters most growing your business. Imagine being able to accept payments seamlessly while managing your finances all from one place. Located at 1551 Harbeck Rd Grants Pass Or 97527 in Grants Pass, OR, we're dedicated to helping local businesses thrive. If you're ready to take the next step towards financial growth, call us at (541) 479-2601 and let's discuss how we can help you achieve your goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.
When it comes to accessing your funds, we've made it convenient with our ATM & cash withdrawal services available at numerous locations. Our branch also features a basic drive-thru service where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle.
For our local business owners, we offer comprehensive business banking solutions, including merchant services that simplify payment processing and business loans designed to fuel growth. We understand how vital it is for businesses to have reliable banking partners, and we're here to be that partner for you.
No matter what financial journey you're on, First Community is committed to being there for you with a full suite of services designed around your lifestyle. Feel free to visit us at 1551 Harbeck Rd Grants Pass Or 97527, give us a call at 541-479-2601, or explore more about what we offer online at myfirstccu.org. Let's take the next steps together toward achieving your financial dreams!
Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We can help you consolidate debts into one manageable payment or provide quick access to funds when you need them most. For those who love rewards, our credit cards with rewards allow you to earn points on everyday purchases, making it easier for you to enjoy benefits that matter most to you.
Our personal banking services include checking and savings accounts designed for convenience and flexibility. Imagine having easy access to your money while earning interest at the same time. With our user-friendly online and mobile banking, managing your finances has never been simpler. You can check balances, transfer funds, and pay bills right from your smartphone or computer. If you're planning to buy a car, our auto loans and vehicle financing options offer competitive rates that make driving away in your dream car possible. And if home ownership is on your horizon, consider our mortgage loans and refinancing solutions that cater to various budgets and needs.
On top of that, our mobile application makes banking even more convenient. You can enjoy mobile payments for quick transactions and person-to-person transfers so that sharing expenses with friends or family is a breeze. It's all designed with you in mind simple, efficient, and user-friendly. At First Community, we believe in empowering our members through technology while ensuring that you have access to friendly support whenever needed. Experience the future of banking today!
Visit us at https://www.myfirstccu.org/page/main_home to explore the full range of our online banking features. Our 24/7 online banking service allows you to check your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you can manage your finances in real-time without any hassle.
We prioritize your security and ease of use. With electronic signature authorization available, signing documents is quick and straightforward no more printing or mailing forms! Plus, e-statements help you stay organized while reducing paper clutter. Enjoy the peace of mind that comes with knowing your financial information is securely stored and easily accessible.
Total Share Accounts: 186,078, show a strong and growing member base that trusts us with their finances. This robust membership reflects our commitment to the community and our ability to meet diverse banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1551 Harbeck Rd Grants Pass Or 97527 or call (541) 479-2601 to learn more about how we can help you achieve your financial goals.
With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus is always on improving how we assist you in achieving your financial goals. Our lending capacity supports members' financial needs across various sectors, with $8,233 in used auto loans and $1,005,220,533 in total loans and leases available for your projects or purchases.
Our operational efficiency is evident with a reported net income of $6,604,257, enabling us to keep offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 355 full-time employees and 4 part-time employees who are dedicated to serving you well.
Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. These options provide you with safe avenues to grow your funds while enjoying the benefits of membership. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored to enhance your banking experience.
With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation empowers us to serve our members with confidence. Our net worth ratio of 11.99% demonstrates a strong capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio reflects our commitment to maintaining stability while supporting our members' needs.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road, we are dedicated to making car ownership accessible. Whether you're looking for financing on a brand-new model or a reliable used vehicle, our team is ready to assist you in finding the perfect loan option.
For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand your operations. We understand that running a business comes with its unique challenges and are here to support your journey towards success. At First Community, we aim to serve all our members with respect and transparency. If you're considering refinancing or want to learn about eligibility options for any of our loan products, feel free to contact us at 541-479-2601 or visit us during our lobby hours: Monday-Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us; let's take it together!
We also offer flexible terms on unsecured credit card loans. With a total of $8,852,487 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits tailored to fit their lifestyle.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536. We make buying or refinancing simple and straightforward. Our experienced staff can guide you through every step of the process so you can focus on what really matters making your new house a home.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.