First Community Credit Union Forest Grove OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Community, your trusted credit union located at 3924 Pacific Ave, Forest Grove, OR 97116. Since our establishment in 1957, we have dedicated ourselves to serving our community with a commitment to financial growth and support. With over 88,859 members and assets totaling an impressive $1,671,099,995, we take pride in offering personalized banking solutions tailored to meet your needs. At First Community, we understand the importance of building lasting relationships with our members. Our leadership team, including CEO David Elmer and Board President Robin McAlpin, is passionate about fostering a welcoming environment where everyone feels valued. Whether you're looking for checking and savings accounts, auto loans, or business financing options, we are here to help you every step of the way. Our branch not only provides essential banking services but also focuses on making a positive impact in the community. With total deposits of $96,834,719 and cash in hand amounting to $18,318,429, we ensure that your money is safe and working for you. While members can visit us at 3924 Pacific Ave, official correspondence should be sent to the same address as well. Feel free to reach out to us at 503-992-1768 or explore more about our services on our website at myfirstccu.org. Come visit us today and discover how First Community can help you achieve your financial goals!

Branch History & Mission

Commitment to Modern Banking

In today's digital world, we also embrace technology to ensure that our services remain user-friendly and accessible. With features such as online and mobile banking, ATM availability, and drive-thru services, we make it easy for our members to manage their finances on their terms. While members can visit us at 3924 Pacific Ave for personalized service, official correspondence should be directed to the same address for convenience. Our dedicated team is here during lobby hours from Monday to Thursday from 9 am to 5:30 pm and on Friday from 9 am to 6 pm.

Join Us

At First Community, we believe that everyone deserves access to quality financial services tailored to their unique needs. We invite you to join us on this journey towards better financial health. Experience the benefits of membership today because together, we can achieve great things! For more information or assistance, feel free to reach out at 503-992-1768 or visit us online at myfirstccu.org.

Our Mission

Our mission at First Community is clear: to enhance the financial well-being of our members while fostering a sense of community. We strive to provide accessible banking options that cater to everyone's needs. Whether you are looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we aim to offer services that make a real difference in your life. We understand that banking goes beyond transactions; it's about building relationships. That's why we prioritize community support through various outreach initiatives. From educational workshops on financial literacy to partnerships with local organizations, we are committed to making a positive impact in Forest Grove.

Branch Location & Accessibility

Contact Us

If you have questions or want more information about our services, don't hesitate to reach out! You can call us at 503-992-1768, and our friendly staff will be more than happy to help. We look forward to welcoming you soon at First Community in Forest Grove!

Operating Hours

At First Community, we value your time. Our lobby hours are designed to fit your busy schedule: from Monday to Thursday, we welcome you from 9 AM to 5:30 PM and on Friday until 6 PM. Whether you're stopping by for a quick transaction or seeking comprehensive banking services, our team is ready to assist you during these hours.

Services Offered

We pride ourselves on offering a variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage options, we have everything you need under one roof. Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, if you prefer the convenience of drive-thru banking, we've got that covered too!

Member Eligibility

At First Community, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is easy and open to anyone who lives, works, or worships in the Forest Grove area. We invite you to explore the benefits of membership, which include personalized service, competitive loan rates, and access to a range of financial products designed just for you. If you're interested in becoming part of our family, simply visit us at 3924 Pacific Ave Forest Grove Or 97116, give us a call at (503) 992-1768, or check out our eligibility details online at . We're here to guide you through the process and help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer merchant services tailored to meet your needs. Imagine processing payments effortlessly at your retail location or online store. Our solutions help you manage transactions smoothly, giving you more time to focus on what really matters growing your business. Located at 3924 Pacific Ave Forest Grove Or 97116 in Forest Grove, OR, we invite you to explore how our business banking services can empower your entrepreneurial journey. For any inquiries, feel free to reach us at (503) 992-1768. Let's build a prosperous future together!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? We've got you covered with our accessible ATM and cash withdrawal services available at our branch. For those who prefer face-to-face interactions for basic transactions like deposits and withdrawals, our drive-thru banking offers a quick solution without leaving your vehicle. At First Community, located at 3924 Pacific Ave Forest Grove Or 97116, we aim to make every financial service easy and accessible. Our friendly staff is always here to assist you just give us a call at (503) 992-1768 during our lobby hours: Monday-Thursday 9 am - 5:30 pm and Friday 9 am - 6 pm. We invite you to explore all that we have to offer and see how we can help you achieve your financial goals. Visit us today!

Business Banking Solutions

If you're a business owner, our business banking services are here to support your growth. From merchant services that simplify transactions to business loans that fuel expansion, we provide the tools necessary for success.

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards can help you earn points on everyday purchases. Use them for groceries or gas and watch the benefits add up, giving you more reasons to celebrate your spending.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Whether you're making deposits, checking balances, or transferring funds through our user-friendly apps, everything is just a tap away. With features like person-to-person payments, sharing money with friends has never been easier!

Loans Made Easy

For those looking to purchase a vehicle or refinance their home, our auto loans and mortgage options provide competitive rates and flexible terms. Imagine driving off in your dream car or settling into your new home with peace of mind knowing you have the right financing in place. We also offer personal loans for debt consolidation, helping you manage expenses effectively.

Personal Banking

When it comes to personal banking, we understand that everyone has different needs. That's why we offer various checking and savings accounts tailored for all lifestyles. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that make tracking your finances simple and straightforward.

Digital & Online Banking

Convenient Online Banking

Our online banking platform is available 24/7 at https://www.myfirstccu.org/page/main_home , allowing you to check balances, make transfers, and pay bills whenever it suits you. Whether you're at home or on the go, managing your money has never been easier. Plus, with our electronic signature authorization feature, signing important documents is quick and hassle-free.

Mobile Banking Made Easy

Our mobile application takes convenience a step further. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is just a tap away. You can download the app today and experience banking that moves with you.

Safety and Security

Your security is our priority. Our online banking services are designed with advanced security measures to keep your information safe. You can bank with confidence knowing that we take every precaution to protect your data. In summary, First Community provides a comprehensive suite of digital banking tools that make managing your finances straightforward and secure. Explore all these features and more by visiting us online!

Stay Informed with E-Statements

Say goodbye to paper clutter! With e-statements available at First Community, you can receive your account statements electronically. This not only helps the environment but also ensures that you have access to your financial information whenever you need it.

Financial Strength

Dedicated Team Support

We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedication translates into exceptional customer service as we work together to help you achieve your financial dreams.

Growing Membership Base

Total Share Accounts stand at 186,078, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $6,881,825, underscoring our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving for a new car or planning for retirement, First Community is your trusted partner. Visit us at 3924 Pacific Ave Forest Grove Or 97116 or call 503-992-1768 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial strength is further demonstrated by our operational efficiency. While our reported net income is $0, this reflects a strategic approach to reinvesting into the community rather than focusing solely on profit margins.

Reinvesting in Member Services

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our extensive lending capacity; with $1,005,220,533 in total loans and leases available.

Secure Savings Options

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking for business opportunities or personal projects, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. If you're considering refinancing any existing debts or exploring eligibility options for different types of loans, our friendly staff at First Community is here to discuss how we can assist you further. If you have questions or need assistance choosing the right loan product for your situation, please reach out to us at (503) 992-1768. Visit us at our branch located at 3924 Pacific Ave Forest Grove OR 97116, where our dedicated team is ready to help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're proud to offer a range of services designed with our members' best interests at heart.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you in finding the perfect loan option.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide tailored solutions including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536. No matter if you're a first-time buyer or looking to refinance your current mortgage, we are committed to guiding you through each phase of the process.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers.

FIRST COMMUNITY CREDIT UNION