FIRST COMMUNITY CREDIT UNION

As your local credit union, we take pride in offering a range of services designed for both personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have the right solutions for you. Our commitment extends beyond just numbers; it's about building relationships that foster growth and prosperity within our community. Under the leadership of CEO David Elmer and Board President Robin McAlpin, we strive to create an environment where every member feels valued. Our team of 359 employees is here to assist you with personalized service and expert guidance every step of the way.

While you can visit us at 2077 Highway 101, official correspondence should be sent to our mailing address at 2077 Highway 101, Florence, OR 97439-8789. We invite you to stop by or give us a call at 541-902-9599 during lobby hours: Monday-Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. Discover how First Community can help you achieve your financial goals today! For more information on our services or to explore what makes us unique, check out our website at myfirstccu.org. We look forward to welcoming you into the First Community family!

Our mission goes beyond just providing banking services; it's about building relationships within the community. We believe in making a positive impact by offering personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Each service is designed not only to meet your financial needs but also to enhance your overall experience as a member. While you can visit us at our Florence branch for all your banking needs during our operating hours Monday through Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm we encourage you to explore our digital banking options as well. With online and mobile banking available, managing your finances is convenient and secure.

First Community is deeply rooted in Florence. We actively participate in community outreach efforts that aim to support local initiatives and foster growth in our neighborhood. Whether it's through partnerships with local organizations or hosting events that bring people together, we are committed to nurturing the community that has supported us for so many years. In addition to financial services, we offer features such as ATM availability and drive-thru banking for quick transactions. Our focus on customer service extends beyond traditional banking; we strive to make every interaction meaningful.

If you're looking for a credit union that truly cares about its members and the community it serves, First Community invites you to join us. Experience the difference that comes from being part of an institution dedicated not just to financial success but also to uplifting those around us. For more information or assistance, feel free to contact us at 541-902-9599 or visit our website at www.myfirstccu.org. Together, let's build a brighter financial future!

At First Community, we value your time. Our lobby hours are designed with your convenience in mind: we're open Monday through Thursday from 9 AM to 5:30 PM, and on Fridays from 9 AM to 6 PM. Whether you prefer visiting during the week or need some extra time on Friday to get things done, we're here for you.

We offer ample parking right outside the branch so you can hop in and out without any hassle. Our drive-thru service is perfect for those days when you need to handle transactions without leaving your vehicle. You can enjoy basic services like deposits and withdrawals all from the comfort of your car.

We offer a variety of services tailored to meet your banking needs from personal checking and savings accounts to auto loans and mortgages. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. While members can visit us at 2077 Highway 101, official correspondence should be sent to our mailing address at the same location: 2077 Highway 101, Florence, OR 97439-8789. Don't hesitate to reach out! You can contact us at 541-902-9599 with any questions or if you want more information about what we offer. We invite you to stop by First Community today your financial journey starts here!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Imagine running your business without worrying about payment processing. Our merchant services allow you to accept payments seamlessly, whether in-person or online. This means faster transactions, happier customers, and more time for you to focus on what matters most growing your business. Visit us at 2077 Highway 101 Florence Or 97439 in Florence, OR to explore how our business banking solutions can support your success. For any inquiries, feel free to call us at (541) 902-9599. Your journey starts here!

For entrepreneurs and business owners, First Community offers essential Business Banking services including merchant services and business loans. We know that running a business is no small feat, so we aim to streamline your banking experience.

In today's fast-paced world, convenience is key. With our robust Online & Mobile Banking, managing your finances has never been easier. You can check balances, transfer funds, and even make payments from anywhere at any time using our user-friendly mobile application. Plus, our ATM & cash withdrawal services ensure you have access to your funds whenever you need them.

If you prefer a more traditional banking experience, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATMs provide easy access for withdrawals and balance checks without the need to enter the branch. At First Community, we're committed to providing comprehensive financial solutions that cater to your needs. Our friendly staff is here to assist you every step of the way. Feel free to reach out at (541) 902-9599 if you have any questions or if you'd like to learn more about how we can help improve your financial journey. Ready to take the next step? Visit us at our branch or explore more on our website: Florence. We look forward to serving you!

We understand the importance of having reliable options for managing your money. That's why we offer Personal Banking services including checking and savings accounts that fit your lifestyle. If you're planning to buy a car, our Auto Loans & Vehicle Financing will help you get on the road without breaking the bank. For those looking to invest in a home, our Mortgage Loans & Refinancing options are tailored to make homeownership attainable.

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services can provide the financial support you need when times are tough. Additionally, our Credit Cards with Rewards allow you to earn while you spend, making everyday purchases more rewarding.

With 24/7 online banking services, you never have to worry about waiting for business hours to manage your accounts. Whether it's checking your balance late at night or making a payment while you're out, we're here for you around the clock. Experience the convenience of modern banking with First Community where your financial needs meet innovative solutions!

With our online banking platform available at https://www.myfirstccu.org/page/main_home , you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're looking for a quick way to send money to friends or family, our person-to-person transfers make it seamless and fast. Plus, with mobile payments enabled, you can make purchases directly from your phone without any hassle.

Security is a top priority at First Community. Our electronic signature authorization feature ensures that your transactions are safe and protected. You can also opt for e-statements to keep track of your spending and savings without the clutter of paper statements. Accessing your accounts is straightforward with our mobile application, which is available for download on both Android and iOS devices.

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is strong, with $8,233 in used auto loans and $1,005,220,533 in total loans and leases supporting our members' financial goals across various sectors.

Total Share and Deposit Accounts stand at 186,078, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $6,881,825, further solidifying our ability to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 2077 Highway 101 Florence Or 97439 or call (541) 902-9599 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our financial performance reflects our operational efficiency with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier than ever to drive away with a great deal. Plus, if you're interested in refinancing your current auto loan for better terms, we can guide you through that process as well.

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting local enterprises. At First Community, we pride ourselves on being more than just a lender; we're your financial partner. If you're curious about how our loan products can fit into your plans or if you're interested in refinancing options available to you, don't hesitate to reach out. Visit us at our branch located at 2077 Highway 101 Florence OR 97439, or give us a call at 541-902-9599 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, making buying or refinancing simple. We aim to make the journey toward homeownership smooth and straightforward. Our team is here to assist you with eligibility options and ensure you find a plan that suits your financial situation.

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. These cards come with benefits that help you build credit while offering convenience for everyday purchases.

- Verified Data: Loan offers are sourced from legitimate financial institutions, guaranteeing transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information is based on the latest results from trusted institutions (Source: https://www.ncua.gov ), ensuring fair and transparent offers for all users.