First Community Credit Union Dallas OR | Low Mortgage Rates & Business Banking

Introduction

Welcome to First Community, your trusted financial partner located at 372 E Ellendale Ave, Dallas, OR 97338. Since our establishment in 1957, we have been dedicated to serving our community with commitment and care. With a total membership of 88,859, we pride ourselves on building strong relationships and providing personalized banking solutions that meet the diverse needs of our members. At First Community, we understand that financial stability is essential for you and your family. That's why we are proud to manage total assets of over $1.67 billion and offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total deposits amount to $96,834,719, showcasing the trust our members place in us. As a member-owned credit union, we focus on your success. With a net worth of $200,401,002 and cash in hand totaling $18,318,429, we ensure that your funds are secure while providing competitive rates on loans and savings. Whether you're looking to finance a new vehicle or consolidate debt, we have options tailored just for you our total loans exceed 36,554. Our dedicated team of 359 employees, led by CEO David Elmer and Board President Robin McAlpin, is here to assist you during our convenient lobby hours: Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. If you need help outside these hours or prefer online banking services, our website at myfirstccu.org offers easy access to manage your accounts anytime. While members can visit us at 372 E Ellendale Ave, official correspondence should be sent to the same address for consistency. Reach out today by calling us at 503-831-3331 or send a fax to 541-396-3041. Join us at First Community as we work together toward your financial goals! Your journey starts here come experience the difference with a credit union that truly cares about its members.

Branch History & Mission

Community Focus

Community outreach is at the heart of what we do. Over the years, we've partnered with various local organizations to support initiatives that uplift those around us. From financial literacy programs to charitable events, we're dedicated to making a positive impact in Dallas. As we look ahead, we invite you to join us on this journey toward financial wellness and community enrichment. Discover how becoming a member of First Community can provide you with valuable resources and support tailored just for you. If you're ready to experience the benefits of being part of First Community, contact us today at 503-831-3331 or visit our website at www.myfirstccu.org. Together, let's build a brighter future!

Our Mission

At First Community, our mission is simple yet powerful: we aim to empower our members through comprehensive financial solutions while actively supporting our local community. We believe that strong communities create strong financial futures. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. We offer a range of services tailored to meet various needs: from credit cards with rewards programs to business banking solutions. Our online and mobile banking platforms ensure that you can manage your finances easily and securely from anywhere. Moreover, we take pride in our commitment to accessibility. Our branch features ADA-compliant facilities and provides essential services such as ATM access and drive-thru banking for your convenience.

Branch Location & Accessibility

A Friendly Invitation

At First Community, we're more than just a credit union; we're part of your community. With services ranging from personal banking and auto loans to mortgage options and business banking solutions, there's something for everyone. If you have questions or need assistance, don't hesitate to give us a call at 503-831-3331. We invite you to visit us today and discover how First Community can help meet your financial needs!

Convenient Access and Amenities

At First Community, we understand the importance of convenience. That's why we offer ample parking space right outside our doors, making it easy for you to stop by. Our location is fully accessible, with ADA-compliant features including ramps to ensure that everyone can visit us comfortably. If you need to access your accounts quickly, our ATM is available on-site for withdrawals and balance checks. For those who prefer a little extra ease, we also have a drive-thru service where you can complete basic transactions such as deposits and withdrawals without leaving your vehicle.

Operating Hours

We're here for you during the week! Our lobby hours are designed with your busy schedule in mind: Monday through Thursday from 9 AM to 5:30 PM, and Friday from 9 AM to 6 PM. Whether you're stopping by for personal banking services or just want to ask a question, our team is ready to assist you during these hours. While members can visit us at 372 E Ellendale Ave, official correspondence should be sent to the same address for your convenience.

Member Eligibility

Joining First Community feels like becoming part of a close-knit family that genuinely cares about your financial well-being. To become a member, you'll find that eligibility is welcoming and straightforward. If you live, work, worship, or attend school in the Dallas area, you're likely to qualify! We believe everyone deserves access to friendly financial services, so we invite individuals from various backgrounds to explore what we offer. By becoming a member at First Community, you'll enjoy benefits like personalized banking solutions and a supportive community focused on helping you achieve your goals. Ready to take the next step? Opening an account is easy! Simply visit us at 372 E Ellendale Ave Dallas Or 97338 or give us a call at (503) 831-3331 for more information on how to get started. For detailed and updated eligibility criteria, feel free to check out our resource. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions so you can focus on what matters most running your business. Imagine being able to accept payments seamlessly from customers, whether online or in-store. Our tools make managing sales easier and help improve cash flow, giving you peace of mind as you grow. Located at 372 E Ellendale Ave Dallas Or 97338 in Dallas, OR, we're here to partner with you on your journey. Contact us at (503) 831-3331 to learn more about how our business banking services can empower your success!

Comprehensive List Of Services

ATM & Drive-Thru Access

We know that sometimes you need quick access to cash or assistance with simple transactions. Our branch features an ATM for withdrawals and balance checks, along with a drive-thru service where you can handle deposits and withdrawals without leaving your vehicle. At First Community, we're here to support you on your financial journey with services designed around your needs. For any inquiries or if you'd like more information about our offerings, please don't hesitate to reach out at (503) 831-3331 or visit us online at our website. We look forward to serving you!

Business Banking Services

For entrepreneurs, First Community offers tailored business banking solutions. From merchant services that simplify payment processing to business loans that empower growth, we understand the challenges businesses face and strive to provide support every step of the way.

Credit Cards & Rewards

To enhance your purchasing power, consider our credit cards with rewards. They not only provide the convenience of cashless transactions but also allow you to earn points for every dollar spent perfect for those who love to travel or shop!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With access to your accounts anytime and anywhere, managing your finances has never been easier. You can check balances, transfer funds, pay bills, and even send money through person-to-person payments all at your fingertips.

Personal Banking Solutions

Our personal banking services cater to individuals and families alike. You can open checking and savings accounts that fit your lifestyle. Need a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle of your dreams. If you're considering buying a home, our mortgage loans and refinancing solutions are here to guide you through every step of the process. Plus, we offer personal loans for various needs, including debt consolidation to help manage your finances more effectively.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your balance, transfer funds, and pay bills from the comfort of your home or on the go. Our mobile application makes it even simpler to stay connected to your finances. Whether you're using a smartphone or tablet, you have real-time account management right at your fingertips. Security is crucial in today's digital world, which is why we provide electronic signature authorization for a smooth and secure signing process. Plus, you can opt for e-statements to keep track of your transactions while reducing paper clutter an environmentally friendly choice! Need to send money to a friend? Our person-to-person transfer feature allows you to easily send money directly from your account, making it quick and hassle-free. And if you love the convenience of mobile payments, you'll be pleased to know that our services support this feature as well. At First Community, we are committed to providing our members with accessible and efficient banking solutions that fit into their busy lives. Experience the ease of managing your finances digitally with us today!

Financial Strength

A Growing Member Base

We are proud to report a total of 186,078 share accounts, demonstrating a strong and growing member base that trusts us with their finances. With net shares amounting to $6,881,825, you can rest assured that funds are available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 372 E Ellendale Ave Dallas Or 97338 or call (503) 831-3331 to learn more about how we can help you achieve your financial goals.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment extends further with $173,577,252 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $6,604,257, which empowers us to keep offering competitive loan rates and quality financial products for our members. With 355 full-time employees and 4 part-time employees on board, we ensure our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your deposits reflects our dedication to your financial well-being.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $8,233 in used auto loans and a total of $1,005,220,533 in loans and leases available for your needs. These figures reflect our ability to provide diverse financing options tailored to your circumstances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already financed over $98,618,270 in new vehicle loans and $127,217,800 in used vehicle loans, helping members like you get on the road without breaking the bank. Whether you're looking for a brand-new ride or a reliable used vehicle, our flexible terms can make it happen.

Business Financing

For business owners looking to expand or improve operations, our outstanding commercial loans amounting to $224,724,188 provide the capital needed for growth. We understand the unique challenges businesses face and are committed to supporting your success. At First Community located at 372 E Ellendale Ave, Dallas, OR 97338, our team is ready to assist you with any questions about our loan offerings. Feel free to give us a call at 503-831-3331 for more information or visit us online at First Community for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help guide you through every step of your financial journey!

Credit Options

We also recognize that sometimes you need quick access to funds for unexpected expenses or projects. That's why we offer unsecured credit card loans with a total of $8,852,487 available to help you manage your finances effectively. Our flexible terms mean you can spend less time worrying and more time enjoying life.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536. We simplify the buying or refinancing process so you can focus on making your house feel like home. Our knowledgeable team is here to help you explore refinancing options and find eligibility criteria that work for you.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to make informed decisions without hidden surprises.

Benefits of Using LendMesh

One key feature of LendMesh is its commitment to providing verified data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal is straightforward: to deliver unbiased results that truly reflect current market conditions. Another significant advantage is the real-time rate comparisons available through LendMesh. Users receive up-to-date loan rates from multiple institutions, which can greatly aid in finding the best options tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST COMMUNITY CREDIT UNION - Dallas, OR

Type of Loan Offerings

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Dallas, OR (97338)

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

A Friendly Invitation

Convenient Access and Amenities

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Work for You

Comprehensive List Of Services

ATM & Drive-Thru Access

Business Banking Services

Credit Cards & Rewards

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

A Growing Member Base

Focused on Member Benefits

Operational Efficiency

Robust Financial Health

Secure Savings Options

Supporting Your Financial Goals

Loan Offering

Auto Loans

Business Financing

Credit Options

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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