First Community Credit Union Bend OR | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to First Community, your trusted financial partner located at 62080 Dean Swift Rd Ste 180, Bend, OR 97701. Since our establishment in 1957, we've been committed to serving our community with dedication and care. With a membership base of over 88,000, we pride ourselves on fostering relationships that empower individuals and businesses alike. At First Community, we understand the importance of sound financial management. Our total assets have grown to an impressive $1,671,099,995, reflecting our stability and reliability. We offer a range of services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage refinancing. Our total deposits stand at $96,834,719, showcasing the trust our members place in us. Led by our passionate CEO, David Elmer, and Board President Robin McAlpin, our team is dedicated to ensuring you receive exceptional service. With a robust workforce of 359 employees, we're always ready to assist you in achieving your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 62080 Dean Swift Road, Suite 180, Bend, OR 97701. Whether you're looking for guidance on loans or exploring investment options, we invite you to reach out via phone at 541-382-7280 or explore our website at myfirstccu.org. Join us today and experience firsthand how First Community is more than just a credit union it's a place where your financial future is in good hands!

Branch History & Mission

Commitment to Our Members

At First Community, we pride ourselves on being more than just a financial institution; we are a part of your journey. Our operating hours reflect our dedication to serving you better our lobby is open Monday through Thursday from 9 AM to 5:30 PM and Friday until 6 PM. For those who prefer convenience, our drive-thru service is available during extended hours as well. We understand that technology plays an important role in modern banking. That's why we offer online and mobile banking options to make managing your finances easier than ever. You can access your accounts anytime, anywhere while enjoying features like electronic statements and mobile payments.

Join Us Today!

As we continue to grow and evolve with the needs of our members, we invite you to be part of our story. Experience firsthand how First Community can help you achieve your financial dreams while being part of a caring community. For any inquiries or assistance, feel free to reach out at 541-382-7280 or visit us at our branch in Bend. Together, let's build a brighter financial future!

Our Journey

Since our inception, First Community has been dedicated to serving the financial needs of our community. With total assets now exceeding $1.67 billion, we've built a strong foundation that allows us to offer a wide range of financial products and services. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we strive to meet every member's unique financial goals. Our mission is simple yet powerful: to empower our members through exceptional financial services while fostering a sense of community and support. We believe in giving back and actively participate in local initiatives that uplift those around us. Whether through partnerships with local organizations or community outreach programs, we are committed to making a positive impact.

Branch Location & Accessibility

Comprehensive Banking Services

At First Community, we offer a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash on the go? Enjoy convenient ATM access right at our branch along with basic drive-thru services for quick deposits and withdrawals. While members can visit us at 62080 Dean Swift Rd Ste 180, official correspondence should be sent to our mailing address at the same location for your convenience.

Connect with Us Today!

Ready to experience exceptional banking? We invite you to visit First Community today or give us a call at 541-382-7280. Our team looks forward to assisting you!

Convenient Access and Nearby Landmarks

First Community is just a stone's throw away from local landmarks like the scenic Deschutes River and the bustling downtown area. This prime location means that you can stop by for banking services while enjoying everything Bend has to offer. Parking is available right outside our branch, ensuring that your visit is hassle-free. We also have ADA-compliant features to make sure everyone can access our services comfortably.

Operating Hours That Fit Your Schedule

We understand that life can be busy, so we've tailored our hours to accommodate you. Visit us in our lobby from Monday to Thursday between 9 am and 5:30 pm, or drop by on Friday when we're open until 6 pm. If you prefer drive-thru banking, we're happy to serve you Monday through Thursday from 8:30 am to 5:30 pm and Friday from 8:30 am to 6 pm.

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We also extend our membership to family members of current members, creating a network of support that feels like home. Joining First Community means gaining access to valuable financial services tailored just for you, from checking accounts to auto loans and more. If you're interested in becoming a member, visit our website for detailed eligibility criteria at . We're here to help you every step of the way, so feel free to reach out at (541) 382-7280 if you have any questions or need assistance with the account opening process. Your journey toward financial wellness starts right here at First Community, located at 62080 Dean Swift Rd Ste 180 Bend Or 97701!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. This includes everything from working capital to equipment financing, ensuring that you have the right resources when you need them most.

Merchant Services

In addition to loans, we provide essential merchant services that streamline operations. Imagine having a point-of-sale system that not only accepts payments but also provides insights into customer buying patterns. This means you can make informed decisions and enhance customer experiences all while keeping cash flow steady. With an outstanding commercial loan portfolio of $224,724,188, we continue to drive economic growth by financing new and expanding businesses. Located at 62080 Dean Swift Rd Ste 180 Bend Or 97701 in Bend, OR, we are here to support your business every step of the way. If you're ready to take the next step or have questions about how we can assist you, call us at (541) 382-7280 today!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans designed to help you grow. We know how vital it is for businesses to thrive, so we're here with financial tools tailored specifically for your success.

Convenient Access and Support

At First Community, convenience is key. Our basic drive-thru banking allows members to handle deposits, withdrawals, and simple transactions without leaving their cars. If you're on the go, don't forget about our online tools like person-to-person payments which make transferring money as easy as sending a text.

Get in Touch!

We invite you to visit us at 62080 Dean Swift Rd Ste 180 Bend Or 97701 or give us a call at (541) 382-7280 if you have any questions about our services or want personalized assistance. Our friendly staff is always ready to help! Discover how First Community can support your financial journey today! For more details about our offerings, check out our website at https://www.myfirstccu.org/page/main_home . Let us be part of your financial future!

Personal Banking Services

For individuals and families, our Personal Banking options include checking and savings accounts that are user-friendly and accessible. Imagine having an account that not only helps you save but also provides the flexibility to manage your day-to-day expenses easily. With our online and mobile banking services, you can keep track of your finances anytime, anywhere. Need cash? Our ATM services allow for quick withdrawals and balance checks without any hassle. When it comes to financing, we offer Auto Loans & Vehicle Financing to help you get on the road with confidence. Picture driving away in your dream car without breaking the bank! We also provide Mortgage Loans & Refinancing options for those looking to buy a home or lower their current mortgage payments.

Support for Your Financial Goals

Life can bring unexpected expenses, which is why our Personal Loans & Debt Consolidation services are here to assist you. Whether you need funds for a big purchase or want to simplify your debt management, we offer solutions that fit your needs. In addition to these personal services, we understand the importance of rewarding loyalty. That's why we offer Credit Cards with Rewards so you can earn benefits while making everyday purchases.

Digital & Online Banking

Convenience at Your Fingertips

At First Community, we aim to make banking accessible and straightforward. Whether you're using our online banking services or the mobile app, managing your finances is designed to be user-friendly and responsive. With real-time account management tools at your disposal, keeping track of your finances has never been simpler. Explore all these features today by visiting us online at https://www.myfirstccu.org/page/main_home and take control of your financial journey with ease!

Key Features

One of the standout features is our mobile application, which brings banking right to your fingertips. You can manage your accounts on the go and even take advantage of mobile payments to make purchases effortlessly. If you need to send money quickly to a friend or family member, our person-to-person transfer feature makes it easy and instant. We also offer e-statements for those who prefer a paperless experience. This not only helps the environment but also keeps your financial documents organized and accessible whenever you need them. And with electronic signature authorization available, signing important documents has never been easier or more efficient.

Financial Strength

Committed Team

We also take pride in having 355 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your experience as smooth as possible.

Comprehensive Lending Support

With $8,233 in used auto loans and $1,005,220,533 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for an auto loan or other financing options, we're here to help.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your interests always come first at First Community.

Growing Member Base

Total Share Accounts: 186,078, showing a strong and growing member base that trusts us with their finances. This trust motivates us to continually enhance our offerings for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 62080 Dean Swift Rd Ste 180 Bend Or 97701 or call (541) 382-7280 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Each dollar earned is reinvested back into providing you with exceptional service.

Reinvestment for Growth

With $173,577,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy empowers us to continuously improve the services you rely on.

Secure Savings Options

Members' savings are secured through $165,885,966 in share certificates and $163,120,145 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to securing your savings reflects our dedication to fostering a reliable banking environment.

Strong Capital Foundation

With a net worth of $200,401,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,199 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $127,217,800 in used vehicle loans and $98,618,270 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in the vehicle you need.

Business Solutions

For business owners, our outstanding commercial loans totaling $224,724,188 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is here to assist you with tailored solutions that fit your needs.

Conclusion

At First Community, we're committed to providing financial solutions that empower our members. If you're interested in learning more about any of our loan products or exploring eligibility options, please don't hesitate to contact us at (541) 382-7280 or visit us at 62080 Dean Swift Rd Ste 180 Bend Or 97701 in Bend, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take your next financial step confidently!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,265,536, make buying or refinancing simple. We guide you through the process to ensure that you find a solution that fits your budget and lifestyle. Plus, if you're considering refinancing your current mortgage, we have options available to help lower your payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,852,487 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit or managing unexpected expenses without having to rely on high-interest alternatives.

Loan Aggregator

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FIRST COMMUNITY CREDIT UNION