First Community Credit Union Washington MO | Low Mortgage Rates & Rewards Cards

Introduction

At First Community, we believe in building a strong financial foundation for our members and the community. Located at 1701 A Roy Dr, Washington, MO 63090, our branch has been serving families and businesses since 1934. With a commitment to transparency and trust, we're proud to have grown to a membership of 402,691 individuals who rely on us for their financial needs. As of now, we manage assets totaling $4,468,203,907, ensuring that your savings are secure with us. Our total deposits stand at $295,734,993, showcasing the confidence our members place in us. Whether you're seeking an auto loan or looking to open a new savings account, our dedicated team is here to assist you. Led by our CEO Glenn Barks and Board President Sharon Hudson, First Community focuses on creating personalized banking experiences. Our team of 647 employees is passionate about helping you reach your financial goals. You can count on us for everything from personal banking services to business loans. While members can visit us at our branch location, official correspondence should be sent to the same address for clarity. We invite you to explore our range of services including personal loans, mortgage options, and credit cards with rewards all designed with your needs in mind. Don't hesitate to reach out! Call us today at 636-728-3333 or visit our website at First Community for more information about how we can help you thrive financially. Your journey towards achieving your dreams starts here!

Branch History & Mission

Community Engagement

Community involvement has always been at the heart of what we do. From sponsoring local events to providing financial education workshops, First Community actively seeks ways to give back. Our employees volunteer their time and talents, reinforcing our belief that a strong community benefits us all.

Join Us

As we look forward to the future, we invite you to become part of the First Community family. Experience firsthand how we can help you navigate your financial journey while contributing positively to your community. Stop by today or visit us online at firstcommunity.com to learn more about how you can join us! Together, let's build a brighter future for Washington and beyond!

Mission Statement

At First Community, our mission is clear: we strive to provide exceptional financial services while fostering a sense of belonging and support within our community. We believe in offering more than just banking; we are dedicated to helping our members achieve their financial goals through personalized service and innovative solutions. Whether it's assisting with auto loans or providing resources for home ownership, we are here every step of the way. We take pride in being ADA compliant and making banking accessible for everyone. Our modern online and mobile banking platforms allow members to manage their finances conveniently from anywhere. We also offer ATMs for easy cash withdrawals, ensuring that banking with us is both convenient and secure.

Our Journey

First Community started its journey with a simple yet powerful vision: to provide accessible financial services that empower individuals and families. Over the decades, we have expanded our offerings significantly. Today, we proudly serve over 402,000 members, managing total assets of approximately $4.47 billion. Our commitment to community is reflected not only in our numbers but also in our ongoing outreach initiatives and partnerships that aim to improve the lives of those around us. Our branch is located at 1701 A Roy Dr, Washington, MO 63090, conveniently situated near local schools and parks, making it easy for families and individuals to access our services. While members can visit us at this address for their banking needs, official correspondence should be sent to our mailing address if it differs.

Branch Location & Accessibility

Contact Us Today!

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 636-728-3333. We look forward to welcoming you at First Community in Washington and helping you with all your banking needs. Come visit us soon!

Nearby Landmarks and Accessibility Features

You can find us just a short drive from popular local spots like the Washington City Park and the scenic Missouri River. Parking is plentiful and straightforward, ensuring you have no trouble finding a spot when you visit us. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and wide entrances to ensure everyone feels welcome.

Operating Hours and Services

We know your time is valuable, which is why we offer flexible operating hours to suit your schedule. Our lobby is open Monday through Friday from 8:30 AM to 7:00 PM, as well as Saturdays and Sundays from 9:00 AM to 3:00 PM. Whether you're stopping by for personal banking needs or looking to explore our services like auto loans, mortgage refinancing, or business banking solutions, we've got you covered. For added convenience, we also provide ATM services right at our location so that you can access your funds quickly. While we don't offer drive-thru services currently, our friendly staff is always ready to assist you inside.

Member Eligibility

At First Community, we believe that becoming a member means joining a close-knit community that truly cares about your financial well-being. If you live, work, worship, or attend school in our vibrant area, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for everyone to access our range of services designed just for you. For more specific details about eligibility, feel free to check out our comprehensive guide at https://www.firstcommunity.com/about-us/join-us.html. Opening an account with us is a breeze just head over to our website where you'll find all the information you need at https://www.firstcommunity.com/about-us/join-us.html. If you have any questions or want to chat about how membership can benefit you, don't hesitate to give us a call at (636) 728-3333. We're located at 1701 A Roy Dr Washington Mo 63090, ready to assist you on your journey toward better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment, hire additional staff, or open a new location. Our loans are designed with flexibility in mind, so you can focus on what matters most running your business.

Merchant Services

In addition to loans, we offer essential merchant services that streamline your transactions. Picture this: You're running a busy store, and every second counts. Our point-of-sale solutions simplify payment processing, allowing you to serve your customers efficiently while keeping track of sales data seamlessly. Located conveniently at 1701 A Roy Dr Washington Mo 63090, Washington, MO, we invite you to explore how our dedicated team can support your journey toward success. Call us at (636) 728-3333 or visit us online at First Community for more information!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, our Business Banking services cover everything from Merchant Services to various types of Business Loans. We know how important it is for businesses to have reliable financial support, and our team is dedicated to helping local businesses thrive.

Credit and Debt Solutions

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions to help you manage those challenges effectively. With competitive rates and flexible terms, these loans can provide the breathing room you need during tough times. Plus, our Credit Cards with Rewards give you more for your spending while allowing you to build your credit score.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. Need cash? Our ATM & Cash Withdrawal Services are available for quick access to your funds, ensuring that banking with us fits seamlessly into your busy life. At First Community, we're committed to providing services that enhance your financial journey while keeping things simple and straightforward. If you have any questions or want to learn more about how we can assist you further, don't hesitate to reach out! You can contact us at (636) 728-3333, visit us at 1701 A Roy Dr Washington Mo 63090, or explore more about us online at our website. Join us today and experience the difference of being part of a community-focused credit union!

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's where our Personal Banking services come in handy. From Checking & Savings Accounts that suit your lifestyle to Auto Loans & Vehicle Financing that make getting on the road easier, we have what you need. Perhaps you're dreaming of owning a home? Our Mortgage Loans & Refinancing options are tailored to help you achieve that dream without the stress.

Digital & Online Banking

Convenient Features for Every Member

Our online banking platform lets you check balances, transfer funds, and pay bills with just a few clicks. Plus, you can enjoy the convenience of electronic statements, which are available to keep your paperwork organized without the clutter. If you prefer to sign documents digitally, our electronic signature authorization feature simplifies this process no more printing or mailing forms! For those on the go, our mobile application ensures that your bank is always at your fingertips. With mobile payments enabled, you can make purchases swiftly and securely using your smartphone. Want to send money to a friend? Our person-to-person transfer service makes it easy to share funds instantly.

Security You Can Trust

We prioritize your security while providing these convenient services. Our systems are designed with robust security features to protect your information, giving you peace of mind as you manage your finances online. Whether you're checking your account before heading out or need to handle an urgent payment while traveling, our user-friendly digital tools put everything you need in one place. Experience the freedom of real-time account management with First Community's digital banking solutions!

Financial Strength

Commitment to Member Services

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. This trust allows us to continue serving you with confidence. Our financial strength means we can keep providing you with reliable services tailored to your needs. Whether you're saving for a future goal or borrowing for today's needs, First Community is your trusted partner. Visit us at 1701 A Roy Dr Washington Mo 63090 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations remain efficient with a reported net income of $10,440,065, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, we have flexible financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are committed to providing support through accessible financing solutions.

Credit Lines

We offer competitive credit lines totaling $623,986,918, giving you the flexibility to cover unexpected expenses or make larger purchases without stress. This option can help you manage cash flow more efficiently while enjoying peace of mind. At First Community, we are dedicated to making lending straightforward and accessible. If you're considering refinancing or need more information on eligibility options for any of our loan products, please reach out to us directly at 636-728-3333. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We aim to provide competitive rates and terms that align with your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions, which fosters trust and transparency. - No Sponsored Listings: Unlike many platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results means you can compare rates without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose what works best for them. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the tool in helping individuals secure better financing options. To explore real-time loan offers and find the best rates tailored to your needs, visit LendMesh today. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive only legitimate loan options.

FIRST COMMUNITY CREDIT UNION - Washington, MO

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Washington, MO (63090)

Introduction

Branch History & Mission

Community Engagement

Join Us

Mission Statement

Our Journey

Branch Location & Accessibility

Contact Us Today!

Nearby Landmarks and Accessibility Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Credit and Debt Solutions

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Convenient Features for Every Member

Security You Can Trust

Financial Strength

Commitment to Member Services

Growing Membership Base

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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