First Community Credit Union Saint Louis MO | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to First Community at St. Louis Hills, where we are dedicated to serving our members with care and commitment. Located at 4249 Watson Rd, Saint Louis, MO 63109, our branch has been a trusted financial partner in the community since 1934. With over 402,691 members and total assets amounting to an impressive $4,468,203,907, we take pride in being a cornerstone of financial support for individuals and families alike. At First Community, we believe in creating lasting relationships built on trust. Our experienced team of 647 employees, led by CEO Glenn Barks and Board President Sharon Hudson, is here to assist you with all your banking needs. From personal banking services like checking and savings accounts to auto loans and mortgages, we've got you covered. We understand that each member has unique financial goals. That's why we offer tailored solutions such as credit cards with rewards and business banking options. With total deposits reaching $295,734,993 and a net worth of $362,428,732, we ensure your money is safe while helping you grow it effectively. While members can visit us at our branch location for friendly service or use our convenient online banking services anytime, official correspondence should be directed to our mailing address if it differs from the branch address. We invite you to explore all that First Community has to offer by visiting us online at firstcommunity.com or giving us a call at 636-728-3333. Join us today and experience the difference of a credit union that puts its members first!

Branch History & Mission

Join Us Today!

First Community is more than just a credit union; we are part of your neighborhood. Our doors are open Monday through Saturday with convenient hours designed to fit your schedule. If you're looking for a financial partner that puts you first and understands your needs, we invite you to visit us at 4249 Watson Rd or call us at 636-728-3333. Join us today and experience the benefits of being part of a community-focused credit union where your success is our priority!

Our Journey

Located at 4249 Watson Rd in the heart of Saint Louis, our branch has seen many changes throughout the decades. We have adapted to the evolving needs of our members while staying true to our mission: to provide accessible and affordable financial services that empower our community. With a dedicated team of over 600 employees, we focus on delivering exceptional service and fostering lasting relationships. Our commitment extends beyond just financial transactions. We actively engage with local initiatives and support various community outreach programs aimed at enhancing the quality of life for all residents. Whether it's through educational workshops or partnerships with local organizations, First Community is dedicated to making a positive impact.

Our Mission

At First Community, our mission is simple yet powerful: to serve our members by providing reliable financial products and services while prioritizing community welfare. We understand that every member's journey is unique, which is why we offer personalized solutions ranging from personal banking accounts to auto loans and mortgages. In addition to traditional banking services, we embrace modern technology with online and mobile banking options available for convenience. Members can access their accounts easily and securely from anywhere, ensuring they have the tools needed to manage their finances effectively. We also prioritize accessibility by offering ADA-compliant facilities and services. Our drive-thru banking option allows for quick transactions without leaving your vehicle, making banking easier for everyone.

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind. We have ample parking available right outside our entrance, along with ADA-compliant features to ensure everyone can comfortably access our services. If you prefer to bank from your car, take advantage of our drive-thru service for deposits and withdrawals.

Convenient Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. Whether you're on your way to work or running errands on the weekend, we strive to make banking convenient for you.

Services Offered

At First Community, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks around the clock. Our friendly staff is always ready to assist you with any questions or guidance you may need. If you're looking for a trustworthy partner in your financial journey, don't hesitate to stop by or give us a call at 636-728-3333. We can't wait to meet you!

Member Eligibility

At First Community, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is straightforward and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We welcome individuals from all walks of life who are looking for personalized banking services tailored to their unique needs. By choosing First Community, you gain access to a range of benefits, including competitive rates on loans and savings accounts, as well as dedicated support from our friendly staff. To learn more about our eligibility criteria, feel free to visit our detailed page at https://www.firstcommunity.com/about-us/join-us.html. If you're ready to open an account and start your journey with us, check out the simple steps outlined at https://www.firstcommunity.com/about-us/join-us.html. If you have any questions or need assistance, don't hesitate to give us a call at (636) 728-3333. We can't wait to welcome you to our family at First Community, located at 4249 Watson Rd Saint Louis Mo 63109!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment, hire more staff, or open a new location all made possible by our flexible lending options. Our loans come with competitive rates and terms designed to fit your budget.

Merchant Services

In addition to loans, we offer comprehensive merchant services that help streamline your payment processes. Picture this: a busy Saturday at your café where customers are lined up. With our merchant solutions, you can quickly process transactions whether it's a card swipe or mobile payment ensuring customer satisfaction and keeping the line moving smoothly. Located at 4249 Watson Rd Saint Louis Mo 63109 in Saint Louis, MO, we're ready to partner with you on your journey toward success. For any questions or personalized service, feel free to call us at (636) 728-3333. Let's build a brighter future for your business together!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM availability ensures you have access whenever you need it. Plus, our drive-thru service allows for easy deposits and withdrawals without leaving the comfort of your vehicle. At First Community in Saint Louis, we're committed to making banking as convenient as possible for you. Come visit us or explore our services online at First Community. Let's work together to achieve your financial goals!

Business Banking Solutions

For our entrepreneurial members, we offer business banking services including merchant services and business loans. If you're starting a new venture or expanding an existing one, our team is ready to support you with customized financing solutions.

Convenient Digital Banking

In today's fast-paced world, managing your finances on-the-go is essential. That's why First Community offers robust online and mobile banking features. You can check balances, transfer funds, pay bills, and even use person-to-person payment options right from your smartphone.

Credit Cards with Rewards

Our credit cards come with rewards that let you earn while you spend! Whether you're planning a family trip or just doing everyday shopping, enjoy perks that make every dollar count.

Flexible Loan Options

Looking to purchase a new car? Our auto loans and vehicle financing options make it simple and affordable. Picture yourself driving away in that new vehicle without breaking the bank. We also offer mortgage loans and refinancing options so you can own your home sooner or reduce monthly payments on your current mortgage. If life throws unexpected expenses your way, our personal loans and debt consolidation services provide quick solutions. Whether it's for a home renovation or consolidating debt into one manageable payment, we're here to assist.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts tailored for everyday needs. Imagine having a place where you can easily deposit your paycheck, save for a vacation, or keep an emergency fund. With First Community's easy account setup and management, you can access your funds whenever you need them.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your balances, view transactions, and transfer funds with ease. You can even sign documents electronically with our electronic signature authorization feature, making it easier to handle important paperwork without needing to visit a branch. Plus, if you prefer going paperless, we offer e-statements that let you access your account statements quickly and securely. For those on the go, our mobile application provides an intuitive interface that allows you to perform various banking tasks right from your smartphone. You can send money easily using our person-to-person transfer feature or make quick payments through mobile payments. Whether you're grabbing lunch or out shopping, managing your finances has never been simpler.

Security & Accessibility

Your safety is our priority. We use advanced security measures to protect your information while ensuring a user-friendly experience. You can rest assured knowing that every transaction is secure as you navigate through your financial needs. With all these features, managing your finances has never been more accessible. Whether you're checking balances during your lunch break or transferring money on the weekend, First Community makes it easy to stay on top of your finances. Join us today and experience the convenience of modern banking at its best!

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, it's essential to have a trustworthy financial partner by your side. With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $80,651 in used auto loans and $3,113,337,953 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $10,440,065 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $13,762,475. Total Share and Deposit Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 4249 Watson Rd Saint Louis Mo 63109 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new car or a reliable used vehicle, our flexible terms and competitive rates make it easier than ever to drive off in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing business, we have financing solutions designed specifically for your needs. At First Community, we're committed to helping our members navigate their financial journeys successfully. For more information about our loan offerings or eligibility requirements, feel free to reach out at (636) 728-3333 or visit us at 4249 Watson Rd Saint Louis Mo 63109, Saint Louis, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how we can assist you in achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit you with every purchase while providing a safety net for unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our mortgage specialists are here to guide you through every step of the process. Plus, if you are looking to refinance an existing mortgage, we have options available that could help lower your monthly payments.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer displayed is fair and transparent, allowing users to trust the information they receive.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which guarantees transparency in what you're seeing. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus here is solely on providing unbiased results. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions in real-time, ensuring that users have the most current information at their fingertips. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To start comparing real-time loan offers today and find the best rates for your needs, visit LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST COMMUNITY CREDIT UNION - Saint Louis, MO

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Saint Louis, MO (63109)

Introduction

Branch History & Mission

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Solutions

Convenient Digital Banking

Credit Cards with Rewards

Flexible Loan Options

Personal Banking Made Easy

Digital & Online Banking

Key Features

Security & Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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