First Community Credit Union Maplewood MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Community, your trusted financial partner located at 1900 Maplewood Commons Dr, Maplewood, MO 63143. Since our establishment in 1934, we have grown to serve over 402,691 members, embodying a spirit of community and commitment. With total assets exceeding $4.4 billion, we are dedicated to providing a wide range of services tailored to meet the needs of our diverse membership. At First Community, we understand that banking goes beyond transactions; it's about relationships. Our team is here to support you with everything from personal banking and auto loans to business services. Under the leadership of CEO Glenn Barks and Board President Sharon Hudson, our goal is to foster financial growth and stability within our community. While members can visit us at our branch, we also ensure secure communication through our online channels. You can explore all that we offer on our website at www.firstcommunity.com. With total deposits of $295,734,993 and a net worth of $362,428,732, First Community stands as a reliable choice for your financial journey. We invite you to call us at 636-728-3333 or stop by during our lobby hours from Monday to Friday, 8:30 AM to 7:00 PM, and Saturday from 9:00 AM to 3:00 PM. Join us in achieving your financial goals together, we can make a difference!

Branch History & Mission

Join Us

While our main location is at 1900 Maplewood Commons Dr, official correspondence can be sent to our mailing address if applicable. We invite you to visit us during our operating hours: Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Unfortunately, we do not offer drive-thru service at this branch; however, we do provide ATM access for your convenience. If you're ready to experience the benefits of being part of a community-focused credit union with deep roots in Maplewood, reach out today! Call us at 636-728-3333 or explore more about joining First Community at our website. Together, let's build a brighter financial future!

Our Journey

First Community began its journey in a small yet vibrant corner of Maplewood. From those humble beginnings, we have grown into a trusted financial partner for countless families and businesses in the area. Our mission is clear: to empower our members with exceptional financial services while also making a positive impact on our community. Throughout our history, we have embraced innovation. We now offer a variety of modern banking solutions such as online banking, mobile payments, and e-statements to ensure that our members can manage their finances conveniently and securely. Our commitment to accessibility is also reflected in our ADA compliance efforts, ensuring everyone can utilize our services without barriers.

Our Mission

At First Community, we believe in the power of community support. Our mission is not only to provide top-notch financial products but also to uplift the communities we serve through outreach programs and partnerships. We are dedicated to fostering local initiatives that contribute to education, health, and overall well-being. This spirit of giving back defines who we are as an organization. Whether you're looking for personal banking options like checking accounts or auto loans, or business banking solutions including merchant services and business loans, First Community is here for you. We operate with transparency and integrity, ensuring that every member feels valued and supported.

Branch Location & Accessibility

Accessibility Features

At First Community, we prioritize accessibility for all our members. Our branch complies with ADA standards, ensuring that everyone can access our services comfortably. We have ample parking available right outside, making your visit easy and convenient.

Operating Hours

We understand that your schedule can be busy, which is why we offer flexible banking hours. You can drop by Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Unfortunately, we do not have drive-thru service at this location, but we're eager to assist you inside!

Services Offered

Our Maplewood branch provides a variety of personal banking options including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. For business owners, we also offer merchant services and business loans tailored to meet your needs. Plus, enjoy the convenience of online and mobile banking along with ATM access for quick cash withdrawals. If you have any questions or need assistance with your banking needs, don't hesitate to give us a call at 636-728-3333. We look forward to welcoming you into First Community your trusted partner in financial success!

Member Eligibility

Becoming a member of First Community is like stepping into a community where your financial well-being is our top priority. We're excited to welcome you! If you're living, working, or attending school in the area, or if you have family members who are already members, you're likely eligible to join us. We believe that everyone deserves access to quality financial services tailored to their needs. As a member of First Community, you'll enjoy competitive rates on loans, personalized service, and a range of products designed to help you achieve your financial goals. Ready to get started? The process is simple! You can find all the details about eligibility and how to open an account at https://www.firstcommunity.com/about-us/join-us.html. If you have any questions or need assistance, feel free to reach out to us at (636) 728-3333. For more information about the specific eligibility requirements, visit https://www.firstcommunity.com/about-us/join-us.html. We're here to help you every step of the way as you join our supportive family at First Community, located at 1900 Maplewood Commons Dr Maplewood Mo 63143.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Whether you're processing payments at a brick-and-mortar store or online, our solutions help you serve your customers efficiently. With easy-to-use tools, you can focus more on growing your business while we handle the complexities of payment processing. Discover how First Community can be your trusted partner in achieving your business goals. Visit us at 1900 Maplewood Commons Dr Maplewood Mo 63143 in Maplewood, MO, or call us at (636) 728-3333 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing you need to purchase new equipment, hire staff, or open a new location. Our loans provide the flexibility and support that can turn your business dreams into reality.

Comprehensive List Of Services

ATM Services

Need cash on the go? We provide ATM access for quick withdrawals and balance checks so that your money is always within reach when you need it. At First Community, we're more than just a credit union; we're partners in your financial journey. With our extensive list of services from personal banking to business solutions your needs always come first. For more information or to speak with one of our friendly representatives, call us at 636-728-3333 or visit us online at www.firstcommunity.com. We're here to help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions make it simple for you to hit the road in style. With flexible terms and competitive rates, we help you secure the financing needed without breaking the bank.

Business Banking Options

For entrepreneurs and business owners, First Community offers tailored business banking services including merchant services and business loans. We understand the challenges of running a business and are here to support your growth every step of the way.

Credit Cards with Rewards

With our credit cards, not only can you make everyday purchases, but you also earn rewards along the way! It's like getting paid for spending enjoy cashback or points for travel just by using your card for regular shopping.

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing an existing mortgage, we've got you covered. Our mortgage loans come with various options tailored to fit different budgets and situations. Imagine owning your dream home sooner than you thought possible!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Check balances, transfer funds, pay bills, and manage your accounts anytime, anywhere all from the palm of your hand.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have personalized banking options to fit your lifestyle. Imagine having a checking account with no monthly fees that lets you manage your money easily. Our savings accounts come with competitive interest rates, helping you grow your savings effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether you're planning for a big purchase or need help consolidating debt, our team will work with you to create a loan plan that suits your financial situation.

Digital & Online Banking

Key Features

Our online banking service allows you to check your balances, transfer funds, and pay bills with just a few clicks. Plus, with the convenience of e-statements, you can say goodbye to paper clutter while keeping your financial records organized and accessible. If you're looking for an easy way to send money to friends or family, our person-to-person transfer feature has got you covered. For those who prefer banking on the go, our mobile application makes it simple to handle your finances from your smartphone. Whether you're making mobile payments or checking transactions, everything is right at your fingertips. And if you ever need to sign documents quickly, our electronic signature authorization ensures that you can complete transactions securely without any hassle. Security is paramount at First Community. We employ robust measures to protect your personal information while ensuring a user-friendly experience. You can confidently manage your finances with peace of mind knowing that you're using a trusted platform. Embrace the ease of real-time account management with our digital banking tools. Whether you're at home or on the move, First Community is here to support your financial needs every step of the way. Join us in taking control of your banking experience today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 697,764, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,762,475. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 1900 Maplewood Commons Dr Maplewood Mo 63143 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $80,651 in used auto loans and $3,113,337,953 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,440,065 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. We have flexible terms and competitive interest rates that make financing straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand your business. We're committed to supporting local businesses with tailored solutions that fit your specific requirements. If you're considering refinancing any of these options or exploring eligibility for our various products, feel free to reach out to us at (636) 728-3333 or visit our website at https://www.firstcommunity.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to guide you every step of the way as you take control of your financial future!

Credit Lines

For those needing extra flexibility, our credit lines amounting to $623,986,918 are available for various needs. Whether it's for unexpected expenses or planned projects, having access to additional funds can provide peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We aim to provide you with a smooth process and excellent support throughout your journey to owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. These cards are designed for convenience and can help you build your credit score while offering rewards on purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh ensures that users have access to accurate information needed to make informed financial decisions. LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees fair and transparent offers, allowing users to trust that they are receiving legitimate loan options. One of the standout features of LendMesh is its Verified Data approach. Loan offers are sourced exclusively from recognized financial institutions, ensuring transparency in every comparison. Additionally, LendMesh stands out by offering No Sponsored Listings; lenders are not prioritized based on paid promotions. Instead, the platform focuses solely on providing unbiased results that reflect the current market. Another significant advantage is the Real-Time Rate Comparisons feature. Users benefit from up-to-date loan rates from multiple institutions, equipping them with the necessary insights to make informed choices about their financing needs. This approach not only saves time but also empowers users to find competitive rates without hassle. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the platform's effectiveness and reliability in delivering valuable financial insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIRST COMMUNITY CREDIT UNION - Maplewood, MO

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Maplewood, MO (63143)

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

ATM Services

Auto Loans & Vehicle Financing

Business Banking Options

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Growing Member Base

Investment in Growth

Member-Centric Resources

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Customers Also Interested In: