First Community actively participates in outreach efforts that strengthen our local community. We partner with various organizations to provide resources and support to those in need. This community-focused approach is part of what sets us apart; we are not just a financial institution but also a neighbor who cares about your well-being. Our operating hours Monday through Friday from 8:30 AM to 7:00 PM and Saturdays from 9:00 AM to 3:00 PM are designed with your convenience in mind. Although we currently do not offer drive-thru banking or shared service centers, our friendly team is always available by phone at 636-728-3333 to answer questions or provide assistance.
Whether you're looking for personal banking solutions or business services, First Community invites you to join us on this journey toward financial empowerment. Experience firsthand how we can help you reach your goals while being part of a supportive community. Visit us today at 2700 Ridge Point Dr, High Ridge, MO 63049, or explore more about membership options on our website here. Together, let's build a brighter financial future!
At First Community, our mission is simple yet profound: we strive to empower individuals and families by providing them with the tools they need to achieve their financial goals. We believe in fostering a sense of community through our services, which are designed to support not only individual financial success but also the overall well-being of our neighborhoods. Our total assets have grown to an impressive $4,468,203,907, reflecting our dedication to sound financial practices and responsible growth. As we continue to expand our offerings now including online banking options like mobile payments and e-statements we remain committed to ensuring that every member can access their accounts and manage their finances conveniently.
We understand that convenience is key when it comes to banking. That's why our branch offers ample parking and is fully accessible, ensuring that everyone can visit us without hassle. Whether you're stopping in for personal banking, auto loans, or mortgage services, we aim to make your experience as smooth as possible.
At First Community, we strive to be available when you need us. Our lobby hours are Monday through Friday from 8:30 AM to 7:00 PM, and on Saturdays and Sundays from 9:00 AM to 3:00 PM. We're here to help you with all your financial needs during these hours, so feel free to stop by!
We offer a variety of services that cater to both individuals and businesses. From checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you. Plus, with ATM availability right at our location, you can easily access cash or check your balance anytime. While members can visit us at our High Ridge branch for all their banking needs, we also encourage you to reach out by phone at 636-728-3333 if you have any questions or need assistance before visiting. Join us at First Community today and discover how we can help simplify your financial life!
Alongside our loan offerings, we provide essential merchant services that make running your business smoother. Whether it's enabling quick payments for your customers or managing transactions effortlessly, our tools help you focus on what matters most your business. By integrating these services into your daily operations, you can enhance customer satisfaction and streamline processes. If you're ready to explore how First Community can support your business journey, visit us at 2700 Ridge Point Dr High Ridge Mo 63049 in High Ridge, MO, or call us at (636) 728-3333. Let's work together to build a brighter future for your business!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.
If you're a business owner, we understand that managing finances can be challenging. That's why we offer comprehensive business banking services, including merchant services and business loans, designed to help you grow your enterprise with confidence.
In today's fast-paced world, convenience is key. That's why at First Community, we provide robust online and mobile banking features that let you handle your banking needs anytime, anywhere. With our mobile application, you can check balances, transfer funds, pay bills, and even make person-to-person payments all from the palm of your hand. Plus, our ATM services ensure that cash withdrawal is simple and straightforward.
We invite you to visit us at 2700 Ridge Point Dr High Ridge Mo 63049 in High Ridge, MO, or give us a call at (636) 728-3333 to learn more about how we can assist you with your financial journey. Join our community today and experience firsthand how First Community is dedicated to serving its members with care and commitment. Your financial future starts here!
Thinking about buying a home? Our mortgage loans and refinancing services make homeownership more accessible than ever. We guide you through every step of the process, ensuring you understand your options and find the right fit for your budget.
For those times when unexpected expenses arise or when you're looking to consolidate debt, our personal loans and debt consolidation solutions can offer relief. Additionally, our credit cards with rewards allow you to earn while you spend, making everyday purchases even more rewarding.
When it comes to personal banking, our offerings are designed with you in mind. You can open a checking or savings account that suits your lifestyle, helping you manage daily expenses and save for future goals. If you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options provide competitive rates and flexible terms to help get you on the road without breaking the bank.
Visit us at https://www.firstcommunity.com/ to explore the full suite of online banking features tailored for your convenience. Our online platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with our electronic signature authorization, signing documents has never been easier or safer. Need to go paperless? We provide e-statements so you can manage your financial records without clutter. This means less hassle and more security for your sensitive information.
For those on the go, our mobile application makes it easy to handle banking tasks right from your smartphone. With mobile payments enabled, making purchases is quick and effortless. You can also send money directly to friends or family using our person-to-person transfer feature perfect for splitting bills or sending gifts!
Your security is our top priority. All transactions are protected by advanced encryption technology, ensuring that your personal information stays safe while you manage your accounts online. With First Community, enjoy the freedom of real-time account management and the peace of mind that comes with knowing your banking needs are met securely and conveniently. Join us today and take advantage of everything digital banking has to offer!
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 2700 Ridge Point Dr High Ridge Mo 63049 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.
We also take pride in having 638 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 697,764, showing a strong and growing member base that trusts us with their finances.
With $332,567,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand the importance of lending capacity; that's why we offer $80,651 in used auto loans and $3,113,337,953 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $10,440,065, which enables us to continue offering competitive loan rates and solid financial products for our members.
Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation translates into peace of mind for our members, knowing their funds are in capable hands. Our net worth ratio of 8.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our auto financing options can make it easier for you to drive away with confidence.
For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand your ventures. We understand the unique challenges businesses face and are dedicated to supporting your success. If you're interested in refinancing options or checking your eligibility for any of these products, don't hesitate to reach out! You can contact us at 636-728-3333 or visit us at our branch located at 2700 Ridge Point Dr., High Ridge MO 63049. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to transparency and helping our members navigate their financial journeys with ease.
We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when unexpected expenses arise.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. We're here to guide you through the process and help you secure a loan that fits your budget and needs.
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