First Community Credit Union Ellisville MO | Best Auto Loans & Personal Banking

Introduction

Welcome to First Community, your trusted partner in financial wellness located at 15715 Manchester Rd, Ellisville, MO 63011. Since our establishment in 1934, we have been dedicated to serving our community with a wide range of financial services designed to meet your needs. With a strong commitment to member satisfaction, we proudly support over 402,691 members and manage total assets of $4,468,203,907. At First Community, we understand that banking is not just about numbers it's about relationships. Under the leadership of our CEO, Glenn Barks, and Board President, Sharon Hudson, we strive to provide personalized service that makes a difference in your daily life. Our friendly team of 647 employees is here to assist you with everything from checking accounts and auto loans to mortgage financing and business banking solutions. We know that trust is earned through transparency. That's why we maintain a solid financial foundation with total deposits reaching $295,734,993 and a net worth of $362,428,732. Whether you're looking for competitive loan options or secure savings accounts, we're here to help you make informed decisions. While members can visit us at our branch location in Ellisville, official correspondence can be sent directly to our mailing address if it differs from our branch address. Additionally, our commitment extends beyond traditional banking; we offer convenient online and mobile banking services so you can manage your finances anytime, anywhere. Are you ready to explore how First Community can empower your financial journey? Don't hesitate to reach out! Call us at 636-728-3333 or visit our website at www.firstcommunity.com today. Join us as we continue building a stronger community together!

Branch History & Mission

Commitment to Innovation

We are proud of our commitment to innovation as well. Our digital platforms allow members to manage their accounts conveniently through online and mobile banking services. With features such as person-to-person payments and electronic statements, we ensure that banking remains easy and efficient for everyone. While you can visit us at our Ellisville location for all your banking needs, please note that official correspondence should be sent to our mailing address if it differs from the branch address.

Join Us

As we look toward the future, First Community remains focused on expanding our services and enhancing member experiences. We invite you to join us on this journey. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. For more information or assistance, feel free to reach out at 636-728-3333 or visit us online at First Community. Together, let's build a brighter future!

Our Journey

First Community began with a simple vision: to provide accessible financial services that empower our members and strengthen our community. Since opening our doors at 15715 Manchester Rd, Ellisville, MO 63011, we have continuously evolved to meet the changing needs of those we serve. From humble beginnings, we have embraced advancements in technology while maintaining our core values of trust and service. Our branch features not only an ATM but also convenient drive-thru banking options to enhance accessibility for all members.

Our Mission

Our mission is clear: We strive to deliver exceptional financial services while fostering a sense of community. We are dedicated to helping our members achieve their financial goals through personalized support and innovative products like auto loans, mortgages, and business banking solutions. At First Community, we believe that every member deserves respect and assistance tailored to their unique situation. In addition to providing top-notch financial services, we actively engage in community outreach programs aimed at enhancing the lives of those around us. By partnering with local organizations and participating in various initiatives, we work tirelessly to give back to the communities that support us.

Branch Location & Accessibility

Welcome to First Community, your trusted credit union located at 15715 Manchester Rd in Ellisville, Missouri. Nestled in the heart of Saint Louis County, our branch is easy to reach and conveniently situated near local landmarks, making it a great stop for all your banking needs. Whether you're heading to the nearby shopping centers or enjoying the local parks, we invite you to drop by and see how we can help you with your financial goals. At First Community, we understand that accessibility is important. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entryways and ample parking spaces. If you're looking for a quick visit, our drive-thru service allows you to handle deposits and withdrawals without ever leaving your vehicle. Plus, with an ATM available on-site, accessing cash has never been easier. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. Whether you're stopping by for personal banking services like checking and savings accounts or need help with auto loans or mortgages, we're ready to provide personalized service tailored just for you. While members can visit us at our branch location, please note that any official correspondence should be sent directly to our mailing address if different. Feel free to give us a call at 636-728-3333 if you have any questions before your visit. We look forward to welcoming you at First Community! Your financial journey starts here.

Member Eligibility

At First Community, we believe that becoming a member is like joining a family that supports your financial goals. If you live, work, or worship in the communities we serve, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for everyone to enjoy our range of services tailored just for you. The benefits of membership at First Community are significant, from competitive loan rates to personalized banking solutions that fit your lifestyle. For specific eligibility details, you can check out our website at https://www.firstcommunity.com/about-us/join-us.html . Ready to take the next step? Opening an account with us is straightforward and welcoming. Just give us a call at (636) 728-3333 or visit us at our branch located at 15715 Manchester Rd Ellisville Mo 63011. We can't wait to help you start your journey with First Community!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $182 in commercial loans for our members, helping businesses scale and succeed.

Merchant Services

Additionally, our merchant services offer practical solutions like payment processing and point-of-sale systems that make transactions easier for your customers. Imagine effortlessly managing payments while focusing on what you do best running your business. Located at 15715 Manchester Rd Ellisville Mo 63011 in Ellisville, MO, we're here to partner with you on your journey to success. For more information, give us a call at (636) 728-3333 or visit our website at First Community. Let's build a brighter future together!

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your specific requirements.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $28,196,888, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services are tailored to support your growth. With options like merchant services and business loans, we aim to help local businesses thrive. Having reliable financial backing can make all the difference in expanding your operations or managing cash flow.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts with ease. With features like ATM access for quick cash withdrawals and basic drive-thru banking for simple transactions, we strive to make banking as accessible as possible. For immediate assistance or inquiries about our services, don't hesitate to give us a call at (636) 728-3333. Our friendly staff is eager to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday until 12:30 PM. Join us at First Community today! Explore how we can help meet your financial needs by visiting us or checking out our website at Ellisville. Your financial well-being is our top priority!

Home Financing

Thinking about homeownership? Our mortgage loans and refinancing options can make that dream a reality. We offer personalized guidance throughout the mortgage process, helping you find the right loan that fits your budget. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, we're here to support you every step of the way.

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking, which includes both checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to funds through our online and mobile banking platforms, allowing you to check balances and make transfers from anywhere at any time. For those considering a new car, our auto loans and vehicle financing options are competitive and straightforward. We understand that buying a car can be daunting, so we ensure that the process is smooth and transparent, giving you peace of mind as you drive off in your new ride.

Personal Loans and Credit Cards

We also provide personal loans for various needs, from debt consolidation to unexpected expenses. Our credit cards come with rewards programs that add value every time you use them, making everyday purchases more rewarding.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to manage your finances with ease. You can view your account balances, pay bills, and transfer money all from the comfort of your home or on-the-go. With features like person-to-person transfers, sending money to friends and family has never been simpler. Security is a top priority for us. We provide electronic signature authorization for added peace of mind when signing documents digitally. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements.

Mobile Convenience

Our mobile application brings banking right to your fingertips. Need to make a quick payment? With our mobile payments feature, you can handle transactions in seconds. Whether you're out running errands or relaxing at home, managing your finances is just a tap away. In addition to these features, our user-friendly interface makes it easy for anyone regardless of tech-savviness to navigate their accounts effectively. We believe that banking should be accessible and straightforward. With all these tools at your disposal, staying on top of your finances has never been easier. Join us at First Community and experience the benefits of modern banking today!

Financial Strength

A Growing Community

With a total of 697,764 share accounts, it's clear that more members trust us with their finances every day. Our net shares available for lending stand at $13,762,475, ensuring that we can support your needs as you save or borrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 15715 Manchester Rd Ellisville Mo 63011 or call (636) 728-3333 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $798,542,706 in share certificates and $1,145,935,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 638 full-time employees and 9 part-time employees dedicated to providing exceptional service.

Our Financial Health

With a net worth of $362,428,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reinforced by our net worth ratio of $811, which demonstrates our ability to sustain operations and meet your needs even in uncertain economic times.

Strong Earnings and Lending Capacity

Our financial strength is further highlighted by $332,567,758 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $80,651 in used auto loans and $3,113,337,953 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,363,090,588 in used vehicle loans and $478,708,706 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we have flexible terms designed to meet your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $28,196,888 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and our lending options are tailored to support your goals.

Credit Lines and Refinancing Options

If you're considering consolidating debt or refinancing existing loans, we encourage you to explore our various credit line options totaling $623,986,918. Refinancing can be an excellent way to lower your monthly payments or access cash for other expenses. Whether you're ready to apply for a loan today or just looking for more information about your options, our friendly staff at First Community is here to assist you. Feel free to reach out at (636) 728-3333, or visit us at 15715 Manchester Rd Ellisville Mo 63011, Ellisville, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $241,595,821, make buying or refinancing simple. Our team is here to guide you through the process, ensuring you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,880,333 in loans helping members manage their finances effectively. These cards come with competitive rates and various benefits that can help you keep your spending under control while earning rewards.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers, free from misleading information. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare options effectively.

User Trust and Feedback

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's reliability and effectiveness in helping borrowers secure better financing options. For anyone looking to navigate the world of loans with clarity and confidence, LendMesh is an invaluable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Merchant Services

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Business Banking Services

Convenience at Your Fingertips

Home Financing

Personal Banking Solutions

Personal Loans and Credit Cards

Digital & Online Banking

Key Features of Our Digital Banking Services

Mobile Convenience

Financial Strength

A Growing Community

Member-Centric Savings

Operational Efficiency

Our Financial Health

Strong Earnings and Lending Capacity

Loan Offering

Auto Loans

Business Financing

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

User Trust and Feedback

Customers Also Interested In

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