FIRST COMMUNITY CREDIT UNION - Valley City, ND

Welcome to First Community, your trusted financial partner in Valley City, ND! Located conveniently at 115 5Th Ave Ne, we have been serving our community since 1939. With a strong commitment to our members, we are proud to support over 46,700 individuals and families who have chosen us for their banking needs. As a member-owned credit union, we prioritize your financial well-being. Our total assets stand at an impressive $1,345,182,655, with total deposits of $22,879,509 and a net worth of $169,061,323. These figures reflect our dedication to providing you with secure and reliable banking services. Whether you're looking for personal banking options like checking accounts and auto loans or business solutions such as merchant services and business loans, we've got you covered. Under the leadership of CEO Stephen Schmitz and Board President Owen Olson, our team of 256 employees is here to assist you every step of the way. We understand that each member's financial journey is unique, which is why we offer tailored solutions designed to meet your specific needs. If you need assistance or have any questions, don't hesitate to reach out! You can call us at 701-845-4647, or visit our website at myfccu.com. While members can visit us at our branch address for all your banking needs, please direct any official correspondence to our mailing address: PO Box 36, Valley City, ND 58072. Join us today and experience the difference that comes with being part of the First Community family!

At First Community, we take pride in our rich history and strong commitment to serving our community in Valley City, ND. Established in 1939, our branch has grown alongside the people we serve, evolving from a small cooperative into a trusted financial partner for over 46,000 members. With total assets reaching an impressive $1,345,182,655, we have remained dedicated to providing exceptional financial services while fostering a sense of belonging and support within our community. Located at 115 5th Ave NE, Valley City, ND 58072, our branch is conveniently situated near local landmarks that are familiar to residents. This prime location allows us to connect with our members easily and offer them personalized service. For official correspondence, you may reach us at PO Box 36, Valley City, ND 58072. Our mission at First Community is clear: we strive to provide accessible financial solutions that empower individuals and strengthen families. We believe in supporting not just our members' financial needs but also their dreams and aspirations. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans with debt consolidation options, as well as business banking services such as merchant services and business loans. We also offer online and mobile banking features for added convenience. Over the years, we have embraced technology while ensuring ADA compliance and customer-centric initiatives to enhance member experience. Our drive-thru service is available for those who prefer quick transactions without leaving their vehicles. Additionally, we maintain ATM availability for easy cash access. Community involvement is at the heart of what we do. We partner with local organizations to support various outreach efforts that benefit residents of Valley City and surrounding areas. These partnerships allow us to give back to the community that has supported us for decades. As we look to the future, we invite you to join First Community. Experience firsthand the difference a member-focused credit union can make in your life. Together, let's build a stronger community where everyone can thrive financially. For more information about becoming a member or opening an account with us today, please visit our website or call us at 701-845-4647. Your journey towards financial empowerment starts here!

At First Community, we believe that everyone deserves a place in our community, and becoming a member is as simple as reaching out! If you live, work, or worship in the area, you're likely eligible to join us at our welcoming branch located at 115 5Th Ave Ne Valley City Nd 58072. We pride ourselves on being inclusive and supportive, offering personalized banking solutions that cater to your needs. With membership comes a wealth of benefits, including access to competitive loan rates, savings accounts, and various financial services designed to help you thrive. To find out more about eligibility requirements, feel free to check out our detailed information at https://www.myfccu.com/about/become-a-member.html . If you're ready to take the next step or have any questions, don't hesitate to call us at (701) 845-4647. Join us today and experience the difference of being part of the First Community family!

At First Community, we understand that life is full of financial needs, whether you're looking to buy a car, purchase a home, or manage your expenses more effectively. That's why we offer a variety of loan products designed to help our members reach their goals. With over 23333 loans issued, we've helped thousands of members achieve their financial aspirations. If you're considering a new vehicle, our auto loans come with some of the lowest rates in the industry. We've already provided $86,800,863 in used vehicle loans and $26,586,816 in new vehicle loans to help our members hit the road confidently. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $27,613,191. We make buying or refinancing simple and accessible for our members. For business owners, we have outstanding commercial loans totaling $615,205,115 that provide essential capital for growth and expansion. If you need flexible financing options for personal expenses or emergencies, consider our unsecured credit card loans. We currently offer $17,391,230 in these loans to assist members in managing their finances effectively. Additionally, if you're interested in refinancing your current loans or exploring eligibility options for any of our products, we encourage you to reach out to us. Our team is here to guide you through the process and ensure you find the best solution tailored to your needs. You can visit us at 115 5Th Ave Ne Valley City ND 58072, or give us a call at 701-845-4647 for more information on how we can help you secure the financing you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future starts with First Community let's build it together!