First Community Credit Union Portland ND | Best Auto Loans & Business Banking

Introduction

Welcome to First Community, your trusted financial partner located at 213 Parke Ave, Portland, ND 58274. Since our establishment in 1939, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet your needs. With over 46,000 members and total assets exceeding $1.34 billion, we are dedicated to fostering financial well-being for all our members. At First Community, we understand that banking is not just about numbers; it's about people. We are here to support you with a range of services including checking and savings accounts, auto loans, mortgages, and personal loans. Our experienced team of 256 employees is led by CEO Stephen Schmitz and Board President Owen Olson, who are passionate about ensuring our members receive the best possible service. While you can visit us directly at our Portland branch for assistance, please note that any official correspondence should be sent to the same address: 213 Parke Ave, Portland, ND 58274-4105. With total deposits of $22,879,509 and a net worth of $169,061,323, we are proud of our solid financial foundation that enables us to offer competitive rates and innovative solutions. Our total cash in hand stands at $16,233,533, ensuring we can meet your needs promptly and efficiently. We invite you to explore all that First Community has to offer. Whether you're looking to open an account or inquire about loan options our friendly staff is ready to assist you! Feel free to reach us at 701-788-3025 during our lobby hours from 8:00 AM to 4:00 PM Monday through Friday. Your journey towards financial success starts here let's take that step together!

Branch History & Mission

Welcome to First Community, where our journey began in 1939. Established in the heart of Portland, ND, at 213 Parke Ave, we have been committed to serving our community for over eight decades. As a proud member of the local landscape, we've grown alongside our members, evolving from humble beginnings into a trusted financial partner with a current membership of 46,708 and total assets reaching an impressive $1,345,182,655. Our mission is simple yet profound: to provide accessible financial services that empower individuals and foster community growth. At First Community, we believe that everyone deserves the opportunity to achieve their financial goals. Whether you're looking for personal banking solutions, auto loans, or business financing options, we are here to support you every step of the way. Our commitment extends beyond just banking; we strive to uplift our community through outreach programs and partnerships that make a real difference in people's lives. Throughout our history, we've embraced change and innovation while staying true to our core values. We recognize the importance of adapting to the needs of our members. That's why we offer modern conveniences like online and mobile banking options, allowing you to manage your finances anytime and anywhere. With a focus on customer satisfaction, our drive-thru service provides quick access for deposits and withdrawals, ensuring that your experience with us is smooth and efficient. While members can visit us at 213 Parke Ave, official correspondence should be sent to 213 Parke Ave, Portland, ND 58274-4105. We're open Monday through Friday from 8:00 AM to 4:00 PM, ready to assist you with any financial inquiries or services you may need. As we look ahead, our vision remains clear: to continue building strong relationships within the community and offering services that truly matter. If you're not yet a member of First Community, we invite you to join us! Experience the benefits of being part of a cooperative that puts people first because here at First Community, it's all about you! For more information on becoming a member or accessing our wide range of services, please reach out at 701-788-3025 or visit us online at myfccu.com.

Branch Location & Accessibility

Contact Us

If you have any questions or want to learn more about how we can help you achieve your financial goals, feel free to give us a call at 701-788-3025. While members can visit us at 213 Parke Ave, official correspondence should be sent to 213 Parke Ave, Portland, ND 58274-4105. We invite you to come see what First Community can do for you. Whether you're looking for personal banking solutions or business services, we're here to support you every step of the way!

Convenience and Accessibility

At First Community, we understand that your time is valuable. Our branch features ample parking and ADA-compliant access, ensuring that everyone can visit us with ease. Whether you're stopping by for a quick transaction or planning to explore our full range of services, you'll find everything you need right here. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 8:00 AM to 4:00 PM, making it easy for you to drop by before or after work. Plus, if you prefer banking on the go, we offer ATM services on-site for quick cash withdrawals and balance checks.

Drive-Thru Services

Need to make a deposit or withdrawal without leaving your car? Our drive-thru banking service is here for you! It's perfect for those busy days when you need to get things done quickly.

Member Eligibility

Becoming a member of First Community is like joining a caring family that supports you every step of the way. If you're interested in becoming part of our community, you'll be happy to know that eligibility is straightforward and welcoming. At First Community, we invite anyone who lives, works, or worships in the area to apply for membership. This means if you're located in our vibrant community, you can enjoy all the benefits we offer, from personalized service to competitive rates on loans and savings accounts. For those seeking more details about the eligibility criteria, feel free to visit our website at https://www.myfccu.com/about/become-a-member.html . The process of opening an account with us is designed to be simple and inclusive. You can explore all your options and get started by visiting our account opening page at https://www.myfccu.com/loans . If you have any questions or need assistance, don't hesitate to reach out to us at (701) 788-3025. We're here to help you join our First Community family located at 213 Parke Ave Portland Nd 58274, where financial wellness meets friendly service!

Business Banking & Commercial Services

Commercial Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,740 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $615,205,115, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services simplify daily transactions for local businesses. Picture this: a small café that can now accept payments through mobile wallets, enhancing customer convenience while streamlining operations. This is just one example of how our services can help you thrive. Located at 213 Parke Ave Portland Nd 58274 in Portland, ND, we're here to partner with you on your business journey. Call us today at (701) 788-3025 to discover how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

Business owners in our community benefit from our specialized offerings. With business banking services, including merchant services and business loans, we support local enterprises in achieving their goals. Whether you're just starting out or looking to expand, we're here to provide the financial backing you need.

Convenient Access and Support

We understand that convenience is key in today's fast-paced world. That's why we offer essential services like ATM access for quick cash withdrawals and balance checks without any hassle. For those who prefer face-to-face interactions, our basic drive-thru banking allows you to conduct simple transactions safely and efficiently. Located at 213 Parke Ave Portland Nd 58274, feel free to stop by during our operating hours from 8:00 AM to 4:00 PM, Monday through Friday. Our friendly team is always ready to assist you with any questions or guidance regarding your financial journey.

Credit Options and Debt Management

Managing debt can be challenging, but at First Community, we provide options like personal loans and debt consolidation that can ease your financial burdens. Additionally, our credit cards with rewards not only give you purchasing power but also let you earn points for every dollar spent perfect for those who enjoy shopping or dining out.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer checking and savings accounts that cater to your daily financial activities. Imagine easily managing your expenses while saving for future goals all through our user-friendly online and mobile banking platforms. You can access your account anytime, anywhere, with features like mobile payments and person-to-person transfers. When life's big moments arise, such as buying a new car or purchasing a home, our auto loans and vehicle financing are tailored to help you hit the road with confidence. If you're considering homeownership or refinancing your existing mortgage, our competitive mortgage loans ensure that you find the right fit for your budget.

Your Financial Partner

At First Community, we're more than just a credit union; we're your partner in financial success. Discover how easy it is to manage your finances with us by visiting our website at https://www.myfccu.com/ or give us a call at (701) 788-3025. We look forward to serving you!

Digital & Online Banking

Convenience and Security

Worried about safety? Don't be! Our digital banking systems are built with state-of-the-art security measures to protect your personal information. You can feel confident knowing that your data is kept safe while enjoying the convenience of mobile payments for quick transactions. In today's fast-paced world, having access to reliable banking tools makes life easier. With our user-friendly interface and real-time account management, you'll find that handling finances has never been more straightforward. Experience the convenience of banking with First Community today!

Key Features

One of the standout features we offer is the ability to send money directly to friends or family through our person-to-person transfers. It's a quick and easy way to share expenses or gift money without the hassle of cash. Plus, with our mobile application available for download, you can handle all your banking tasks right from your phone whether that's making payments or checking your account balance. For those who prefer going paperless, we provide e-statements that keep your financial records organized and accessible at any time. And while we currently do not support electronic signature authorization, our commitment to security remains paramount in every transaction you make.

Financial Strength

Growing Trust

We are honored to serve a growing member base with a total of 185,519 accounts. This trust from our community speaks volumes about the reliability and strength of First Community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 213 Parke Ave Portland Nd 58274 or call (701) 788-3025 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Resources

Your savings are secured through $345,644,293 in share certificates and $195,094,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $583,388, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,005,367 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $141,996,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,018 in used auto loans and $989,505,874 in total loans and leases.

Strong Financial Health

With a net worth of $169,061,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,257 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these offerings, we also have personal loans available for those looking for additional financial flexibility. Plus, if you're interested in refinancing any existing debts or exploring eligibility options for our various products, don't hesitate to reach out! For more information about our loan products or to discuss how we can assist you further, feel free to contact us at 701-788-3025 or visit us at 213 Parke Ave Portland Nd 58274. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health begins here at First Community!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,800,863 in used vehicle loans and $26,586,816 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, making it easier than ever to secure the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $615,205,115 provide the capital needed to grow and expand. Whether you are starting a new venture or looking to enhance your existing business operations, our team is here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,613,191, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage solution that fits your budget and needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,391,230 in loans helping members manage their finances effectively. These cards come with features designed to provide convenience and ease of use while allowing you to build your credit score.

Loan Aggregator

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FIRST COMMUNITY CREDIT UNION - Portland, ND