First Community Credit Union Milnor ND | Top Checking & ATM Services

Introduction

Welcome to First Community, where we believe in putting our members first. Located at 302 5Th Ave, Milnor, ND 58060, our branch has been a trusted financial partner since 1939. With a strong commitment to serving our community, we proudly support over 46,708 members and manage assets totaling an impressive $1,345,182,655. At First Community, we understand that banking is not just about numbers; it's about relationships. Our friendly team is dedicated to providing personalized service tailored to your unique needs. Whether you're looking for a new auto loan or seeking advice on home financing, we're here to guide you every step of the way. While members can visit us at our Milnor location, official correspondence should be sent to PO Box 277, Milnor, ND 58060-0277. Our branch operates with a simple goal: to empower you with financial tools and resources that enhance your life. With total deposits of $22,879,509 and a net worth of $169,061,323, you can trust that your finances are in capable hands. Led by our dedicated CEO Stephen Schmitz and Board President Owen Olson, our team is committed to fostering financial well-being for all members. We invite you to explore the variety of services we offer from checking and savings accounts to business loans and online banking options. Don't hesitate to reach out! Call us at 701-427-5246 or visit our website at myfccu.com for more information. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

Community involvement is at the core of what we do. Our team takes pride in participating in local events and supporting initiatives that foster growth and unity within Milnor. We believe that when our community thrives, so do we together. As we look towards the future, we invite you to be part of our story. Join us at First Community and discover how our member-focused approach can help you achieve your financial goals while being an active participant in our vibrant community. To learn more about becoming a member or opening an account, please visit us online at First Community. We're excited to welcome you into the First Community family!

Our Mission

The mission of First Community is simple yet profound: to enhance the financial well-being of our members while contributing positively to the community. We are committed not just to providing top-notch financial products but also to supporting local initiatives that enrich the lives of those around us. Through partnerships with schools and charitable organizations, we aim to make a real difference in Milnor and beyond. We understand that modern banking must keep pace with changing times. That's why we've embraced digital advancements such as online and mobile banking options while ensuring ADA compliance so everyone can access our services comfortably. Our drive-thru service provides added convenience for those on the go.

Our Story

At First Community, we believe that banking should be personal and accessible. From our humble beginnings, we have worked tirelessly to build strong relationships with our members. Over the years, we've expanded our services to meet their needs, offering everything from checking and savings accounts to auto loans, mortgages, and business banking solutions. Today, with total assets exceeding $1.3 billion, we stand as a testament to the power of community-driven banking. Our branch is conveniently located at 302 5th Ave, Milnor, ND 58060, making it easy for local residents to visit us. Whether you're stopping by for a quick transaction or exploring new financial opportunities, we're here for you. While members can visit us at this address, official correspondence should be sent to our mailing address: PO Box 277, Milnor, ND 58060-0277.

Branch Location & Accessibility

Accessibility Features

At First Community, we prioritize accessibility for everyone. Our branch is equipped with ADA-compliant features including ramps and designated parking spots. Whether you're coming in for a quick deposit or a loan consultation, we ensure that your experience is smooth and hassle-free.

Get in Touch!

Have questions? Want to learn more about how we can assist you? Don't hesitate to reach out! You can call us at 701-427-5246 for any inquiries or simply stop by during our operating hours. We look forward to welcoming you into the First Community family!

Operating Hours

We are here for you during convenient hours! Our lobby is open Monday through Friday from 8:30 AM to 4:30 PM, and on Saturday mornings until 11:30 AM. If you're on the go, take advantage of our drive-thru service available during the same hours perfect for quick transactions like deposits and withdrawals without leaving your car.

Services Offered

At First Community, we offer a range of services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we're here to help. Need help with business banking? We've got that covered too! With online and mobile banking options available, managing your finances has never been easier.

Member Eligibility

At First Community, we believe that becoming a member is like joining a caring family where everyone looks out for each other. If you're interested in joining us, you'll be pleased to know that eligibility is straightforward and welcoming. You can become a member if you live, work, worship, or attend school in our community, or if you have a family member who is already part of our credit union family. This means that many people in the Milnor area can benefit from our services and support. Joining First Community not only opens doors to a variety of financial products tailored to your needs, but it also connects you to a community that prioritizes your financial well-being. We offer everything from checking and savings accounts to loans and personal banking services designed with you in mind. To get started on your membership journey, simply visit us at 302 5Th Ave Milnor Nd 58060 or give us a call at (701) 427-5246. For more detailed eligibility criteria, check out our website at https://www.myfccu.com/about/become-a-member.html . We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,740 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $615,205,115, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running a bustling café where customers expect quick service. Our merchant services can streamline payments, making it easy for you to focus on what you do best serving great food. From credit card processing to point-of-sale systems, we provide the tools that keep your business running smoothly. Located at 302 5Th Ave Milnor Nd 58060 in Milnor, ND, we're here to partner with you every step of the way. Reach out to us at (701) 427-5246 or visit our website at https://www.myfccu.com/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, are designed to support your growth and success.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. With online and mobile banking, managing your finances has never been easier. You can access your accounts anytime, anywhere making it simple to check balances, transfer funds, or pay bills at your convenience.

Drive-Thru Banking & Cash Withdrawal Services

If you prefer in-person transactions but need a quick solution, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle. While we currently do not have ATMs available at our branch, we ensure that cash withdrawal services remain accessible during regular hours.

Financial Assistance When You Need It

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you manage those financial bumps in the road. Additionally, our credit cards with rewards offer great perks for everyday purchases, making every dollar spent count towards something special.

Join Us Today!

As a member-focused credit union, we're here to support you with all your financial needs from day-to-day banking to long-term planning. Feel free to reach out at (701) 427-5246 if you have any questions or want more information about how we can assist you further. Visit us at Branch - Milnor today! Your financial journey starts here at First Community!

Personal Banking Solutions

Managing your finances can be easier with our personal banking services. We offer checking and savings accounts that fit various lifestyles and needs. For those considering a new vehicle or refinancing an existing one, our auto loans and vehicle financing options make it simple to drive away in your dream car. If homeownership is on your mind, check out our mortgage loans and refinancing products designed to help you secure the best rates available.

Digital & Online Banking

Key Features

Our mobile application makes it even easier to stay connected with your finances. You can make mobile payments, which means you can shop securely without needing cash or cards in hand. Plus, our person-to-person transfer feature allows you to send money directly to friends and family with just a few taps on your phone. For those who prefer going paperless, we offer e-statements that provide an easy way to keep track of your transactions while reducing clutter at home. And rest assured that your information is safe with us; although we do not currently support electronic signature authorization, we take every precaution to protect your data. In today's fast-paced world, it's crucial to have real-time access to your financial information. With all these features combined, managing your money is not just easy it's smart too! Join us at First Community and experience the benefits of modern banking designed with you in mind.

Financial Strength

Investment in Growth

With $141,996,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $6,018 in used auto loans and $989,505,874 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $345,644,293 in share certificates and $195,094,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $583,388, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $6,005,367, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $169,061,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,257, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 302 5Th Ave Milnor Nd 58060 or call (701) 427-5246 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

Our dedicated team at First Community is ready to assist you with any questions regarding our loan products or eligibility criteria. You can reach us at (701) 427-5246 or visit us at 302 5Th Ave Milnor Nd 58060 in Milnor, ND during our operating hours: Monday - Friday from 8:30 AM to 4:30 PM and Saturday from 8:30 AM to 11:30 AM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information on how to apply for any of our loan products or become a member, please visit our website at First Community.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,800,863 in used vehicle loans and $26,586,816 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options for existing auto loans, allowing you to adjust your payments according to your current situation.

Business Financing

For business owners, our outstanding commercial loans totaling $615,205,115 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our tailored solutions can help meet your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,613,191, make buying or refinancing simple. Our team is here to help guide you through the process and answer any questions about eligibility or refinancing opportunities.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,391,230 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, making it easier for you to keep track of your spending without added costs.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each lender's information is updated regularly, allowing you to compare current rates accurately.

Key Benefits of Using LendMesh

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FIRST COMMUNITY CREDIT UNION - Milnor, ND