First Community Credit Union Jamestown ND | Quick Personal Loans & Business Banking

Introduction

Welcome to First Community, your trusted partner in financial well-being, located at 111 9Th St Sw, Jamestown, ND 58401. Since our establishment in 1939, we've been dedicated to serving our community with integrity and commitment. As a member-focused credit union, we take pride in providing exceptional financial services tailored to meet the unique needs of our 46,708 members. At First Community, our total assets stand strong at an impressive $1,345,182,655, reflecting our stability and capability to support our members effectively. With total deposits amounting to $22,879,509, we ensure that your savings are safe and accessible whenever you need them. Our net worth is equally robust at $169,061,323, showcasing our financial health and long-term sustainability. Our branch is staffed by a dedicated team of 256 employees, all eager to assist you in achieving your financial goals. Under the leadership of CEO Stephen Schmitz and Board President Owen Olson, we continually strive to enhance the services we offer from personal banking and auto loans to business financing options. While members can visit us at 111 9Th St Sw, official correspondence should be sent to our mailing address: P.O.Box 2075, Jamestown, ND 58402-2075. If you have any questions or need assistance, feel free to reach out at 701-252-0360. Join us today and experience the difference that a community-focused credit union can make in your life! For more information about becoming a member or to explore our wide range of services, visit us online at myfccu.com. We look forward to welcoming you into the First Community family!

Branch History & Mission

Join Us

At First Community, we're not just about transactions; we're about relationships. As you consider joining us, know that you're becoming part of a family dedicated to your success. Experience the benefits of membership today reach out at 701-252-0360 or explore more on our website myfccu.com. Let's build a brighter financial future together!

Our Journey

Since opening our doors at 111 9th St SW, First Community has been dedicated to providing exceptional financial services and fostering strong community ties. Over the years, we have expanded our offerings and enhanced our capabilities to ensure that every member receives personalized support. Whether it's through auto loans, personal banking, or business services, we've made it our mission to help individuals and families achieve their financial goals. At First Community, we understand that every member's journey is unique. That's why we prioritize customer service and strive to create an environment where everyone feels welcome and valued. Our operating hours reflect this commitment; we're open Monday through Friday from 9:00 AM to 5:30 PM, with Saturday drive-thru services available until noon.

Our Mission

Our mission is simple yet powerful: to empower our members by providing access to quality financial services while actively contributing to the welfare of our community. We believe that by supporting local initiatives and partnering with organizations focused on improving lives, we can make a real difference in Jamestown and beyond. While members can visit us at 111 9th St SW, official correspondence should be sent to P.O. Box 2075, Jamestown, ND 58402-2075. We also offer convenient features like ATM availability and drive-thru banking services to enhance your experience with us. As technology evolves, so do we. Our commitment to digital advancements ensures that you can manage your finances easily through online banking and mobile applications. We're proud to be ADA compliant, making our services accessible for all.

Branch Location & Accessibility

Accessibility Features

At First Community, we prioritize making your visit as comfortable as possible. Our branch is fully ADA compliant, with ramps and accessible parking available. We understand that every member's needs are unique, so we strive to create an inviting atmosphere for everyone.

Call to Action

We invite you to stop by First Community in Jamestown today! Experience our welcoming environment and learn how we can support your financial journey. Don't forget, if you'd like to send any official correspondence, please use our mailing address: P.O. Box 2075, Jamestown, ND 58402-2075. We look forward to serving you!

Convenient Operating Hours

We know that life can get busy! That's why we're here for you during flexible hours throughout the week. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays until noon. For those who prefer the convenience of drive-thru banking, you can access our services from 8:00 AM to 5:30 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays.

Services Offered

When you visit us at First Community, you'll discover a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, our ATM availability ensures you can easily access cash whenever you need it. If you're looking for a personal touch in your banking experience, our dedicated team is ready to assist you with any inquiries or transactions. You can reach us at 701-252-0360 if you have questions before your visit!

Member Eligibility

At First Community, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Stutsman County area, you're already eligible to join us. This means that whether you're a long-time resident or just starting out in our vibrant community, you can take advantage of all the benefits we offer. Membership at First Community comes with numerous advantages, including access to personalized banking services, competitive loan rates, and a commitment to helping you achieve your financial goals. To get started, you can learn more about the eligibility requirements by visiting our website at https://www.myfccu.com/about/become-a-member.html. It's designed to provide clear information so you can easily navigate the membership process. Once you're ready to open an account, simply head over to https://www.myfccu.com/loans for all the details on how to set up your new account. If you have any questions or need assistance along the way, feel free to call us at (701) 252-0360. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,740 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $615,205,115, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture a retail store owner who can now accept credit card payments easily, improving customer satisfaction and boosting sales. Our merchant services make it easy for businesses to manage transactions efficiently. Ready to take your business to the next level? Visit us at 111 9Th St Sw Jamestown Nd 58401 in Jamestown, ND, or give us a call at (701) 252-0360. Let's explore how we can support your business dreams!

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime from anywhere. You can easily check balances, transfer funds, or pay bills all from your smartphone or computer. Need cash quickly? Our ATMs are available for easy withdrawals and balance checks whenever you need them. We also provide basic drive-thru banking services at our location for simple transactions such as deposits and withdrawals perfect for those on the go!

Join Us Today!

At First Community, we're dedicated to making banking simple and friendly. With our range of services tailored just for you from personal banking needs to business solutions we invite you to experience the difference we can make in your financial journey. For more information about how we can assist you, visit us at https://www.myfccu.com or give us a call at 701-252-0360. Let's work together towards achieving your financial goals!

Personal Banking Made Easy

When it comes to personal banking, we've got you covered with a variety of options. Our Checking and Savings Accounts offer flexibility and ease for everyday transactions. Imagine effortlessly managing your finances online or through our mobile app while enjoying the peace of mind that comes with secure access to your accounts. If you're in need of financing for a new car, our Auto Loans and Vehicle Financing solutions are here to help get you on the road with competitive rates and terms that fit your budget. Additionally, our Mortgage Loans and Refinancing services make homeownership attainable, whether you're purchasing your first home or looking to lower your monthly payments.

Support for Your Financial Goals

We understand life can bring unexpected expenses. That's why we offer Personal Loans and Debt Consolidation options to help you regain control over your finances. Plus, our Credit Cards with Rewards provide benefits that can enhance your spending experience think cash back on purchases you already make! For those running a business or thinking about starting one, our Business Banking services include essential tools like Merchant Services and various types of Business Loans. We want to ensure that entrepreneurs in Jamestown have what they need to succeed.

Digital & Online Banking

Key Features

Our online banking service provides you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, for those who prefer to manage their finances on the go, our mobile application makes banking even easier. You can download it today and enjoy features like mobile payments and person-to-person transfers right from your smartphone.

Security and Convenience

Your security is our top priority. While we do not currently support electronic signature authorization, we ensure that all transactions are protected with advanced encryption technology. You can trust that your personal information remains safe while you manage your finances. Additionally, our e-statements provide an eco-friendly way to keep track of your account activity without the clutter of paper statements. Enjoy real-time account management that's both accessible and efficient. At First Community, we believe in making banking simple and straightforward. Whether you're at home or on the move, we're here to support you with tools that enhance your financial journey. Check out all these features and more by visiting us online at https://www.myfccu.com/!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 185,519, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,787,553. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 111 9Th St Sw Jamestown Nd 58401 or call (701) 252-0360 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Growth

With $141,996,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $6,018 in used auto loans and $989,505,874 in total loans and leases reflect our lending capacity supports members' financial goals across various sectors.

Member Savings Security

Members' savings are secured through $345,644,293 in share certificates and $195,094,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $583,388, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,725,044 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Net Worth

With a net worth of $169,061,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,800,863 in used vehicle loans and $26,586,816 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used one, we have financing solutions tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $615,205,115 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges and opportunities; thus, our team is here to assist you in finding the right financial solutions. Our goal at First Community is not just to provide loans but to empower our members with the resources they need for success. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how First Community can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,613,191, make buying or refinancing simple. We aim to ease the stress of navigating home financing by offering competitive interest rates and clear eligibility criteria.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,391,230 in loans helping members manage their finances effectively. This option provides you with easy access to funds when you need them most while allowing you to build your credit history.

Loan Aggregator

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FIRST COMMUNITY CREDIT UNION - Jamestown, ND

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