First Community Credit Union Jamestown ND

Introduction

Welcome to First Community, your trusted financial partner located at 310 10th St SE, Jamestown, ND 58401. Since our establishment in 1939, we have proudly served our community with a commitment to providing exceptional financial services tailored to the needs of our members. With a total membership of 46,708, we're not just a credit union; we're a growing family focused on helping you achieve your financial goals. At First Community, we understand that every dollar counts. That's why we manage $1,345,182,655 in total assets and provide you with secure banking options. Our dedication to your financial well-being is reflected in our impressive figures: we have facilitated 23,333 loans and leases while holding over $22,879,509 in deposits. With a net worth of $169,061,323, you can trust us to safeguard your investments. While members can visit us at 310 10th St SE, official correspondence should be sent to our mailing address: PO Box 2180, Jamestown, ND 58402-2180. We're here for you during business hours from 8:00 AM to 5:00 PM, ready to assist you with whatever you need. Our team is led by CEO Stephen Schmitz and Board President Owen Olson, both of whom are dedicated to fostering an environment where our members feel valued and empowered. Together with a staff of 256 employees, we strive to create meaningful connections within the community and ensure that your financial journey is smooth and rewarding. Join us today at First Community! Whether you're looking for loans or savings options, we're excited to help you make informed decisions about your finances. Feel free to give us a call at 701-252-0360 or visit our website at myfccu.com for more information. Your path to financial success starts here!

Branch History & Mission

At First Community, we take pride in our rich legacy and commitment to serving the people of Jamestown, ND, since we opened our doors in 1939. Over the years, we have grown from a small credit union into a robust financial institution with over 46,000 members and total assets reaching an impressive $1,345,182,655. Located at 310 10th St SE in the heart of Jamestown, our branch has become a trusted partner for individuals and families seeking reliable financial services. Our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive community. We believe that banking should be more than just transactions; it should empower members to achieve their dreams. Whether you're saving for your first home or planning for retirement, First Community is here to support you every step of the way. As we reflect on our journey, several milestones stand out. We've not only expanded our membership base but also enhanced our services to meet the evolving needs of our community. Our operating hours are designed with your convenience in mind open Monday through Friday from 8:00 AM to 5:00 PM allowing us to serve you better. While members can visit us at 310 10th St SE, official correspondence should be sent to PO Box 2180, Jamestown, ND 58402-2180. Although we currently do not offer ATM or drive-thru services, we are dedicated to providing innovative digital solutions such as online banking and mobile payments for easy access to your accounts anytime. We also understand the importance of community engagement. First Community actively partners with local organizations and participates in outreach efforts that benefit residents of Jamestown and surrounding areas. Our focus is not just on financial growth but also on fostering a sense of belonging within our community. Join us at First Community and experience the difference that comes from being part of a member-focused credit union. Together, let's build a brighter financial future! For more information about becoming a member or opening an account, please visit our website or call us at 701-252-0360 today!

Branch Location & Accessibility

Convenient Access

We understand how important accessibility is for our members. Our branch is designed with everyone in mind, featuring ADA-compliant entryways and ramps to ensure that everyone can visit us comfortably. While we currently do not offer drive-thru services, we are here to assist you inside during our welcoming lobby hours from 8:00 am to 5:00 pm, Monday through Friday.

Get in Touch

If you prefer a more personal touch or have specific inquiries, don't hesitate to give us a call at 701-252-0360. And while you're welcome to visit us at 310 10Th St Se, please remember that official correspondence should be sent to our mailing address: PO Box 2180, Jamestown, ND 58402-2180. We invite you to come by and discover how First Community can support your financial journey. Whether you're looking for loans, savings options, or just some friendly advice, we're here for you!

Parking and Amenities

Parking is available right outside our branch, allowing you to easily stop by without hassle. While visiting, feel free to reach out if you need help or have any questions we're always happy to assist! Although we don't have ATM services on-site, our dedicated team is ready to help with any banking needs you may have.

Member Eligibility

At First Community, we believe in creating a welcoming community where everyone feels at home. Becoming a member is easy and open to those who share our values. If you live, work, worship, or go to school in Stutsman County, or have a family member who is already a member, you're eligible to join us! We're committed to providing you with valuable services and support that can help you achieve your financial goals. To get started on your membership journey, simply visit us at 310 10Th St Se Jamestown Nd 58401 or give us a call at (701) 252-0360. You can also find more details about eligibility requirements at https://www.myfccu.com/about/become-a-member.html, which will provide all the specifics you need. Once you're ready, check out our account opening process here: https://www.myfccu.com/loans. Joining First Community means joining a caring community that's dedicated to your success!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,740 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $615,205,115, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine being able to accept payments seamlessly from your customers, whether they're shopping online or visiting your store. Our merchant services are designed with you in mind, offering secure payment processing options that make transactions easier for both you and your customers. This means less hassle for you and a smoother experience for them. Located at 310 10Th St Se Jamestown Nd 58401 in Jamestown, ND, our team is ready to assist you with personalized service and expertise. Call us at (701) 252-0360 today to learn how we can support your business dreams!

Comprehensive List Of Services

Everyday Banking Needs

We offer essential banking services to make managing your finances simple and accessible. Our ATM Services Only ensure that you can access your funds whenever you need them, giving you the flexibility to withdraw cash or check your balance without any hassle. With digital banking features like online banking and a mobile application, managing your accounts has never been easier. You can transfer money between accounts, pay bills, and even send money to friends or family all from the comfort of your home or on the go.

Member-Centric Support

At First Community, our goal is to create an environment where members feel supported and valued. If you're new to banking or just have questions about your account, our friendly staff is ready to assist you during lobby hours from 8:00 am to 5:00 pm, Monday through Friday. We believe that understanding your finances is key to achieving your goals, and we are here to guide you every step of the way.

Why Choose Us?

Choosing First Community means joining a community-focused credit union that puts its members first. Our location at 310 10Th St Se Jamestown Nd 58401 makes it easy for you to visit us for personalized service whenever needed. Plus, with our user-friendly website, everything from opening new accounts to accessing loan information is just a click away. We invite you to explore how our services can fit into your life and help meet your financial needs. For more information or if you're ready to join us as a member, please don't hesitate to reach out at (701) 252-0360 or visit our website at Administrative Center. Your financial journey starts here!

Digital & Online Banking

At First Community, we understand that your time is valuable, which is why our digital and online banking services are designed to offer you convenience and security right at your fingertips. Whether you're managing your accounts from home or on the go, we have the tools you need to stay in control of your finances. Our online banking platform, available at https://www.myfccu.com/, provides 24/7 access to your accounts. You can easily check your balance, pay bills, and transfer money without ever stepping into a branch. For those times when you need to send money quickly, our person-to-person transfer feature makes it simple and hassle-free. If you're looking for an easy way to track your spending, consider opting for e-statements. With e-statements available at Yes, you can view your account statements electronically, saving both paper and time. And for added convenience, our mobile application lets you manage your accounts directly from your smartphone. Plus, with the mobile payments feature, you can make purchases seamlessly without needing cash or cards. At First Community, we prioritize your security. While we currently do not offer electronic signature authorization (No), our systems are designed to protect your personal information every step of the way. You can bank with peace of mind knowing that we take your security seriously. In today's fast-paced world, having real-time access to your finances is essential. Our online banking services allow you to manage everything from checking balances to making payments whenever and wherever you choose. Experience the ease of banking with us today!

Financial Strength

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is safe and working hard for you. With a net worth of $169,061,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $345,644,293 in share certificates and $195,094,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $583,388, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $141,996,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $6,018 in used auto loans and $989,505,874 in total loans and leases, we support members' financial goals across various sectors. Our impressive $2,725,044 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 185,519, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,787,553, further highlighting our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 310 10Th St Se Jamestown Nd 58401 or call (701) 252-0360 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,800,863 in used vehicle loans and $26,586,816 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have options whether you're purchasing from a dealership or a private seller.

Credit Lines and Commercial Loans

For those seeking additional financial flexibility, our total credit lines amounting to $357,890,338 allow you to access funds when needed without the hassle of reapplying for a loan each time. Moreover, for business owners, our outstanding commercial loans totaling $615,205,115 provide the capital needed to grow and expand. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you every step of the way. At First Community, we prioritize transparency and support as you navigate your financial journey. For more information about our loan offerings or to discuss which option may be best for you, don't hesitate to reach out at (701) 252-0360 or visit us at 310 10Th St Se Jamestown Nd 58401 in Jamestown, ND. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,613,191, make buying or refinancing simple. We aim to provide clear guidance through the mortgage process, making it easier for you to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,391,230 in loans helping members manage their finances effectively. Our credit cards come with features designed to support your spending habits while providing an easy way to build your credit history.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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FIRST COMMUNITY CREDIT UNION - Jamestown, ND

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