FIRST COMMUNITY CREDIT UNION

Welcome to First Community at 334 Main Ave S, Hankinson, ND 58041! Since our establishment in 1939, we have been dedicated to serving the financial needs of our community with trust and reliability. As a proud member of the First Community family, you join over 46,000 members who benefit from our commitment to providing quality financial services. At First Community, we understand that each member's journey is unique. With total assets exceeding $1.3 billion, we offer a variety of services designed to help you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Our team is here to assist you with all your banking needs, ensuring that you feel valued and supported every step of the way. Our leadership team reflects our commitment to excellence. Under the guidance of CEO Stephen Schmitz and Board President Owen Olson, we strive to create a welcoming environment where members can thrive. We take pride in our strong financial standing, boasting a net worth of $169,061,323 and total deposits of $22,879,509. While members can visit us at our Hankinson branch for personalized service, official correspondence should be directed to our mailing address at PO Box 126, Hankinson, ND 58041-0126 if it differs from your location. We invite you to explore how First Community can support your financial journey. Visit us online at myfccu.com or give us a call at 701-242-7644 during our lobby hours from Monday to Friday, 9:00 AM to 4:00 PM. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!

At First Community, we are proud of our deep-rooted history and commitment to serving the community in Hankinson, ND. Established in 1939, our branch has grown from humble beginnings to a vital financial institution that now supports over 46,000 members with total assets exceeding $1.3 billion. Located at 334 Main Ave S, Hankinson, ND 58041, we are easily accessible to our members and neighbors. Our mission is clear: to provide high-quality financial services while fostering a sense of community and belonging among our members. We believe in empowering individuals and families by offering a range of products that cater to their needs from checking and savings accounts to auto loans and mortgage refinancing. We strive to create an environment where our members feel valued and supported. In the decades since our founding, First Community has evolved significantly. Our dedication to innovation has led us to embrace modern banking solutions such as online and mobile banking, making it easier for our members to manage their finances from anywhere. We also offer convenient ATM access and drive-thru banking services, ensuring that every interaction is efficient and user-friendly. First Community is more than just a financial institution; we actively engage with local organizations through partnerships and outreach programs. Our commitment to community development reflects our belief in giving back. We understand that when our community thrives, so do we. While members can visit us at our branch location, official correspondence should be sent to PO Box 126, Hankinson, ND 58041-0126. For any inquiries or assistance, feel free to reach out at 701-242-7644 during our operating hours Monday through Friday from 9:00 AM to 4:00 PM. As we look towards the future, we invite you to join First Community and experience the difference for yourself. Become part of a cooperative that prioritizes your financial well-being while supporting the rich tapestry of life in Hankinson. Together, let's build a brighter tomorrow!

At First Community, we believe that becoming a member means joining a community where your financial well-being is our top priority. If you're wondering how to become part of our family, it's simpler than you might think! Membership is open to anyone who lives, works, worships, or attends school in Richland County, ND. This means you could easily join us if you're from Hankinson or the surrounding areas. Not only will you gain access to a wide range of financial products and services tailored just for you, but you'll also enjoy the benefits of being part of a cooperative that truly cares about its members. To get started with opening an account, simply visit us at 334 Main Ave S Hankinson Nd 58041 or check out our website for more details at https://www.myfccu.com/loans . If you have any questions or need assistance, feel free to give us a call at (701) 242-7644. For more specific eligibility criteria, don't forget to check out our detailed page at https://www.myfccu.com/about/become-a-member.html . We can't wait to welcome you as a member of First Community!

At First Community, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed with your convenience in mind. With our 24/7 online banking services, you can access your accounts anytime, anywhere, making it simple to stay on top of your finances. Explore our online banking platform at https://www.myfccu.com/ , where you can effortlessly check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our mobile application adds an extra layer of convenience, allowing you to handle your banking tasks right from your smartphone. Whether you're depositing a check or making payments, everything is just a tap away. Security is a top priority for us. Although we currently do not offer electronic signature authorization, rest assured that all transactions through our online banking are protected with robust security measures. You can also opt for e-statements, which provide a fast and eco-friendly way to keep track of your financial activities without the clutter of paper statements. For those who enjoy quick money transfers, our person-to-person transfer feature allows you to send money directly to friends and family in an instant. Plus, if you're someone who loves using mobile payments, you'll be pleased to know that this feature is available too! With these user-friendly tools at your disposal, managing your finances has never been easier. Experience the ease of digital banking with First Community today! If you have any questions or need assistance, don't hesitate to reach out to us at (701) 242-7644.

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and growing, ensuring that we can continue to support your needs now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $169,061,323, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,257 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $345,644,293 in share certificates and $195,094,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $583,388, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $141,996,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $6,018 in used auto loans and $989,505,874 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $6,005,367, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,787,553. Total Share and Deposit Accounts: 185,519, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 334 Main Ave S Hankinson Nd 58041 or call (701) 242-7644 to learn more about how we can help you achieve your financial goals.