First Commonwealth Credit Union Wyomissing PA | Affordable Vehicle Loans & Top Checking

Introduction

At First Commonwealth, we believe in building strong communities and fostering financial well-being for our members. Located at 609 Spring St, Wyomissing, PA 19610, our branch has been serving the community since 1959. With a commitment to personalized service and member satisfaction, we proudly support over 94,444 members with tailored financial solutions designed to meet their unique needs. While you can visit us at our branch location, please note that any official correspondence should be sent to our mailing address at 6126 Hamilton Blvd Ste 100, Allentown, PA 18106. With total assets exceeding $1.34 billion, we are dedicated to providing a robust banking experience. Our financial strength is reflected in our total deposits of $44,895,214 and a net worth of $135,834,351. We maintain a healthy balance sheet with over 50,080 loans and leases available for our members. Our leadership team is committed to ensuring that First Commonwealth remains a trusted partner in your financial journey. Under the guidance of CEO Donna LoStocco and Board President William Ehritz, we strive to create an environment where every member feels valued and supported. Whether you're looking for personal banking options like checking accounts or auto loans, or business services including merchant services and business loans, we've got you covered. Our friendly staff is always ready to assist you with online banking services or help you navigate through your financial decisions. Feel free to reach out to us at 610-821-2400 during our lobby hours from Monday to Friday, 9 AM to 5 PM, or Saturday from 9 AM to 1 PM. We invite you to explore all that First Commonwealth has to offer by visiting our website at First Commonwealth. Join us as we work together towards achieving your financial goals!

Branch History & Mission

Join Us

As we continue on this journey, we invite you to be part of the First Commonwealth family. Whether you're looking for a new checking account, need help with a loan, or want advice on saving for your future, we're here for you. Come visit us or give us a call at (610) 821-2400. Let's work together toward achieving your financial goals!

Mission Statement

Our mission is straightforward: we aim to enhance the financial well-being of our members while fostering strong community ties. At First Commonwealth, we believe that financial success goes hand-in-hand with community support. That's why we actively participate in local outreach programs and partner with organizations that share our commitment to making a difference. While members can visit us at 609 Spring St Wyomissing Pa 19610, official correspondence should be sent to 6126 Hamilton Blvd Ste 100, Allentown, PA 18106. We invite you to experience our friendly service during our operating hours from Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM.

Our Journey

At First Commonwealth, our history reflects a commitment to our members and the communities we serve. We started with a clear vision: to provide accessible financial services that empower individuals and families. Over the years, we've expanded our offerings, introducing a range of products including personal banking, auto loans, mortgage loans, and business banking solutions. Our dedication to innovation is evident in our digital advancements. We offer online banking, mobile payments, and electronic statements to ensure that managing your finances is simple and convenient. We are also proud to maintain ADA compliance across all platforms, ensuring that every member has access to our services.

Branch Location & Accessibility

Accessibility and Parking

We strive to make banking easy for everyone. Our branch features ADA-compliant access with ramps and ample parking available right outside the entrance. Whether you're visiting us on foot or driving up, you'll find it simple to get in and out.

Get in Touch

Have questions? Feel free to call us at 610-821-2400; our staff is eager to assist you! We invite you to visit us soon and experience the friendly service that makes First Commonwealth a trusted partner in your financial journey.

Operating Hours

We know your time is valuable. That's why we keep our doors open from Monday to Friday, 9 AM to 5 PM, and offer Saturday hours from 9 AM to 1 PM. Our team is ready to assist you during these times.

Services Offered

At First Commonwealth, we provide a range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgages, we have financial solutions that fit your lifestyle. Plus, with our convenient ATM access and drive-thru services for quick transactions, banking has never been easier.

Visiting Us

For those needing to send official correspondence, please note that our mailing address is different: you can reach us at 6126 Hamilton Blvd Ste 100, Allentown, PA 18106. But don't worry; all your banking needs can be handled right here at our Wyomissing location!

Member Eligibility

Joining First Commonwealth is like stepping into a welcoming community where your financial needs are understood and prioritized. If you're looking to become a member, you'll find that eligibility is accessible to many. Primarily, individuals who live, work, worship, or attend school in the Wyomissing area can easily join us. Our doors are open to all who seek a supportive financial partner in their journey. Becoming part of First Commonwealth not only grants you access to a range of services like personal banking, auto loans, and credit cards with rewards but also means you're joining a cooperative where members truly matter. The process is straightforward; simply check out the detailed eligibility criteria at http://www.firstcomcu.org/membership.html, and when you're ready to take the next step, visit http://www.firstcomcu.org/digitalbanking/enroll.html to open your account online. If you have any questions or need assistance, feel free to give us a call at (610) 821-2400. We can't wait for you to be part of our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments seamlessly, whether you're at your storefront or on the go. Our merchant services offer practical tools that allow you to focus on what you do best running your business. From card processing solutions to online payment options, we ensure that your transactions are smooth and secure. At First Commonwealth, we're more than just a financial institution; we're your partner in navigating the complexities of business ownership. Let's work together to fuel your success! For more information, visit us at 609 Spring St Wyomissing Pa 19610 or call us at (610) 821-2400.

Comprehensive List Of Services

Accessibility at Your Fingertips

Our branch also features basic drive-thru banking for quick deposits and withdrawals as well as convenient ATM access for balance checks and cash withdrawals. We strive to ensure that all transactions are simple and straightforward so that you can focus on what matters most. If you have questions or want more information about any of our services, feel free to reach out at (610) 821-2400 during our operating hours: Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 1 pm. Ready to take the next step towards better banking? Visit us at First Commonwealth, where we're committed to helping you achieve your financial goals! For more details about opening an account or becoming a member, check out our website. We look forward to serving you!

Business Banking

For our local entrepreneurs and business owners, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. We aim to support your growth with financial products designed specifically for your business needs.

Credit Cards and Rewards

At First Commonwealth, we understand that managing everyday purchases is important too. That's why we offer Credit Cards with Rewards, allowing you to earn points on your spending which can be redeemed for various perks. This makes every purchase feel rewarding!

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services empower you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills with just a few taps on your smartphone. Additionally, our ATM & Cash Withdrawal Services ensure that accessing your cash is never a hassle.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored just for you. Our Checking & Savings Accounts are designed to help you manage your money efficiently while earning interest on your savings. If you're thinking about purchasing a car or refinancing your vehicle, our Auto Loans & Vehicle Financing options can get you behind the wheel with competitive rates and flexible terms. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing solutions provide the guidance you need to navigate the process smoothly. Plus, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can offer you a way forward.

Digital & Online Banking

Accessing Your Accounts Anytime

With our online banking, you can check your account balances, transfer funds, and pay bills 24/7. It's like having a bank branch right in your pocket! Plus, our mobile application allows you to do all this and more from your smartphone, making banking easier than ever.

Convenient Features for Everyday Banking

Our mobile payments feature makes it simple to make purchases directly from your phone. Say goodbye to fumbling for cash or cards! And if you need to send money to friends or family, our person-to-person transfer service has you covered no need for checks or cash. Whether you're signing up for services or managing your accounts, we strive to provide an easy-to-use experience that fits into your life. To learn more about how we can help you bank better, visit us online at https://www.firstcomcu.org/ today!

Secure Transactions Made Simple

Security is a top priority for us at First Commonwealth. We offer electronic signature authorization, ensuring that your transactions are safe and secure. You can also enjoy the peace of mind that comes with e-statements, helping you keep track of your finances while reducing paper clutter.

Financial Strength

Commitment to Innovation

With $120,271,943 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This means more opportunities for you as we enhance our offerings and improve our services.

Dedicated Team

We also take pride in having 258 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our strong workforce is here to assist you every step of the way.

Growing Membership Base

Total Share Accounts: 204,659, showing a strong and growing member base that trusts us with their finances. This reflects the confidence that so many have placed in First Commonwealth as their credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 609 Spring St Wyomissing Pa 19610 or call 610-821-2400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

With $9,932 in used auto loans and over $1 billion in total loans and leases ($1,097,669,006), our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength allows us to be a reliable partner in your financial journey.

Loan Offering

Business Financing

For business owners, our outstanding commercial loans totaling $233,825,992 provide the capital needed to grow and expand operations. This support is crucial for entrepreneurs looking to make significant investments or navigate challenging times.

Our Loan Products

With over 50080 loans issued, we've helped thousands of members achieve their financial goals. If you're considering buying a new car, our auto loans are designed with you in mind. We offer some of the lowest rates in the industry, with $144,825,767 already extended in used vehicle loans and $58,385,726 in new vehicle loans helping members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, making buying or refinancing simple and accessible. For those looking for flexible financing solutions, we also provide unsecured credit card loans with a total of $41,617,617 available to assist members in managing their expenses efficiently.

Refinancing Options

If you're interested in refinancing existing loans or checking your eligibility for any of our offerings, we invite you to reach out. We are dedicated to helping you explore all available options that suit your financial situation best. For more information about our loan products or to discuss how we can help you achieve your financial goals, please contact us at 610-821-2400 or visit us at 609 Spring St Wyomissing Pa 19610. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our website for further details on how First Commonwealth can support your financial journey!

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