First Commonwealth Credit Union Whitehall PA | Best Auto Loans & Rewards Cards

Introduction

At First Commonwealth, we believe that financial well-being should be within everyone's reach. Located at 2752 Macarthur Rd, Whitehall, PA 18052, our credit union has been a trusted partner for the community since 1959. With over 94,000 members and total assets exceeding $1.3 billion, we pride ourselves on being a cornerstone of financial support in the Lehigh Valley. Our dedicated team, led by CEO Donna LoStocco and Board President William Ehritz, works tirelessly to provide personalized banking solutions tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, or business financing, we have something for everyone. We understand that each member's financial journey is unique, which is why we are committed to offering services designed with you in mind. While members can visit us at our branch location, official correspondence should be sent to the same address: 2752 MacArthur Rd., Whitehall, PA 18052. We invite you to explore our comprehensive range of services, which include not only personal and business banking but also innovative online and mobile banking options. With total deposits amounting to $44,895,214 and a solid net worth of $135,834,351, your money is safe with us. Our branch features convenient hours Monday through Friday from 9:00 AM to 5:00 PM in the lobby and extended hours for our drive-thru services making it easier than ever to manage your finances. You can contact us at 610-821-2400 or visit our website at First Commonwealth for more information. Join us as we continue to strengthen our community through reliable financial services and unwavering support. Your financial future is brighter with First Commonwealth by your side!

Branch History & Mission

At First Commonwealth, located at 2752 Macarthur Rd in the heart of Whitehall, PA, we take pride in our rich history and unwavering commitment to our members. Since our establishment in 1959, we've grown from a small credit union into a thriving financial institution that now serves over 94,000 members. Our journey reflects not only our growth but also our dedication to supporting the community we call home. Our mission is simple yet profound: to empower individuals and families through accessible financial services while fostering a sense of belonging and community spirit. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a first car, purchasing a home, or planning for retirement. With total assets exceeding $1.3 billion, we have the resources to provide competitive rates and personalized service tailored to each member's unique needs. First Commonwealth is more than just a financial institution; we are a part of the fabric of Whitehall. Our branch plays an active role in local events and initiatives, partnering with various organizations to give back and strengthen our community ties. We offer personal banking options like checking and savings accounts, auto loans, mortgage solutions, and business banking services. Our digital advancements ensure that members can manage their finances conveniently through online and mobile banking platforms. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 2752 MacArthur Rd., Whitehall, PA 18052. We are here for you during convenient hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM for lobby services. Our drive-thru is open Monday through Friday until 8:00 PM and Saturdays until 3:00 PM. We also prioritize accessibility with ADA-compliant facilities and strive to create a welcoming environment for all. With ATM availability and drive-thru banking services, we make it easy for you to access your funds when you need them most. Join us today at First Commonwealth! Experience firsthand how we put our mission into action by providing excellent service and support for your financial journey. Together, let's build a brighter future for you and our community. For more information or to become a member, please call us at 610-821-2400 or visit our website at First Commonwealth.

Branch Location & Accessibility

Comprehensive Services Just Around the Corner

At our Whitehall branch, you'll find a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we're here to support you every step of the way. Plus, with ATM access available on-site, managing your finances has never been easier. While members can visit us at 2752 Macarthur Rd Whitehall Pa 18052, official correspondence should be sent to 2752 MacArthur Rd., Whitehall, PA 18052. If you have any questions or would like more information about how we can assist you, don't hesitate to give us a call at (610) 821-2400. We look forward to welcoming you into our First Commonwealth family!

Convenient Access and Parking

At First Commonwealth, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ample parking space, so you can visit us without any hassle. If you're in need of quick cash or want to take care of a simple transaction, feel free to use our drive-thru service. It's designed for your convenience, open Monday through Friday from 8:00 am to 8:00 pm and Saturday from 9:00 am to 3:00 pm.

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why our lobby hours are designed to accommodate your schedule. Join us from Monday to Friday between 9:00 am and 5:00 pm, and don't forget our Saturday hours from 9:00 am to 1:00 pm for those who prefer weekend banking.

Member Eligibility

Joining First Commonwealth feels like stepping into a community where everyone is valued and supported. If you're wondering whether you can become a member, the good news is that eligibility is often broader than you might think. Typically, anyone who lives, works, worships, or goes to school in the area can join us. We believe in making banking accessible for all, so even if you're new to the area or just starting out on your financial journey, we encourage you to reach out. You can find more detailed eligibility information at http://www.firstcomcu.org/membership.html. Once you know you're eligible, opening an account with us is a breeze! Just visit our website at http://www.firstcomcu.org/digitalbanking/enroll.html, and you'll see how simple it is to get started. If you have any questions or need assistance along the way, feel free to give us a call at (610) 821-2400. We're excited to welcome you into the First Commonwealth family at 2752 Macarthur Rd Whitehall Pa 18052!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running a café and needing a way to accept payments swiftly and securely. Our merchant services allow you to process transactions easily, giving you more time to focus on serving your customers. From point-of-sale systems to online payment solutions, we've got the tools to help you thrive in today's market. Visit us at 2752 Macarthur Rd Whitehall Pa 18052 in Whitehall, PA, or call us at (610) 821-2400 to discover how our business banking and commercial services can help you grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your company thrive. We know that every dollar counts in running a business, so we provide tailored solutions that meet your specific needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your finances anytime, anywhere. Whether it's checking balances, transferring funds, or setting up alerts, our digital tools simplify your banking experience. You can also easily access ATM services for cash withdrawals or balance checks without any hassle.

Drive-Thru & ATM Services

For those who prefer a more traditional approach, our drive-thru banking offers basic services like deposits and withdrawals during convenient hours. With ATM access available as well, getting cash is quick and simple. At First Commonwealth, we pride ourselves on being more than just a credit union; we're part of the community. Our friendly staff is always ready to assist you with any questions or concerns you may have about our services. We invite you to visit us at 2752 Macarthur Rd Whitehall Pa 18052 or give us a call at (610) 821-2400 to learn more about how we can help fulfill your financial needs. Explore our offerings today and see how First Commonwealth can make a difference in your financial life!

Loans and Credit Options

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation options come in handy. Whether you're looking to consolidate existing debts or finance a special project, we have flexible solutions for you. Plus, with our credit cards featuring rewards programs, you can earn benefits while making everyday purchases.

Personal Banking

We offer an array of personal banking options tailored just for you. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing that make it easy to get behind the wheel of your dream car, we are here to support your financial journey. Need a home? Our mortgage loans and refinancing services can guide you through purchasing or improving your space, ensuring you have the funds when you need them.

Digital & Online Banking

At First Commonwealth, we understand that your time is valuable, and that's why our digital and online banking services are designed for your convenience and security. With just a few clicks or taps, you can manage your finances anytime, anywhere. Explore our user-friendly online banking platform at https://www.firstcomcu.org/. Here, you can access your accounts 24/7, view transactions, pay bills, and even transfer money with ease. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. Plus, you can enjoy the flexibility of mobile payments through our mobile application, available for download now! Security is a top priority at First Commonwealth. We offer electronic signature authorization, ensuring that your documents are handled securely while making banking even easier. You can also opt for e-statements, reducing paper clutter and allowing you to keep track of your finances efficiently. Our mobile application allows you to stay connected with your account on the go. Whether you're checking your balance or making a payment, everything is right at your fingertips. With features that provide real-time updates on your accounts, managing your finances has never been more accessible. At First Commonwealth, we're committed to providing services that fit into your lifestyle. Our digital banking solutions empower you to take control of your financial journey with confidence and ease. Experience the future of banking today!

Financial Strength

At First Commonwealth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which allows us to offer the best services and support for our community. With a net worth of $135,834,351, we maintain robust financial strength that enables us to provide better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 further demonstrates our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $120,271,943 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options. This means we're constantly enhancing your banking experience while keeping your finances secure. We also take pride in having 258 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $9,932 in used auto loans and a total of $1,097,669,006 in loans and leases available, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products tailored for you. The trust placed in us by our growing member base is evident with 204,659 total share accounts. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 2752 Macarthur Rd Whitehall Pa 18052 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible financing options available that can fit your budget.

Credit Lines

We also provide access to credit lines with a total value of $553,830,322. This option allows for greater flexibility when it comes to managing your finances and making purchases as needed. For business owners looking to expand or invest in their ventures, our outstanding commercial loans totaling $233,825,992 provide the capital needed for growth. If you're interested in exploring these loan options or need assistance with refinancing or eligibility questions, please don't hesitate to reach out. You can contact us at 610-821-2400 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM or visit us on Saturdays from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We are committed to helping you find the right financing solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, make buying or refinancing simple. We believe that everyone deserves a chance at owning their own home, and our team is here to guide you through the process every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $41,617,617 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that funds are available for those unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. Every loan comparison reflects accurate information, allowing you to confidently explore your options.