First Commonwealth Credit Union Lehighton PA | Affordable Auto Loans & Business Banking

Introduction

At First Commonwealth, we pride ourselves on being more than just a financial institution. Located at 1241 Blakeslee Blvd, Lehighton, PA 18235, our branch, known as Carbon Plaza, has been serving the community since 1959. With a commitment to providing personalized service and fostering financial well-being, we have grown to support over 94,444 members with total assets reaching an impressive $1,346,105,958. Our team, led by CEO Donna LoStocco and Board President William Ehritz, is dedicated to ensuring that each member receives the care and attention they deserve. We offer a variety of services tailored to meet your needs whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages. While our physical location serves as a welcoming space for in-person visits, official correspondence should be sent to our mailing address at 1241 Blakeslee Blvd, Lehighton, PA 18235. Feel free to reach out at 610-821-2400 if you have any questions or need assistance; our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. With total deposits amounting to $44,895,214 and a net worth of $135,834,351, we maintain a strong financial foundation that allows us to invest in our members' futures. Our dedication goes beyond numbers; it's about building lasting relationships within our community. We invite you to visit us or explore our website at First Commonwealth for more information about how we can assist you in achieving your financial goals. Join us today and experience the difference that comes with being part of the First Commonwealth family!

Branch History & Mission

Community Engagement

First Commonwealth actively engages with the community through partnerships and initiatives aimed at improving local lives. We recognize the importance of giving back and often participate in events that foster community spirit and support local causes. Our goal is not only to be a trusted financial partner but also a responsible corporate citizen. While members can visit us at 1241 Blakeslee Blvd, official correspondence should be sent to the same address for consistency. With operating hours designed for convenience Monday through Friday from 9:00 am to 5:00 pm for lobby services and extended hours for drive-thru access we're here when you need us most.

Join Us!

As we look toward the future, we invite you to become a part of the First Commonwealth family. Experience firsthand how we can support your financial journey while making meaningful contributions to our community together. For more information on becoming a member or exploring our services further, please visit our website or call us at 610-821-2400 today!

Our Mission

At First Commonwealth, our mission goes beyond simply providing banking services. We aim to empower individuals and families by offering personalized financial solutions that help them achieve their goals. We believe in building strong relationships with our members through trust and transparency. Our commitment to community support is reflected in various outreach programs designed to uplift those around us. We understand that today's world requires flexibility and innovation. That's why we proudly offer modern conveniences like online banking, mobile payments, and e-statements alongside traditional services such as checking accounts, auto loans, and mortgage refinancing. In addition to these offerings, we ensure that our facilities are ADA compliant so that everyone can benefit from our services.

Branch Location & Accessibility

Welcome to First Commonwealth at Carbon Plaza, your friendly neighborhood credit union located at 1241 Blakeslee Blvd, Lehighton, PA 18235. We are dedicated to providing our members with accessible banking options in a convenient location. Whether you're here for personal banking needs or looking for financial solutions, we aim to make your visit as smooth as possible. Situated near local favorites and easily reachable from surrounding areas, our branch is not just a place to bank; it's a community hub. For those who rely on public transport, you'll find it easy to get here, and parking is available right outside our doors for those driving in. Our facility is designed with accessibility in mind, including features like ADA-compliant ramps to ensure everyone can access our services comfortably. Our lobby hours are designed to fit into your busy schedule. Join us Monday through Friday from 9:00 AM to 5:00 PM or stop by on Saturday from 9:00 AM to 1:00 PM. If you prefer the convenience of drive-thru banking, we're here for you too! Drive-thru service is available Monday through Friday from 8:00 AM until 8:00 PM and Saturday from 9:00 AM to 3:00 PM. At First Commonwealth, we offer a range of services tailored just for you from checking and savings accounts to auto loans and mortgages. Plus, with ATM availability right at our location, accessing cash is quick and easy. If you need assistance or have questions about our services, don't hesitate to call us at 610-821-2400. We invite you to stop by our branch soon your financial journey starts here!

Member Eligibility

Welcome to the wonderful community at First Commonwealth! Becoming a member is not just about opening an account; it's about joining a supportive family that genuinely cares about your financial well-being. To be eligible for membership, you typically need to live, work, worship, or attend school in the area surrounding our branch at 1241 Blakeslee Blvd Lehighton Pa 18235. It's designed to be inclusive so that many can enjoy the benefits we offer. For the most up-to-date and detailed eligibility criteria, feel free to check out our page here. Joining us is simple! Once you know you're eligible, you can easily open an account by visiting our online platform at this link. If you have any questions or need assistance during the process, don't hesitate to call us at (610) 821-2400. We're here to help and excited to welcome you into the First Commonwealth family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify payment processing for your business. Whether you run a local store or a bustling online shop, we offer tools that make transactions smooth and secure. From point-of-sale systems to mobile payment options, you can focus on what you do best serving your customers. Visit us at 1241 Blakeslee Blvd Lehighton Pa 18235, Lehighton, PA or call us at (610) 821-2400 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Accessibility is another cornerstone of our service offering. We have an ATM available, allowing for quick cash withdrawals and balance checks whenever you need it. Plus, our basic drive-thru banking services make deposits and withdrawals straightforward without needing to leave your car perfect for busy days! Our friendly staff at 1241 Blakeslee Blvd, Lehighton PA 18235 are committed to ensuring each member feels valued and supported. If you have any questions about our services or want to get started today, don't hesitate to reach out at 610-821-2400. At First Commonwealth in Carbon Plaza, we're not just here to meet your financial needs; we're here to help you achieve your dreams. Visit us soon or check out our website at firstcomcu.org for more information on how we can assist you!

Business Banking Services

For our business members, we provide robust solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is ready to assist you with personalized financial strategies.

Credit Cards and Rewards

To enhance your purchasing power, we offer credit cards with rewards that allow you to earn while you spend. Imagine earning points on everyday purchases points that can be redeemed for travel, merchandise, or cashback! It's a simple way to make your money work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at First Commonwealth, we emphasize our online and mobile banking services. With features like easy account access from anywhere, mobile payments, and person-to-person transfers, managing your finances has never been simpler. Our members appreciate being able to check balances, transfer funds, and pay bills all from their smartphones or computers.

Personal Banking Solutions

We provide a variety of personal banking options tailored to your lifestyle. From checking and savings accounts that help you manage your daily expenses and savings goals, to auto loans and vehicle financing that make owning a car attainable, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing services can help you find the right fit for your budget. For those times when unexpected expenses arise, our personal loans and debt consolidation options can provide quick relief.

Digital & Online Banking

Key Services

Our online banking platform at https://www.firstcomcu.org/ is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. The user-friendly interface makes it simple for everyone, whether you're tech-savvy or just starting out with online banking. Plus, with our electronic signature authorization feature, signing important documents has never been easier or more secure. You can also enjoy the convenience of e-statements, which are not only good for the environment but also help you keep track of your finances without the clutter of paper statements. And if you're always on the move, our mobile application lets you handle banking tasks right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family is a breeze.

Security and Accessibility

Your security is our top priority. Our digital services come with robust security measures to protect your personal information and transactions. You can bank with peace of mind knowing that we take every precaution to safeguard your data. Whether you're checking your balance late at night or transferring funds during lunch breaks, First Commonwealth ensures that managing your money is quick and hassle-free. Our team is here to support you every step of the way. Explore all these features today by visiting us at https://www.firstcomcu.org/ ! With First Commonwealth, financial management has never been so accessible and secure.

Financial Strength

Growing Membership Trust

We also enjoy the trust of a growing member base with 204,659 total share accounts. This indicates that more individuals are choosing First Commonwealth as their trusted partner for financial needs. Additionally, our net shares available for lending stand at $2,849,641, showcasing our commitment to facilitating your financial aspirations. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 1241 Blakeslee Blvd Lehighton Pa 18235 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Your savings are secure with us. Members' funds are backed by $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our resources focus on benefiting you directly.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having a dedicated team of 258 full-time employees and 4 part-time employees ready to assist you.

Reinvesting in Your Future

With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is substantial; we currently hold $9,932 in used auto loans and have provided $1,097,669,006 in total loans and leases to help meet your financial goals.

Solid Financial Health

With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find the right fit for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $233,825,992 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to supporting local entrepreneurs with accessible financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your current loans whether it's an auto loan or mortgage we offer various eligibility options that may help reduce your monthly payments or secure better rates. At First Commonwealth, we pride ourselves on being more than just a lender; we're a partner in your financial success. For more information about our loan offerings or to explore eligibility options further, please call us at 610-821-2400 or visit our website at First Commonwealth. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $41,617,617 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to enhance your purchasing power while keeping your budget intact.

Loan Aggregator

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FIRST COMMONWEALTH FEDERAL CREDIT UNION