FIRST COMMONWEALTH FEDERAL CREDIT UNION - Kutztown, PA

Welcome to First Commonwealth, your trusted financial partner located at 15093 Kutztown Rd, Kutztown, PA 19530. Since our establishment in 1959, we have proudly served our community with a commitment to making banking accessible and beneficial for everyone. With a robust membership of 94,444 and total assets exceeding $1.3 billion, we are dedicated to providing exceptional services tailored to meet your financial needs. At First Commonwealth, we understand that every member's journey is unique. That's why we offer a range of services from personal banking including checking and savings accounts to auto loans, mortgages, and business banking solutions. Our total deposits amount to $44,895,214, ensuring that your money is safe and working hard for you. Led by our CEO, Donna LoStocco, and Board President, William Ehritz, our team of 262 employees is here to support you every step of the way. We pride ourselves on being more than just a credit union; we're an integral part of the Kutztown community, actively working to improve the financial wellbeing of our members. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 20450, Lehigh Valley, PA 18002-0450. With a net worth of $135,834,351 and cash in hand totaling $21,414,237, we are well-positioned to provide reliable financial support and guidance. Whether you're looking for a loan where we currently manage over 50,080 loans or simply seeking advice on personal finance, First Commonwealth is here for you. We invite you to explore how we can help you achieve your financial goals. Visit us online at First Commonwealth or give us a call at 610-821-2400 today!

Joining the First Commonwealth community is a wonderful way to access personalized financial services and support tailored just for you. To become a member of First Commonwealth, you'll need to meet some simple eligibility requirements that focus on making banking accessible and welcoming. Generally, individuals who live, work, worship, or attend school in the Kutztown area are encouraged to apply. This means if you have ties to our vibrant community, you're likely eligible! Not only will you enjoy a range of services designed to help your finances flourish, but you'll also be part of a cooperative that prioritizes your needs and goals. Getting started is easy! You can find more detailed information about our eligibility criteria by visiting this link. When you're ready to open an account, simply head over to our account opening page or give us a call at (610) 821-2400. We're excited to welcome you into the First Commonwealth family, located at 15093 Kutztown Rd Kutztown Pa 19530, where your financial well-being is our top priority!

At First Commonwealth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health that supports your needs today and into the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,932 in used auto loans and $1,097,669,006 in total loans and leases. Our commitment to excellence is reflected in our operations, as demonstrated by our current $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 4 part-time employees ready to serve you with knowledgeable support. Net Shares available for lending and investments stand at $2,849,641. With a total of 204,659 accounts, our growing member base showcases the trust placed in us to handle their finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 15093 Kutztown Rd Kutztown Pa 19530 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals.