First Commonwealth Credit Union Kutztown PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Commonwealth, your trusted financial partner located at 15093 Kutztown Rd, Kutztown, PA 19530. Since our establishment in 1959, we have proudly served our community with a commitment to making banking accessible and beneficial for everyone. With a robust membership of 94,444 and total assets exceeding $1.3 billion, we are dedicated to providing exceptional services tailored to meet your financial needs. At First Commonwealth, we understand that every member's journey is unique. That's why we offer a range of services from personal banking including checking and savings accounts to auto loans, mortgages, and business banking solutions. Our total deposits amount to $44,895,214, ensuring that your money is safe and working hard for you. Led by our CEO, Donna LoStocco, and Board President, William Ehritz, our team of 262 employees is here to support you every step of the way. We pride ourselves on being more than just a credit union; we're an integral part of the Kutztown community, actively working to improve the financial wellbeing of our members. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 20450, Lehigh Valley, PA 18002-0450. With a net worth of $135,834,351 and cash in hand totaling $21,414,237, we are well-positioned to provide reliable financial support and guidance. Whether you're looking for a loan where we currently manage over 50,080 loans or simply seeking advice on personal finance, First Commonwealth is here for you. We invite you to explore how we can help you achieve your financial goals. Visit us online at First Commonwealth or give us a call at 610-821-2400 today!

Branch History & Mission

Community Commitment

We understand that being a part of this community means more than just providing financial services; it's about building relationships. Our drive-thru service and ATM availability ensure convenience for all members while keeping accessibility in mind for everyone, including those with disabilities. We're proud to say our branch is ADA compliant. As we look toward the future, we invite you to join our growing family at First Commonwealth. Experience personalized service tailored to meet your needs and become part of a community-focused credit union where your voice matters. Visit us today or call us at 610-821-2400 to learn how we can assist you on your financial journey!

Mission Statement

Our mission goes beyond just offering banking products; it encompasses our dedication to supporting our members' financial well-being. We aim to empower individuals by providing a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe in giving back to the community that supports us. That's why we actively engage in outreach efforts and partnerships that uplift those around us. While members can visit us at 15093 Kutztown Rd, official correspondence should be sent to PO Box 20450, Lehigh Valley, PA 18002-0450 if needed.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 610-821-2400. Our friendly staff is eager to help you with all your banking needs. We invite you to stop by and see what First Commonwealth can do for you today!

Getting Here

Whether you're popping in for a quick transaction or need assistance with your financial needs, our branch is designed with you in mind. Enjoy ample parking spaces and ADA-compliant features, ensuring that everyone can access our services comfortably. If you're coming by public transport, there are nearby stops that make visiting us hassle-free.

Operating Hours

We know that life can get busy, so we strive to accommodate your schedule. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, and we're also open on Saturdays from 9:00 AM to 1:00 PM. Whether you're stopping by during lunch or after work, we're here when you need us. While members can visit us at 15093 Kutztown Rd, official correspondence should be sent to our mailing address at PO Box 20450, Lehigh Valley, PA 18002-0450.

Our Services

At First Commonwealth, we offer a variety of banking services tailored to fit your lifestyle. From personal checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our drive-thru service makes it even more convenient for those on the go; you can complete basic transactions without leaving your vehicle. Plus, if you prefer using an ATM, we've got one available for your convenience.

Member Eligibility

Joining the First Commonwealth community is a wonderful way to access personalized financial services and support tailored just for you. To become a member of First Commonwealth, you'll need to meet some simple eligibility requirements that focus on making banking accessible and welcoming. Generally, individuals who live, work, worship, or attend school in the Kutztown area are encouraged to apply. This means if you have ties to our vibrant community, you're likely eligible! Not only will you enjoy a range of services designed to help your finances flourish, but you'll also be part of a cooperative that prioritizes your needs and goals. Getting started is easy! You can find more detailed information about our eligibility criteria by visiting this link. When you're ready to open an account, simply head over to our account opening page or give us a call at (610) 821-2400. We're excited to welcome you into the First Commonwealth family, located at 15093 Kutztown Rd Kutztown Pa 19530, where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, managing transactions efficiently is crucial for your business's success. Our merchant services provide practical tools that simplify payment processing, ensuring you get paid faster and more securely. From card payments to online transactions, we equip your business with everything it needs to thrive. Visit us at 15093 Kutztown Rd Kutztown Pa 19530 in Kutztown, PA or give us a call at (610) 821-2400 to learn more about how our business banking and commercial services can support your journey toward success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? We offer competitive auto loans and vehicle financing options tailored to fit your budget. With our straightforward application process, you can get pre-approved quickly and hit the road in no time.

Business Banking Solutions

For our business members, we offer a range of services including merchant services and business loans designed to help grow your enterprise. We understand the unique challenges businesses face, which is why we're here to support you every step of the way.

Convenient Access Points

Your convenience is important to us. At First Commonwealth, we provide ATM access for quick cash withdrawals and balance checks without hassle. Our drive-thru service makes it easy for those on the go to complete deposits and withdrawals without leaving their cars. In today's digital world, we've also embraced technology by offering online and mobile banking solutions. This means you can conduct transactions at your convenience whether it's paying bills or transferring money between accounts all from the comfort of your home or on the move. If you're ready to explore how First Commonwealth can assist you in achieving your financial goals, give us a call at (610) 821-2400 or visit us at 15093 Kutztown Rd Kutztown Pa 19530. Join us today and take advantage of the comprehensive services we have tailored just for you!

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards. Whether you're shopping for everyday items or planning a special trip, you'll earn points that can be redeemed for exciting rewards.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team will guide you through every step, ensuring a smooth experience.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that provide you with the flexibility you need. Imagine effortlessly managing your daily expenses while earning interest on your savings. Our accounts come with user-friendly online and mobile banking features, allowing you to check balances, transfer funds, and pay bills from anywhere at any time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans that can help cover everything from medical bills to home repairs. Additionally, if you're feeling overwhelmed by debt, consider our debt consolidation services. We'll work with you to create a manageable plan that fits your financial situation.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of e-statements, which are not only convenient but also environmentally friendly. By choosing e-statements, you'll receive your account information quickly without the clutter of paper. Need to send money to a friend? Our person-to-person transfer feature makes it effortless. Simply enter their details, and the funds are sent instantly. Plus, with our mobile application available for download, you can manage your finances right from your smartphone.

Security You Can Trust

Security is paramount at First Commonwealth. Our electronic signature authorization process ensures that your transactions are safe and verified. Additionally, our mobile payments feature allows you to make purchases securely using your phone, so you can leave your wallet at home without worry. In today's fast-paced world, having real-time access to your finances is essential. Whether you're checking your balance during lunch or making a payment on the go, our digital banking services keep you connected and in control. Join us at First Commonwealth and experience the convenience of modern banking tailored just for you!

Financial Strength

At First Commonwealth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health that supports your needs today and into the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,932 in used auto loans and $1,097,669,006 in total loans and leases. Our commitment to excellence is reflected in our operations, as demonstrated by our current $2,162,307 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 4 part-time employees ready to serve you with knowledgeable support. Net Shares available for lending and investments stand at $2,849,641. With a total of 204,659 accounts, our growing member base showcases the trust placed in us to handle their finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 15093 Kutztown Rd Kutztown Pa 19530 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is ready to assist you in securing financing that fits your budget.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $233,825,992 provide the capital needed for investment in your business. Whether it's for equipment upgrades or operational expenses, we have options that can support your entrepreneurial journey. At First Commonwealth located at 15093 Kutztown Rd Kutztown Pa 19530, our team is dedicated to helping you find the right loan product that aligns with your financial aspirations. For more information or questions regarding eligibility and application processes, feel free to reach out at 610-821-2400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, make buying or refinancing simple. We offer various mortgage products designed to help you navigate the process smoothly. If you're interested in refinancing your existing mortgage or learning about eligibility options, our knowledgeable staff can guide you every step of the way.

Unsecured Credit Card Loans

Managing finances effectively is essential for peace of mind. We also offer flexible terms on unsecured credit card loans, with a total of $41,617,617 in loans helping members manage their finances effectively. These credit cards provide an excellent way to build credit while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the effectiveness of LendMesh in delivering valuable insights to borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs.

FIRST COMMONWEALTH FEDERAL CREDIT UNION - Kutztown, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Kutztown, PA (19530)

Introduction

Branch History & Mission

Community Commitment

Mission Statement

Branch Location & Accessibility

Get in Touch

Getting Here

Operating Hours

Our Services

Member Eligibility

Business Banking & Commercial Services

Business Loans That Drive Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Solutions

Convenient Access Points

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services for Your Convenience

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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