First Commonwealth Credit Union Easton PA | Affordable Auto Loans & Checking

Introduction

Welcome to First Commonwealth, your trusted partner in financial success! Located at 3515 Nazareth Rd, Easton, PA 18045, our credit union has been serving the community since 1959. With a strong commitment to our members, we proudly support over 94,444 individuals and families in achieving their financial goals. At First Commonwealth, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. With total assets of over $1.3 billion and total deposits amounting to $44,895,214, we have the strength and stability to help you every step of the way. Led by our dedicated CEO, Donna LoStocco, and Board President, William Ehritz, our team of 262 employees is here to ensure you receive personalized service with a smile. We pride ourselves on being more than just a credit union; we are a vital part of the Easton community. Our goal is to empower you through financial education and support. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 3515 Nazareth Rd, Easton, PA 18045. We invite you to explore what makes First Commonwealth special. Whether you're looking to open an account or need assistance with a loan, we're here for you. For more information or to speak with one of our friendly representatives, call us at 610-821-2400 or visit our website at First Commonwealth. Let's work together toward your brighter financial future!

Branch History & Mission

Welcome to First Commonwealth, a credit union with a rich legacy and a strong commitment to serving our community. Located at 3515 Nazareth Rd, Easton, PA 18045, we have been proud to call this vibrant city our home since we opened our doors in 1959. Over the years, we've grown alongside our members, expanding our services and offerings to meet their changing needs. At First Commonwealth, we believe that financial services should be accessible to everyone. With a total membership of 94,444, we are dedicated to providing personalized banking solutions that empower individuals and families in our community. Our total assets have reached an impressive $1,346,105,958, reflecting our stability and commitment to responsible financial practices. Our mission is straightforward: to provide exceptional financial services while actively supporting the communities we serve. We strive to make banking easy and convenient, offering a range of products from checking and savings accounts to auto loans and mortgages. Our members benefit from features like online banking, mobile payments, and ATM access available at multiple locations. In addition to standard banking services, First Commonwealth places a strong emphasis on community outreach. We partner with local organizations and initiatives that make a real difference in people's lives. Whether it's through financial education programs or support for local events, we're dedicated to giving back. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 3515 Nazareth Rd, Easton, PA 18045. Our operating hours are designed for your convenience: - Lobby Hours: Monday - Friday from 9:00 am to 5:00 pm - Drive-Thru Hours: Monday - Friday from 8:00 am to 8:00 pm; Saturday from 9:00 am to 3:00 pm We also offer drive-thru banking and have an ATM available for quick transactions. Your comfort and accessibility are important to us; that's why we're committed to ADA compliance and continually improving our customer service experience. If you're looking for a credit union that prioritizes its members and community above all else, we invite you to join us at First Commonwealth. Experience the benefits of being part of an organization that truly cares about your financial well-being. For more information or to open an account today, please contact us at 610-821-2400 or visit us online at firstcomcu.org. Join us on this journey toward financial empowerment together, we can achieve great things!

Branch Location & Accessibility

Accessibility and Features

At First Commonwealth, we prioritize accessibility for all our members. Our branch is designed to accommodate everyone, featuring ADA-compliant ramps and ample parking space to ensure a smooth visit. Whether you prefer walking into the branch or utilizing our drive-thru service, we have options that fit your needs. Our drive-thru hours are available from Monday to Friday until 8 PM and on Saturdays until 3 PM, perfect for those busy weekdays.

Operating Hours

We understand that convenience is key. That's why our lobby is open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. This schedule gives you plenty of opportunities to visit us and take care of your banking needs without rushing.

Services Offered

First Commonwealth offers a variety of services tailored for personal and business banking. From checking and savings accounts to auto loans, mortgage refinancing, and even credit cards with rewards, we've got you covered. And if you need cash quickly, we provide ATM access for easy withdrawals and balance checks. If you have any questions or need assistance, feel free to give us a call at 610-821-2400. Our friendly team is here to help! So why wait? We invite you to visit us at First Commonwealth today! Enjoy a welcoming environment where your financial goals are our priority.

Member Eligibility

Becoming a member of First Commonwealth is more than just opening an account; it's about joining a community that values your financial well-being. If you live, work, or worship in the Easton area, or if you have family members who are already part of our credit union, you're eligible to join us! This inclusive approach means we welcome individuals from various backgrounds and walks of life to enjoy the benefits of our services. At First Commonwealth, we pride ourselves on offering personalized banking solutions tailored to meet your unique needs from checking and savings accounts to auto loans and mortgages. Ready to take the next step? Opening an account is a breeze! Simply visit our website at http://www.firstcomcu.org/digitalbanking/enroll .html to get started. If you have any questions or need assistance, feel free to call us at (610) 821-2400. For more detailed information about eligibility, check out our dedicated page at http://www.firstcomcu.org/membership.html . We can't wait to have you as part of our family at First Commonwealth, located at 3515 Nazareth Rd Easton Pa 18045!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing you need to bring your vision to life. Our commercial loan products empower you to invest in new equipment, expand your workforce, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are crucial for success. Our merchant services make it easy for you to accept payments from customers, whether they're shopping in-store or online. With secure and reliable payment processing, you can focus on what matters most growing your business. Located at 3515 Nazareth Rd Easton Pa 18045 in Easton, PA, our team is here to help you navigate the complexities of business banking. Reach out at (610) 821-2400 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

For business owners, we offer a suite of services designed to help your business thrive. Our Business Banking includes essential features like Merchant Services for processing payments and tailored Business Loans that can fuel growth and expansion.

Convenient Access

Accessing your accounts has never been easier! With our robust Online & Mobile Banking, you can check balances, transfer funds, and pay bills anytime and anywhere. We also provide convenient ATM services for cash withdrawals and balance checks, ensuring you have access when you need it most.

Drive-Thru and In-Person Services

If you prefer face-to-face interactions, our lobby hours are Monday through Friday from 9:00 am to 5:00 pm, with a drive-thru option available until 8:00 pm on weekdays and until 3:00 pm on Saturdays. Whether it's a simple transaction or more complex banking needs, our friendly staff is ready to assist you. At First Commonwealth, we believe in making banking straightforward and accessible. For any questions or to learn more about how we can help meet your financial goals, don't hesitate to reach out at 610-821-2400. We're excited to serve you!

Personal Banking Services

When it comes to personal banking, our offerings include Checking & Savings Accounts that help you manage your money effectively. Imagine being able to easily deposit checks using our Mobile Banking app while enjoying the peace of mind that comes from knowing your savings are working hard for you. If you're thinking about purchasing a new car or refinancing an existing vehicle, we also offer Auto Loans & Vehicle Financing tailored to fit your budget. Plus, our Mortgage Loans & Refinancing options can assist you in making your homeownership dreams come true or help you save on monthly payments. For those looking to consolidate debt or finance personal projects, our Personal Loans & Debt Consolidation services provide flexible solutions. And if you enjoy earning rewards for your spending, our Credit Cards with Rewards allow you to earn points on everyday purchases.

Digital & Online Banking

Accessibility

With mobile payments enabled, shopping has never been easier. Use your phone to pay at participating merchants without needing cash or cards. Whether you're at home or out in the community, our digital tools empower you to manage your finances in real-time. Experience the ease of modern banking with First Commonwealth. Join us today and take control of your financial journey through our comprehensive digital services!

Key Features

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy and fast. Plus, if you're always on the go, our mobile application gives you the power of banking right in your pocket. Whether it's making payments or viewing your statements, everything is just a tap away. Security is a top priority for us at First Commonwealth. We offer electronic signature authorization for transactions, ensuring that your information remains safe while providing you with the convenience of signing documents electronically. You can also choose to receive e-statements, which not only help reduce paper clutter but also keep your financial records secure and easily accessible.

Financial Strength

A Growing Community

We are pleased to have a strong membership base with 204,659 total share accounts. This growing trust reflects our dedication to providing reliable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 3515 Nazareth Rd Easton Pa 18045 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Goals

Our lending capacity supports members' financial goals across various sectors with $9,932 in used auto loans and $1,097,669,006 in total loans and leases. This means whether you're looking to purchase a vehicle or finance other needs, we are here to help make those dreams a reality.

Member-Centric Savings

Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you means that your financial needs drive our operations and improvements.

Solid Financial Health

With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. Whether you're looking for a new ride or financing for a reliable used car, our auto loan options make it easy to find what fits your budget.

Credit Lines and Business Loans

For those looking to expand their business ventures or manage cash flow more efficiently, we provide outstanding commercial loans totaling $233,825,992. These loans are tailored to meet the specific needs of business owners and help foster growth and expansion within the community. Our team is dedicated to ensuring you have all the information needed to make informed decisions about your financial future. Additionally, if you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to ask us during your visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply now or just want to learn more about our offerings at First Commonwealth, we're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, make buying or refinancing simple. We provide flexible terms and competitive rates that cater to first-time homebuyers as well as those looking to refinance existing mortgages.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $41,617,617 in loans helping members manage their finances effectively. These cards come with various benefits designed to give you peace of mind while making purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers presented are fair and transparent. Users can trust that they are looking at legitimate loan options tailored to their needs.

FIRST COMMONWEALTH FEDERAL CREDIT UNION