First Commonwealth Credit Union Easton PA | Top Business Banking & Auto Loans

Introduction

At First Commonwealth, we believe in building strong relationships with our members and the communities we serve. Located at 4300 William Penn Hwy, Easton, PA 18045, our branch is a welcoming place where your financial needs come first. Established in 1959, we have grown to serve over 94,444 members, providing a safe haven for their savings and a reliable source for loans. With total assets exceeding $1.34 billion and deposits of approximately $44.9 million, we are committed to maintaining a strong financial foundation that benefits our members. Our dedicated team of 262 employees, led by CEO Donna LoStocco and Board President William Ehritz, works tirelessly to ensure that you receive personalized service tailored to your unique needs. While you can visit us directly at our Easton branch, please note that any official correspondence should be directed to our mailing address: PO Box 20450, Lehigh Valley, PA 18002-0450. We take pride in offering a variety of services, including personal banking, auto loans, mortgage refinancing, and business banking solutions. With total loans amounting to 50,080 and a net worth of around $135.8 million, you can trust that your financial future is in good hands with First Commonwealth. If you're looking for a financial partner who values community impact and member satisfaction, look no further! We invite you to contact us at 610-821-2400 or explore our services online at First Commonwealth. Join us on this journey towards financial well-being today!

Branch History & Mission

Join Us

While official correspondence can be sent to PO Box 20450, Lehigh Valley, PA 18002-0450, we invite you to visit us at our branch address anytime. If you are looking for a financial partner that truly cares about your needs and the community's well-being, look no further than First Commonwealth. Experience the difference today! Call us at 610-821-2400 or check out our website at firstcomcu.org for more information about how you can become part of our family. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings at 4300 William Penn Hwy, Easton, PA 18045, we have built a legacy of trust and community support. Over the years, we've expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. As we grew in size and expertise, we also prioritized modern conveniences like online banking and mobile payments to ensure that our members have access to their finances whenever they need it. Our branch operates Monday through Friday from 9:00 am to 5:00 pm for lobby hours and offers drive-thru service until 8:00 pm on weekdays and 3:00 pm on Saturdays. We also provide ATM services for quick cash withdrawals and balance checks. Whether you're stopping by for assistance or using our digital platforms, we strive to make your experience seamless and efficient.

Our Mission

At First Commonwealth, our mission is clear: we are here to empower our members financially while fostering a sense of community. We believe that strong financial health leads to a thriving community. That's why we not only focus on providing excellent financial products but also engage in numerous outreach efforts aimed at supporting local initiatives and charitable causes. In addition to serving individual members, we actively partner with local organizations to enhance community well-being. Our goal is to be more than just a bank; we want to be a cornerstone of the Easton area where families can grow together.

Branch Location & Accessibility

Welcome to the First Commonwealth branch located at 4300 William Penn Hwy in Easton, PA. Our location is designed with your convenience in mind, making it easy for you to access the financial services you need. Nestled in Northampton County, we are proud to be part of this vibrant community, just a stone's throw from local landmarks like the Easton Area High School and the popular shopping centers nearby. At First Commonwealth, we strive to provide not only great service but also a welcoming environment. Our branch features accessible parking and ADA-compliant entrances, ensuring that all members can visit us comfortably. Plus, with our convenient drive-thru banking option, you can handle your transactions without even leaving your car! We understand that your time is valuable. That's why we offer flexible operating hours: our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, while our drive-thru service is available until 8:00 PM on weekdays and from 9:00 AM to 3:00 PM on Saturdays. Whether you need to make a quick deposit or have a more detailed banking inquiry, our friendly staff is here to help. For those who prefer digital banking, we also provide ATM access and online services that allow you to manage your accounts anytime, anywhere. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 20450 in Lehigh Valley. If you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, you've come to the right place. We invite you to stop by or give us a call at 610-821-2400 to learn more about how we can assist you on your financial journey. Your community credit union is here for you!

Member Eligibility

Becoming a member of First Commonwealth feels like joining a close-knit community where your financial well-being is our top priority. If you live, work, worship, or attend school in the Easton area, you're likely eligible to join us! We welcome individuals from all walks of life and believe that everyone deserves access to personalized financial services. By becoming a member, you'll enjoy benefits such as competitive loan rates, savings options, and dedicated support tailored just for you. Opening an account is a breeze! You can start the process by visiting us at 4300 William Penn Hwy Easton Pa 18045, or you can conveniently apply online through our website. If you have questions or need assistance, don't hesitate to reach out at (610) 821-2400. For more detailed eligibility criteria, check out our membership page at http://www.firstcomcu.org/membership.html. We're excited to help you take this step towards financial empowerment!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services are designed to simplify your transactions. Imagine a busy Saturday at your store; with our point-of-sale systems, you can process payments quickly and efficiently. Our tools help you manage cash flow and accept various payment methods, giving your customers more ways to shop while keeping your operations smooth. Visit us at 4300 William Penn Hwy Easton Pa 18045 in Easton, PA, or call us at (610) 821-2400 to learn how we can help your business reach its full potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services are tailored just for you. From Merchant Services that simplify payment processing to accessible Business Loans, we're committed to helping you grow your venture successfully.

Convenient Access Anytime, Anywhere

At First Commonwealth, convenience is key. With our comprehensive Online & Mobile Banking, accessing your accounts has never been easier. Our members enjoy 24/7 access to their finances through our user-friendly mobile app and website. Additionally, we offer convenient ATM and cash withdrawal services so you can manage cash flow whenever needed.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions without leaving their cars, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions quickly. Plus, with basic ATM access available for withdrawals and balance checks, getting cash on-the-go is a breeze. We invite you to visit us or give us a call at (610) 821-2400 for more information about how we can assist you in achieving your financial goals. Experience the difference at Easton, where we're dedicated to providing personalized service and comprehensive solutions tailored just for you!

Loans Tailored for You

Need a new vehicle? Our Auto Loans & Vehicle Financing make it simple to get behind the wheel of your dream car without breaking the bank. We also provide Mortgage Loans & Refinancing for those looking to buy their first home or refinance their current mortgage to enjoy lower payments. If life throws unexpected expenses your way, consider our Personal Loans & Debt Consolidation options to help you regain control over your finances.

Personal Banking Solutions

We understand that managing your money is essential. That's why we offer various Personal Banking options, including checking and savings accounts designed to help you grow your funds while keeping them accessible. Picture yourself effortlessly tracking your expenses with our online and mobile banking features. You can easily check balances, transfer money, and even deposit checks right from your smartphone.

Rewarding Credit Options

With our Credit Cards with Rewards, you can earn points on purchases that can be redeemed for travel, merchandise, or even cash back. It's a smart way to make the most out of everyday spending while enjoying additional perks.

Digital & Online Banking

At First Commonwealth, we understand that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our user-friendly tools, you can access your accounts anytime, anywhere, ensuring you're always in control of your money. One of the standout features is our robust online banking platform, which you can explore at https://www.firstcomcu.org/. Here, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can send money directly to anyone with just a few taps. For those who prefer using their mobile devices, our mobile application is available for download, giving you access to all the same great features right in your pocket. Plus, if you're into making payments with ease, our mobile payments feature allows you to pay at stores and online without having to dig for your wallet. Security is also a top concern for us. With electronic signature authorization available, you can sign documents securely from anywhere no need to visit the branch! And if you prefer receiving statements electronically, we provide e-statements that are not only eco-friendly but also easy to manage. Whether it's day or night, our 24/7 online banking services ensure that help is always available when you need it. You can rest easy knowing that your financial information is protected while enjoying the freedom of real-time account management. At First Commonwealth, we're dedicated to making banking accessible and straightforward for everyone. Join us today and experience how digital banking can enhance your financial life!

Financial Strength

Commitment to Growth

With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as demonstrated by $9,932 in used auto loans and $1,097,669,006 in total loans and leases, supporting your financial goals across various sectors.

Dedicated Workforce

We also take pride in having 258 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Security

Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests, focusing our resources on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $2,162,307, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency supports a thriving environment where your needs come first.

Solid Financial Foundation

With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Numbers

With a total of 204,659 share accounts, our growing member base shows the trust placed in us by the community. We emphasize responsible stewardship of your assets with Net Shares amounting to $2,849,641, which funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 4300 William Penn Hwy Easton Pa 18045 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with flexible terms tailored to fit your budget.

Credit Lines and Refinancing Options

If you're interested in accessing additional funds or consolidating debt, our total credit lines amounting to $553,830,322 provide great options. We also have refinancing opportunities available for those looking to lower their payments or access cash from existing equity. At First Commonwealth, we're dedicated to serving our community with reliable financial solutions backed by data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and see how we can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, making buying or refinancing simple. We are here to guide you through every step of the process so that you can feel confident in your decision.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $41,617,617 in loans helping members manage their finances effectively. These cards come with various benefits and can be an excellent tool for budgeting and improving your credit score.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers, free from misleading information. LendMesh offers several key benefits that enhance user trust: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By utilizing LendMesh, you can rest assured knowing that you're comparing accurate loan offers tailored to your needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST COMMONWEALTH FEDERAL CREDIT UNION - Easton, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Easton, PA (18045)

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Convenient Access Anytime, Anywhere

Drive-Thru and ATM Services

Loans Tailored for You

Personal Banking Solutions

Rewarding Credit Options

Digital & Online Banking

Financial Strength

Commitment to Growth

Dedicated Workforce

Member Savings Security

Operational Efficiency

Solid Financial Foundation

Trust Built Through Numbers

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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