First Commonwealth Credit Union Bethlehem PA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to First Commonwealth, located at 5500 Crawford Dr, Bethlehem, PA 18017. Since opening our doors in 1959, we have been dedicated to supporting our community and members with reliable financial services. With over 94,000 members, we pride ourselves on being a trusted partner for your banking needs. At First Commonwealth, we understand that every member has unique financial goals. That's why we offer a variety of services, including personal banking options like checking and savings accounts, auto loans, and mortgage refinancing. As of now, our total assets stand at an impressive $1,346,105,958, with total deposits reaching $44,895,214. This solid foundation allows us to provide competitive loan offerings currently totaling 50,080 loans and leases to help you achieve your dreams. Our commitment to serving you goes beyond just numbers. Under the leadership of our CEO, Donna LoStocco, and Board President William Ehritz, our team of 262 employees is here to ensure that your experience with us is nothing short of exceptional. We maintain a warm and welcoming environment where you can feel confident discussing your financial needs. While you can always visit us at our branch for any inquiries or support, please note that official correspondence should be directed to our mailing address: 5500 Crawford Dr, Bethlehem, PA 18017-8797. We invite you to explore the many ways First Commonwealth can assist you in achieving your financial goals. Whether you're looking for loans, savings solutions, or convenient online banking services through our website First Commonwealth, we're here to guide you every step of the way. Feel free to give us a call at 610-821-2400 or stop by during our lobby hours from Monday to Friday between 9:00 am and 5:00 pm. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Engagement

Over the years, First Commonwealth has been actively involved in community outreach initiatives. We understand that true success comes from lifting each other up. That's why we partner with local organizations to support various causes and events throughout Bethlehem and surrounding areas. Our focus on ADA compliance ensures that everyone can access our services easily. Additionally, we embrace digital advancements like online banking and mobile payments to make managing your finances as straightforward as possible.

Join Us

As we look towards the future, we invite you to be part of our journey. If you're not yet a member of First Commonwealth, consider joining us today! Experience firsthand the benefits of personalized service and community-focused banking. For any inquiries or assistance, feel free to reach out at 610-821-2400 during our lobby hours Monday through Friday from 9:00 AM to 5:00 PM or visit us on Saturday from 9:00 AM to 1:00 PM. Together, let's build a brighter financial future! To learn more about membership or open an account online, visit First Commonwealth's website. We can't wait to welcome you into our family!

Our Mission

At First Commonwealth, our mission is simple yet profound: to enhance the lives of our members and strengthen our community through thoughtful financial solutions. We believe in offering more than just banking services; we strive to build relationships based on trust and mutual respect. Our commitment extends beyond numbers it's about fostering a supportive environment where members feel valued and understood. We offer a wide range of products tailored to meet diverse needs, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Each service is designed not only to provide financial assistance but also to help our members achieve their goals.

Branch Location & Accessibility

Accessibility Features

Our branch is easily accessible for everyone. With ADA-compliant features and convenient parking options, we ensure that all members can visit us without hassle. If you prefer not to come inside, we offer a handy drive-thru service for your banking needs, making it easy to complete simple transactions from the comfort of your car.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 610-821-2400. Our friendly staff is ready to help you navigate your banking journey. We invite you to stop by today and discover how First Commonwealth can support your financial goals!

Operating Hours

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9:00 am to 5:00 pm, and on Saturdays from 9:00 am to 1:00 pm. For those who need flexibility, our drive-thru hours extend from 8:00 am to 8:00 pm on weekdays and until 3:00 pm on Saturdays. We want to make banking as easy as possible for you.

Services Offered

At First Commonwealth, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and even credit cards with rewards we've got you covered! Plus, with ATM availability right here at our branch, accessing your funds is quick and straightforward. While members can visit us at 5500 Crawford Dr, official correspondence should be sent to the same address as our mailing address is also 5500 Crawford Dr, Bethlehem, PA 18017-8797.

Member Eligibility

Becoming a member of First Commonwealth is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Bethlehem area, you're already on your way to becoming part of our community! Additionally, if you have family members who are already members, they can help you join too. Here at First Commonwealth, we believe in providing personalized service and support tailored just for you. By choosing us, you're not just opening an account; you're gaining access to great rates on loans, convenient banking options, and a team dedicated to helping you reach your financial goals. Ready to take the next step? Opening an account with us is simple! Just visit our website for more details on membership eligibility at http://www.firstcomcu.org/membership.html, and when you're ready to join us, head over to http://www.firstcomcu.org/digitalbanking/enroll.html. If you have any questions or need assistance, don't hesitate to give us a call at (610) 821-2400. We're excited to welcome you to First Commonwealth at 5500 Crawford Dr Bethlehem Pa 18017!

Business Banking & Commercial Services

At First Commonwealth, we understand that every business has its own unique challenges and goals. Whether you're a startup looking to make your mark or an established company aiming for expansion, our commercial services are designed to support your journey. Imagine having the financial backing you need to seize new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make it easier for you to manage transactions efficiently. From point-of-sale systems that streamline payments to online tools that help you track sales, we equip you with the resources to thrive in today's marketplace. Visit us at 5500 Crawford Dr Bethlehem Pa 18017 in Bethlehem, PA, or call us at (610) 821-2400 to learn how we can partner with you for success.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer tailored solutions through our Business Banking services. From merchant services that help you accept payments smoothly to flexible Business Loans, we understand what it takes to run a successful venture.

Convenient Access

We know that life can be busy, which is why we've made banking as convenient as possible. Our branch features an ATM & Cash Withdrawal Services, plus basic drive-thru banking for quick deposits and withdrawals. Whether you're stopping by during lobby hours or using our drive-thru services, we ensure efficient transactions every time.

Credit Cards

Our credit card offerings come with rewards that make everyday spending more rewarding. With our Credit Cards with Rewards, you can earn points or cash back on purchases, adding extra value to your buying decisions.

Get Started Today!

We invite you to visit us at 5500 Crawford Dr Bethlehem Pa 18017 or give us a call at (610) 821-2400 if you have any questions about how we can assist you further. Join us at Crawford where your financial well-being is our priority! To learn more about our offerings or to open an account online, check out our website at https://www.firstcomcu.org/. Your journey towards financial empowerment begins here!

Loans and Financing

When it comes to financing, First Commonwealth has you covered with a variety of loan options. If you're in the market for a new car, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing services make it simple to take that next step toward owning your dream home. Additionally, our Personal Loans & Debt Consolidation options can provide the support you need when managing expenses or unexpected costs.

Personal Banking

Navigating your personal finances can be easier with our Personal Banking options. We offer Checking & Savings Accounts that are designed to fit your lifestyle. Imagine having easy access to your funds through our convenient Online & Mobile Banking services, allowing you to manage your accounts from anywhere, anytime. You can also enjoy benefits like e-statements and mobile payments for added convenience.

Digital & Online Banking

Always Available

Life can be unpredictable, but accessing your finances shouldn't be. That's why our online banking services are available around the clock. Whether you're managing bills late at night or checking transactions during lunch breaks, we're here whenever you need us. Experience the freedom and flexibility of digital banking with First Commonwealth. Join us today by visiting https://www.firstcomcu.org/ and take control of your financial journey!

Explore Our Services

With our robust online banking platform available at https://www.firstcomcu.org/, you can easily access your accounts 24/7. Need to check your balance? Want to transfer funds? It's all just a click away. We also offer e-statements, making it simple to keep track of your finances without the clutter of paper statements. Plus, with electronic signature authorization, signing documents is quick and secure no need for printing or mailing. If you prefer banking from your smartphone, our mobile application is here for you. It allows for mobile payments, so you can make purchases quickly and securely right from your device. Additionally, our person-to-person transfer feature enables you to send money to friends or family instantly, making it easy to split bills or share costs.

Security You Can Trust

We prioritize the safety of your financial information. Our online banking services are equipped with advanced security features that protect your personal data while ensuring a user-friendly experience. You can bank with confidence knowing that we take every measure to keep your accounts secure.

Financial Strength

Community Trust

We have built a strong relationship with our community as shown by our Total Share Accounts: 204,659, indicating a growing member base that trusts us with their finances. Our net shares available for lending stand at $2,849,641, which further illustrates our capacity to support your banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 5500 Crawford Dr Bethlehem Pa 18017 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Your Future

With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $9,932 in used auto loans and $1,097,669,006 in total loans and leases, supporting our members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Security for Your Savings

Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or change their loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $233,825,992 provide the capital needed to grow and expand your business. These loans are designed to meet various business needs from purchasing equipment to managing cash flow.

Credit Lines

If you're looking for flexibility in your borrowing options, consider our credit lines totaling $553,830,322. This allows you to borrow as needed while only paying interest on what you use. At First Commonwealth located at 5500 Crawford Dr Bethlehem Pa 18017, we pride ourselves on being more than just a financial institution; we are your partner in reaching your financial goals. For questions or assistance with your loan application process, don't hesitate to reach out at 610-821-2400. Let us help you find the right loan product that fits your unique needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $41,617,617 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through a reliable data sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing from reputable institutions builds trust and reliability in the information provided.

Benefits of Using LendMesh

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