First Commonwealth Credit Union Allentown PA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to First Commonwealth, your trusted financial partner located at 450 Union Blvd, Allentown, PA 18109. Since our establishment in 1959, we have been committed to serving our community with integrity and excellence. With a total membership of 94,444, we pride ourselves on building strong relationships and providing personalized banking solutions tailored to meet your needs. At First Commonwealth, we understand the importance of financial security. That's why we manage an impressive $1,346,105,958 in total assets and have facilitated over 50,080 loans to help our members achieve their goals. Whether you're looking for auto loans, mortgages, or personal banking services, our dedicated team is here to support you every step of the way. Under the leadership of our CEO, Donna LoStocco, and Board President William Ehritz, we strive to enhance your banking experience with a range of services including online and mobile banking options for convenience. Our branch is equipped with an ATM and drive-thru service to ensure that you have easy access to your funds when you need them. While members can visit us at 450 Union Blvd, official correspondence should be sent to our mailing address: PO Box 20450, Lehigh Valley, PA 18002-0450. Join us at First Commonwealth where your financial success is our top priority! For more information or assistance, don't hesitate to call us at 610-821-2400 or visit our website at First Commonwealth. We look forward to serving you!

Branch History & Mission

A Legacy of Growth and Commitment

Since opening our doors, we have focused on helping individuals and families achieve their financial goals. With total assets reaching an impressive $1,346,105,958, we have continually invested in our services to meet the needs of our diverse membership. Our mission is simple yet powerful: to provide accessible financial solutions while enriching the lives of those in our community. Throughout the decades, First Commonwealth has celebrated many milestones. We have expanded our offerings beyond traditional banking services to include auto loans, mortgages, personal loans, and business banking solutions. We pride ourselves on being there for our members during significant life events whether it's purchasing a first car or buying a new home.

Community-Centric Values

Our commitment extends beyond banking; we believe in making a difference in Allentown and its surroundings. Through partnerships with local organizations and community outreach initiatives, we actively contribute to local events and programs that uplift those around us. We aim to be more than just a financial institution; we strive to be a supportive force within our community. While members can visit us at 450 Union Blvd Allentown Pa 18109, official correspondence should be sent to PO Box 20450, Lehigh Valley, PA 18002-0450. Whether you are stopping by during lobby hours Monday through Friday from 9:00 AM to 5:00 PM or Saturday from 9:00 AM to 1:00 PM or utilizing our drive-thru service during the same hours, we are here for you.

Embracing Innovation

In today's world, digital advancements play an essential role in how we serve our members. At First Commonwealth, we offer online banking services that allow you to manage your finances at your convenience. Our mobile application provides easy access to account management features like person-to-person payments and e-statements. We are also proud of our ADA compliance initiatives ensuring everyone can access our services without barriers.

Join Us Today!

As we continue this journey together with our valued members and the broader Allentown community, we invite you to become part of the First Commonwealth family. Experience firsthand how we're dedicated not only to providing exceptional financial services but also to supporting each member's unique journey towards achieving their dreams. For more information or assistance, call us at (610) 821-2400 or visit us online at First Commonwealth. Together, let's build a brighter future!

Branch Location & Accessibility

A Range of Services Just for You

At First Commonwealth, we offer a comprehensive range of banking services designed to support your financial journey. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Additionally, our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at 450 Union Blvd for all their banking needs, official correspondence should be sent to PO Box 20450 in Lehigh Valley if necessary.

Connect With Us Today!

We're excited to serve you! If you have questions or need assistance before visiting us, feel free to call us at 610-821-2400. We look forward to welcoming you into the First Commonwealth family!

Convenient Access and Amenities

At First Commonwealth, we understand that accessibility is key. Our branch features parking options that are both plentiful and convenient, ensuring that you can visit us without hassle. For our members with mobility needs, rest assured that our facilities are compliant with ADA standards, including ramps and accessible entrances. We're proud to offer a drive-thru banking option for those who prefer quick transactions without leaving their cars. Whether you're making deposits, withdrawals, or simple transactions, our friendly staff is here to assist you through the drive-thru Monday through Saturday during regular hours.

Operating Hours That Fit Your Schedule

We know life can be busy, so we've tailored our operating hours to fit your needs. You can visit us in person from Monday to Friday between 9:00 AM and 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Our drive-thru service mirrors these hours for added convenience. If you need assistance outside of these times or prefer online banking options, we also provide services through our website at First Commonwealth.

Member Eligibility

At First Commonwealth, we believe that becoming a member is like stepping into a welcoming family that supports your financial journey. If you live, work, worship, or attend school in the Allentown area, you're likely eligible to join us! We're here to help you thrive with personalized services and products tailored just for you. Whether you're looking for checking accounts, loans, or investment options, being part of our community means access to these great benefits. For the most current details about eligibility criteria, feel free to check out our resource at http://www.firstcomcu.org/membership.html. When you're ready to take the next step, opening an account with us is simple and straightforward. Just visit http://www.firstcomcu.org/digitalbanking/enroll.html to get started online or call us at (610) 821-2400 if you have any questions. We can't wait to welcome you to the First Commonwealth family at 450 Union Blvd Allentown Pa 18109!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's marketplace, efficient payment processing is key. Our merchant services provide solutions that help streamline transactions for your customers while enhancing your cash flow. Imagine being able to accept payments easily whether online or in-store without worrying about complicated setups. We equip businesses with tools that make managing finances simpler, so you can spend more time growing your enterprise. Located conveniently at 450 Union Blvd Allentown Pa 18109, Allentown, PA, our team is ready to partner with you on your journey towards success. For inquiries or to explore our services further, call us at (610) 821-2400.

Comprehensive List Of Services

Business Banking Support

For our local businesses, we offer robust business banking services, including merchant services that simplify transactions and business loans that empower growth. We believe in supporting our community's entrepreneurs as they work hard to make their dreams a reality.

Convenient Access

Accessibility is key at First Commonwealth. Our branch features an ATM for quick cash withdrawals and basic transactions like balance checks. With our convenient drive-thru banking, members can perform deposits, withdrawals, and other simple transactions without leaving their vehicles ideal for those busy days!

Get Started Today

We invite you to visit us at 450 Union Blvd Allentown Pa 18109 or give us a call at (610) 821-2400. Let us help you take charge of your financial future with personalized service and comprehensive solutions tailored just for you. Explore all we have to offer by visiting our website at Allentown and discover how we can support your financial journey today!

Lending Made Easy

Sometimes life throws unexpected expenses your way. For those moments, our personal loans and debt consolidation options can provide the relief you need. We'll work with you to find a solution that fits your budget and helps you regain control over your finances. We also have credit cards with rewards, perfect for everyday purchases or special occasions earning points that can be redeemed for exciting rewards.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are tailored for every stage of life. Imagine being able to manage your accounts easily through our online and mobile banking platforms giving you the freedom to check balances, transfer funds, and even pay bills from the comfort of your home or on the go. If you're thinking about purchasing a new vehicle, consider our auto loans and vehicle financing options. We offer competitive rates to help you drive away in your dream car without breaking the bank. And for those planning to buy a home, our mortgage loans and refinancing options can guide you through the process with ease.

Digital & Online Banking

Key Features

One of the standout features at First Commonwealth is our electronic signature authorization. This service lets you sign documents online without the hassle of printing and scanning. It's fast, secure, and perfect for those who prefer a paperless experience. You'll also appreciate the availability of e-statements. Say goodbye to piles of paperwork and enjoy instant access to your financial statements whenever you need them. Our members love this feature for its ease of use and the added layer of security it provides. For those who frequently send money to friends or family, our person-to-person transfer option makes it simple and quick. You can send cash in moments without needing to visit a branch or ATM. And if mobile payments are your thing, we've got you covered! With our mobile payments feature, you can pay for purchases directly from your phone no wallet needed.

Security First

At First Commonwealth, security is a top priority. Our online services are protected with advanced encryption technology to keep your information safe. You can bank with peace of mind knowing that we take every measure to protect your data. With all these features combined, managing your finances has never been easier. Explore the possibilities today by visiting our website and see how First Commonwealth can help simplify your banking experience!

Financial Strength

Efficient Operations

Our operations reflect our commitment to excellence. Our $0 indicates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Our strong member base is evidenced by a total of 204,659 share accounts. This trust from our community fuels our mission to provide exceptional service while maintaining robust financial health. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 450 Union Blvd Allentown Pa 18109 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $9,932 in used auto loans and $1,097,669,006 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the right financing option for your needs.

Credit Lines and Refinancing Options

In addition to these offerings, we have various credit lines available totaling $553,830,322. If you're looking to refinance existing loans or explore eligibility options, our team can assist you in understanding how these solutions can benefit your financial situation. At First Commonwealth, our commitment is to provide personalized service and tailored solutions. You can reach us at (610) 821-2400 for any inquiries or assistance regarding our loan products. For more details about our services and how we can help you on your financial journey, visit us at 450 Union Blvd Allentown Pa 18109, located in Allentown, PA. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's make your financial aspirations a reality together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $41,617,617 in loans helping members manage their finances effectively. This option is perfect for those who need quick access to funds without collateral requirements.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. By partnering with verified institutions, LendMesh guarantees that users receive accurate information about loan options available to them.