First Commonwealth Credit Union Allentown PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Commonwealth, your trusted financial partner located at 7627 Tilghman St, Allentown, PA 18106. Since our establishment in 1959, we have dedicated ourselves to serving our community with integrity and commitment. With a robust membership of 94,444 and total assets exceeding $1.3 billion, we are proud to be a cornerstone of financial well-being for individuals and families alike. At First Commonwealth, we understand that each member has unique needs. Whether you're looking for personal banking services like checking and savings accounts, or you need assistance with auto loans, mortgages, or business banking solutions, we are here to help. Our team of 262 employees, led by CEO Donna LoStocco and Board President William Ehritz, is committed to providing personalized service that makes a difference. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 20450, Lehigh Valley, PA 18002-0450. We invite you to explore our wide array of services designed just for you like online and mobile banking options that make managing your finances easier than ever. With total deposits reaching $44,895,214 and a net worth of $135,834,351, First Commonwealth is stable and ready to support your financial journey. Our commitment extends beyond numbers; it's about building relationships within the community and empowering our members every step of the way. Ready to take the next step? Visit us online at First Commonwealth or give us a call at 610-821-2400 today! Your future starts here.

Branch History & Mission

At First Commonwealth, we take pride in our rich history and unwavering commitment to serving the community of Allentown, PA. Established in 1959, our branch has been a cornerstone of financial support for over six decades, helping members achieve their dreams and navigate their financial journeys. Located at 7627 Tilghman St, Allentown, PA 18106, our branch is easily accessible for all your banking needs. Whether you're stopping by to chat with our friendly staff or to use our drive-thru services, we are here to provide you with a welcoming experience. For official correspondence, please send your mail to PO Box 20450, Lehigh Valley, PA 18002-0450. As of today, we proudly serve a total membership of 94,444 individuals. Our growth reflects not just our success as a credit union but also the trust and loyalty that our members have placed in us. With total assets reaching an impressive $1,346,105,958, we are equipped to offer a wide range of financial services tailored to meet the diverse needs of our community. Our mission is straightforward yet profound: to enhance the financial well-being of every member while fostering community spirit and support. We believe in providing more than just banking services; we strive to empower individuals through education and resources that promote sound financial practices. This includes personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards each designed with your needs in mind. Additionally, First Commonwealth places great emphasis on community outreach initiatives. We partner with local organizations to provide essential resources and support programs that uplift those around us. Our commitment extends beyond transactions; it's about creating meaningful connections within the neighborhoods we serve. In keeping up with modern advancements, we have integrated digital tools like online banking and mobile payments into our offerings. These features allow members to manage their finances conveniently while ensuring compliance with ADA standards for accessibility. We invite you to visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. If you have any questions or need assistance, don't hesitate to call us at 610-821-2400. Join us at First Commonwealth and discover how we can help you reach your financial goals while being part of a vibrant community-focused family. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to First Commonwealth in Allentown, where convenience meets community! Located at 7627 Tilghman St, our branch is easily accessible and designed to meet your banking needs. Whether you're stopping by for a quick transaction or seeking financial advice, we are here to assist you with a friendly smile. If you need to send any official correspondence, please address it to our mailing location at PO Box 20450, Lehigh Valley, PA 18002-0450. Situated near local landmarks, our branch is just a stone's throw away from the bustling Tilghman Square Shopping Center, making it easy for you to combine your errands with banking. Parking is ample and convenient, allowing for easy access whether you are driving or walking. We have ADA-compliant features and ramps available to ensure that all members of our community can visit us comfortably. Our operating hours are tailored for your busy lifestyle: we're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. For those who prefer banking on the go, we offer an ATM onsite for quick cash withdrawals and balance checks. If you're in need of drive-thru services, we've got you covered! Our drive-thru banking is open during the same hours as our lobby, providing a quick and easy way to handle deposits and withdrawals without leaving your car. At First Commonwealth, we pride ourselves on offering a wide range of personal and business banking services. From checking and savings accounts to auto loans and credit cards with rewards, we're equipped to help you with whatever financial needs arise. We invite you to visit us at 7627 Tilghman St, or give us a call at 610-821-2400. Experience the welcoming atmosphere and personalized service that sets us apart. Your financial journey is important to us let's take the next step together!

Member Eligibility

Becoming a member of First Commonwealth is like stepping into a supportive community that prioritizes your financial well-being. If you live, work, or worship in the Allentown area, you're likely eligible to join us! We welcome individuals from various backgrounds and stages of life, so whether you're looking for a place to save, borrow, or invest, you'll find that First Commonwealth is here for you. Enjoy the benefits of personalized service and a range of financial products tailored to your needs. To get started on your membership journey, simply visit us at our location on 7627 Tilghman St Allentown Pa 18106, or give us a call at (610) 821-2400 for more information. You can also check out the detailed eligibility criteria by visiting http://www.firstcomcu.org/membership.html . Once you're ready to open an account, we make it easy for you through our online process at http://www.firstcomcu.org/digitalbanking/enroll.html . Join us today and take the first step towards achieving your financial goals!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $426 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $58 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $233,825,992, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Managing transactions shouldn't slow you down. Our merchant services simplify payment processing, allowing you to focus on what you do best growing your business. Imagine having the tools to accept payments quickly and securely, whether online or in-person. This means happier customers and a smoother operation. Explore how First Commonwealth can be your partner in success today! For more information, give us a call at (610) 821-2400, or visit us online at https://www.firstcomcu.org/ .

Comprehensive List Of Services

Additional Services

We also provide basic Drive-Thru Banking for quick transactions like deposits and withdrawals, along with ATM access for balance checks and withdrawals all designed to cater to your busy schedule. At First Commonwealth, we're here to serve you with dedication and expertise. If you have questions or want more information about any of our services, don't hesitate to reach out at 610-821-2400 or visit us at 7627 Tilghman St Allentown, PA 18106. Your financial journey starts here! Explore all that we offer by visiting our website, and let us help you achieve your financial goals today!

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include comprehensive solutions such as Merchant Services & Business Loans. We understand that running a business requires reliable banking support, and we're dedicated to helping you thrive.

Credit Options and Support

Life brings unexpected expenses, which is why we provide Personal Loans & Debt Consolidation options. These loans help manage unforeseen costs while simplifying your financial commitments. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases making your spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can easily manage your accounts from anywhere using our mobile app or website whether it's checking balances, making transfers, or paying bills. Our ATMs are conveniently located for cash withdrawal needs, ensuring you have access when necessary.

Personal Banking Solutions

When it comes to managing your finances, having the right tools makes all the difference. At First Commonwealth, we offer various Checking & Savings Accounts designed to fit your lifestyle. Imagine having a checking account that not only provides easy access to your funds but also offers features like e-statements and mobile payments to simplify your banking experience. For those considering a new vehicle or refinancing an existing one, our Auto Loans & Vehicle Financing options are crafted with competitive rates and flexible terms. We know how important it is to get behind the wheel without breaking the bank. If you're thinking about home ownership or need assistance with your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. You can count on us for personalized support, whether you're buying your first home or looking to refinance for better rates.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.firstcomcu.org/ , you can check your account balance, transfer funds, and pay bills anytime, anywhere. Our service is available 24/7, so you can take care of your banking needs without being tied to traditional hours. For those who prefer using their smartphones, our mobile application offers all the features you need for effective account management. You can make person-to-person transfers with just a few taps, ensuring that sending money to friends or family is quick and hassle-free. Plus, with our electronic signature authorization, signing important documents online is straightforward and secure.

Security and Ease of Use

We prioritize your security while providing user-friendly features. With e-statements available, you can keep track of your transactions without the clutter of paper statements. This not only helps in managing your finances but also contributes to a more eco-friendly approach. Additionally, our mobile payments feature allows you to make purchases directly from your phone perfect for those busy days when carrying cash isn't an option. With everything from bill payments to fund transfers easily accessible through our online banking services, staying on top of your finances has never been simpler. Enjoy real-time account updates and peace of mind knowing that your information is protected with advanced security measures. At First Commonwealth, we're committed to making banking as convenient as possible for you. Explore all these features and more by visiting us online today!

Financial Strength

A Growing Community

Total Share Accounts stand at 204,659, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $2,849,641, reinforcing our commitment to providing valuable resources to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commonwealth is your trusted partner. Visit us at 7627 Tilghman St Allentown Pa 18106 or call (610) 821-2400 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $120,271,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $9,932 in used auto loans and $1,097,669,006 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Resources

Members' savings are secured through $364,547,380 in share certificates and $237,851,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $135,834,351, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,825,767 in used vehicle loans and $58,385,726 in new vehicle loans already helping members get on the road. We provide tailored financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

If you're a business owner looking for capital to grow and expand, our outstanding commercial loans totaling $233,825,992 provide the resources necessary to take your business to the next level. We believe in empowering our members with the tools they need for financial success. If you're interested in any of these loan products or want to explore refinancing options or eligibility criteria further, feel free to visit our website at First Commonwealth or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines

For those who need ongoing access to funds, our credit lines total $553,830,322. This option provides you with the flexibility to borrow as needed while managing repayment comfortably.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $130,347,949, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $41,617,617 in loans helping members manage their finances effectively. These cards come with competitive rates and no collateral requirements, making them a practical choice for everyday purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This sourcing process guarantees that users receive accurate and current information about loan options.

FIRST COMMONWEALTH FEDERAL CREDIT UNION