First Commerce Credit Union Nashville GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Commerce, your trusted financial partner in the heart of Nashville, Georgia! Located at 301 S Davis St, Nashville, GA 31639, we have been serving our community since 1940 with a commitment to helping our members achieve their financial goals. With a strong foundation and a membership base of over 69,000, we pride ourselves on offering personalized services that truly make a difference in our members' lives. At First Commerce, we understand that every dollar counts. That's why we manage total assets of $1,120,685,514 and maintain a solid net worth of $113,760,712. Our dedication to responsible lending is reflected in our total loans and leases amounting to 28,056, ensuring that you have access to the funds you need when you need them. Whether you're looking for auto loans, mortgages, or personal loans for debt consolidation, we've got you covered. We also believe in keeping your money safe and sound. With total deposits reaching $93,866,946, we provide peace of mind for all your savings needs. And with approximately $23,061,389 in cash readily available, you can trust that we're here for you during any financial moment. Our leadership team is dedicated to serving you better every day. Led by CEO Cecilia Homison and Board President Alan Neubauer, our skilled staff of 193 employees is always ready to assist you with friendly service and expert advice. You can reach us at (229) 686-7444 for any inquiries or assistance. While members can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: P.O. Box 6416, Tallahassee, FL 32314. Join us today and experience the community-focused banking solutions we offer! We invite you to explore more about our services online at First Commerce Credit Union or stop by our branch to speak with one of our friendly representatives. Your financial journey starts here!

Branch History & Mission

Welcome to First Commerce, a credit union with a rich legacy of service and community support in Nashville, GA. Since our doors first opened in 1940, we have dedicated ourselves to helping our members achieve their financial goals and dreams. Located at 301 S Davis St, right in the heart of Nashville, we have become an integral part of the community, serving over 69,000 members with total assets reaching $1,120,685,514. Our journey began with a simple mission: to provide accessible financial services that empower individuals and families. Over the decades, we have evolved significantly while staying true to our core values of integrity, service, and community engagement. From humble beginnings to becoming a trusted financial partner for many in Berrien County and beyond, our growth reflects the needs and aspirations of our members. At First Commerce, we believe in making banking personal. Our mission is not just about transactions; it's about building relationships. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal is to support our members through every stage of their financial journey. While members can visit us at 301 S Davis St Nashville Ga 31639, official correspondence should be sent to P.O. Box 6416 in Tallahassee, FL. This enables us to maintain efficient communication while serving you better. We are proud to offer state-of-the-art digital banking options like online banking and mobile payments, ensuring that our services are accessible anytime you need them. Our commitment extends beyond just banking; we strive for ADA compliance in all our facilities and services so that everyone can access what we offer without barriers. Community outreach is at the heart of First Commerce. We actively engage in local partnerships and initiatives aimed at improving the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, we are here to uplift Nashville and its residents. With convenient operating hours Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM we ensure that your banking needs are met when it suits you best. You can also take advantage of our drive-thru services during these hours for added convenience. Join us at First Commerce today! Experience firsthand how we blend exceptional service with a genuine commitment to your financial well-being. Together, let's build a stronger community where everyone can thrive! For more information or assistance, feel free to call us at (229) 686-7444 or visit our website at First Commerce.

Branch Location & Accessibility

Welcome to the First Commerce branch located in the heart of Nashville, Georgia! You can find us at 301 S Davis St, a spot that's easy to reach whether you're coming from nearby neighborhoods or just passing through town. Our branch is conveniently situated close to local landmarks, making your visit both simple and pleasant. For those who might need it, we offer ample parking right outside our entrance, along with accessible features like ramps that ensure everyone can enjoy our services comfortably. If you prefer to bank on-the-go, we have an ATM available for quick cash withdrawals and balance checks. Our friendly team is ready to assist you during lobby hours from Monday to Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM. If you're in a hurry, take advantage of our drive-thru services, where tellers are available Monday through Thursday from 8:00 AM to 4:00 PM and Fridays until 5:00 PM. Plus, our video teller services offer even more flexibility; they're open Monday through Friday from 7:30 AM to 6:30 PM and Saturdays from 9:00 AM to 1:00 PM. While members can visit us at 301 S Davis St Nashville Ga 31639, official correspondence should be sent to P.O. Box 6416, Tallahassee, FL 32314 if you need to mail anything important. At First Commerce, we pride ourselves on offering a variety of banking solutions from personal checking accounts and auto loans to mortgage options and business banking services all designed with your needs in mind. Whether you're stopping by for a quick transaction or seeking financial advice, our dedicated staff is here to help. If you have any questions or want more information about what we offer, don't hesitate to give us a call at (229) 686-7444. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of First Commerce is like joining a warm and welcoming family where your financial well-being is our priority. If you live, work, or worship in the Nashville area, you're already on your way to enjoying the many benefits we offer! We love to serve individuals who are looking for a supportive community that values personal relationships and exceptional service. To learn more about specific eligibility requirements and see if you qualify, feel free to check out our detailed informati. Opening an account with us is simple and straightforward. You can start your journey by visiting our online application at https://ibranchdigital.firstcommercecu.org/firstcommercecreditunionautoenrollment_e2e/enroll.html, or if you prefer a more personal touch, don't hesitate to give us a call at (229) 686-7444. We're excited to help you take this important step toward better financial health right here at First Commerce, located at 301 S Davis St Nashville Ga 31639!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to streamline your operations. Imagine accepting payments quickly and easily while focusing on what you do best running your business. From point-of-sale solutions to online payment options, we provide tools that fit seamlessly into your daily workflow. Located at 301 S Davis St Nashville Ga 31639, Nashville, GA 31639, we're here to help your business thrive. For more information, give us a call at (229) 686-7444 or visit us online at First Commerce. Let's take your business to the next level together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $599 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $94,712,847, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, First Commerce offers robust support through our business banking services. From merchant services that simplify payment processing to business loans tailored for growth, we're here to help your business thrive.

Connect With Us

If you have any questions or need assistance navigating our services, feel free to give us a call at 229-686-7444. We're here to support you every step of the way. Visit us today at First Commerce in Nashville or explore more about what we offer by checking out our website at First Commerce. Discover how First Commerce can be your trusted partner in achieving financial success!

Digital Convenience

In today's fast-paced world, convenience matters. That's why we provide top-notch online and mobile banking services that let you access your accounts anytime, anywhere. With features like mobile payments, you can make transactions on the go without hassle. Need cash? No problem! Enjoy easy access with our ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions.

Personal Banking

When it comes to personal banking, we understand that everyone has different needs. That's why we offer flexible checking and savings accounts that can help you manage your daily finances effortlessly. Whether you're saving for a vacation or just looking for a safe place for your money, we have options that fit your lifestyle. If you're in the market for a new vehicle, our auto loans and vehicle financing make purchasing your dream car easier than ever. With competitive rates and flexible terms, you'll be on the road in no time. For those considering homeownership, we provide comprehensive mortgage loans and refinancing solutions designed to suit various budgets and preferences. We also recognize that life can throw unexpected expenses your way. Our personal loans and debt consolidation options are here to help you get back on track without breaking the bank. Plus, don't forget about our credit cards with rewards perfect for those who want to earn while they spend.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which brings all of your banking needs right to your fingertips. Need to make a quick payment? Our mobile payments feature makes transactions simple and quick. Plus, with person-to-person transfers, sending money to friends or family is easier than ever no cash or checks needed! For those who prefer paperless options, we offer electronic statements that keep your documents organized and accessible. You can view and download your e-statements anytime, reducing clutter while keeping everything secure. Security is paramount in today's digital world, and that's why we offer electronic signature authorization. This feature allows you to sign documents securely online without needing to visit a branch. It's convenient and protects your information. With First Commerce, managing your money has never been easier or safer. Enjoy the convenience of modern banking while having peace of mind knowing your information is protected every step of the way. Join us today and experience the ease of digital banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 140,804, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, showcasing the funds we have ready to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commerce is your trusted partner. Visit us at 301 S Davis St Nashville Ga 31639 or call (229) 686-7444 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $358,587,325 in share certificates and $107,260,609 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,640,161 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $94,942,963 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,143 in used auto loans and $812,933,967 in total loans and leases.

Solid Financial Health

With a net worth of $113,760,712, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At First Commerce, we understand that financial needs can vary greatly from person to person. That's why we offer a wide range of loan products designed to meet the diverse needs of our members. Whether you're looking to buy a new car, finance a used vehicle, or take that big step towards homeownership, we've got options for you. With over 28056 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, providing some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have already contributed over $123,230,968 in new vehicle loans and $244,811,530 in used vehicle loans to help members get on the road. If you're considering homeownership, our mortgage options are designed with you in mind. We offer Junior Lien 1-4 Family Residential Properties loans totaling $83,889,992, making it easier than ever to buy or refinance your home. For those needing flexibility in managing expenses, we also provide unsecured credit card loans. With a total of $7,219,474 in these loans available, members can manage their finances effectively without the burden of collateral. Additionally, business owners can benefit from our outstanding commercial loans totaling $94,712,847, which provide the capital necessary for growth and expansion. At First Commerce, we believe in making financing accessible for everyone. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out. Our team is here to assist you every step of the way. For more information about our loan offerings or to speak with one of our knowledgeable representatives, call us at (229) 686-7444 or visit us at 301 S Davis St Nashville Ga 31639 in Nashville, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!

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FIRST COMMERCE CREDIT UNION - Nashville, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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