FIRST COMMERCE CREDIT UNION

At First Commerce, we believe in building lasting relationships with our members, serving as your trusted partner in financial success. Located at 101 N Hutchinson Ave, Adel, GA 31620, our branch has been a cornerstone of the community since 1940. With over 69,000 members, we pride ourselves on providing personalized service and a wide range of financial products designed to meet your unique needs. While you can visit us at our physical location, any official correspondence should be directed to our mailing address: P.O. Box 6416, Tallahassee, FL 32314. We are dedicated to making banking accessible and convenient for everyone. As of now, First Commerce boasts total assets of over $1.12 billion, with total deposits reaching $93,866,946. Our commitment to responsible lending is reflected in our portfolio of 28,056 loans and leases that empower our members to achieve their goals whether that's purchasing a new vehicle or financing a home. Our leadership team is dedicated to fostering a positive banking experience. Under the guidance of CEO Cecilia Homison and Board President Alan Neubauer, we work tirelessly to ensure that every member feels valued and heard. With a team of 193 employees, we're here to assist you every step of the way. At First Commerce, we offer services ranging from personal banking options like checking and savings accounts to business loans and credit card rewards programs. We're equipped with modern conveniences such as online and mobile banking so you can manage your finances anytime, anywhere. We invite you to join our community-focused family today! Feel free to call us at (229) 896-7402 or visit our website at First Commerce for more information about how we can help you reach your financial dreams. Your journey starts here!

At First Commerce, we take pride in our rich history and strong commitment to serving the community of Adel, GA. Since opening our doors in 1940, we have grown alongside our members, striving to meet their financial needs with dedication and care. Located at 101 N Hutchinson Ave, our branch is not just a financial institution; it's a place where relationships are built and dreams are nurtured. Over the years, First Commerce has achieved significant milestones. We've expanded our services, reaching a total membership of over 69,000 individuals who trust us with their finances. Our total assets now stand at an impressive $1,120,685,514, reflecting our stability and commitment to providing valuable financial solutions. As we continue to grow, our mission remains clear: to enhance the lives of our members through exceptional service and community support. Our mission is not just about banking; it's about fostering a sense of belonging and empowerment within our community. At First Commerce, we believe in making financial services accessible to everyone. Whether you're looking for personal banking options like checking accounts and auto loans or business banking solutions, we aim to provide products that fit your unique needs. Moreover, we actively engage in community outreach efforts to give back and make a positive impact on those around us. While members can visit us at 101 N Hutchinson Ave Adel Ga 31620, official correspondence should be sent to P.O. Box 6416, Tallahassee, FL 32314. Our dedicated team is here during lobby hours from Monday to Friday to assist you with all your banking needs. We also offer convenient drive-thru services for quick transactions and ATM availability for easy access to your funds. As we embrace modern advancements such as online banking and mobile payments, we ensure that every member feels valued and supported. Our commitment to ADA compliance means that everyone can access our services without barriers. We invite you to join the First Commerce family today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Contact us at (229) 896-7402 or visit our website at First Commerce to learn more about how we can help you achieve your financial goals.

Welcome to the community at First Commerce, where becoming a member is not just about banking; it's about joining a family that supports your financial journey. If you live, work, or worship in the area around 101 N Hutchinson Ave Adel Ga 31620, you're already on your way to membership! We believe in making finance accessible for everyone, so our eligibility criteria are designed to be inclusive. You can find more detailed information about who qualifies for membership by visiting our website at . Once you know you're eligible, opening an account with us is a breeze! Just head over to our easy online application at https://ibranchdigital.firstcommercecu.org/firstcommercecreditunionautoenrollment_e2e/enroll.html . If you have any questions along the way, feel free to reach out to us at (229) 896-7402. We're here to help you take that exciting step towards better banking and a brighter financial future with First Commerce!

At First Commerce, we understand that managing your finances should be easy and secure. That's why we've invested in a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking, you can access your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, our user-friendly platform makes it simple. Explore our online banking features at https://www.firstcommercecu.org/ . You'll find everything from e-statements to mobile payments, all aimed at enhancing your banking experience. We offer electronic signature authorization, allowing you to sign documents quickly and securely without needing to visit the branch. Plus, with e-statements available, you can say goodbye to paper clutter and manage your finances more efficiently. For those who prefer banking on the go, our mobile application is a game changer. You can make person-to-person transfers effortlessly and use mobile payments to complete transactions right from your smartphone. Our app is designed for ease of use, giving you real-time access to your accounts whenever you need it. Security is a top priority at First Commerce. We employ robust measures to protect your personal information and ensure safe transactions. With our 24/7 online banking services, you can feel confident that your financial data is secure while enjoying the convenience of modern banking. So whether you're at home or out and about, First Commerce provides the tools you need for effective account management all with just a few clicks or taps!

At First Commerce, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to you is reflected in our solid financial foundation, ensuring that your money is safe and your needs are met. With a net worth of $113,760,712, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,015 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $358,587,325 in share certificates and $107,260,609 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $94,942,963 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,143 in used auto loans and $812,933,967 in total loans and leases. Our operational efficiency is highlighted by our $3,817,749, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 140,804, it's clear that more people trust us with their finances every day. This growing member base reinforces our stability and reliability as your chosen financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commerce is your trusted partner. Visit us at 101 N Hutchinson Ave Adel Ga 31620 or call (229) 896-7402 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.