First Commerce Credit Union Tallahassee FL | Quick Personal Loans & ATM Access

Introduction

Welcome to First Commerce, your trusted partner in financial wellness right here at the Bradfordville Financial Center. Located at 6725 Thomasville Rd, Tallahassee, FL 32312, our credit union has been serving the community since 1940. With a strong commitment to our members and a focus on building lasting relationships, we are proud to support over 69,000 members with tailored financial solutions. At First Commerce, we understand that every financial journey is unique. That's why we offer a wide range of services designed to meet your needs, from checking and savings accounts to auto loans and mortgages. With total assets exceeding $1.1 billion and deposits totaling $93,866,946, you can trust that your money is secure with us. Our net worth stands at an impressive $113,760,712, reflecting our solid financial foundation and dedication to our members. While members can visit us at our branch for personal assistance, we also encourage you to reach out via phone at 850-488-0035 for any inquiries or assistance you may need. If you prefer written communication, please send official correspondence to our mailing address: PO Box 6416, Tallahassee, FL 32314. Under the leadership of CEO Cecilia Homison and Board President Alan Neubauer, our team of 193 employees works tirelessly to ensure you receive the best service possible. We believe in giving back to the community and strive to make a positive impact on the lives of those we serve. Explore how First Commerce can help you achieve your financial goals today! Visit us online at First Commerce Credit Union or stop by our branch during lobby hours from Monday to Friday between 9:00 AM - 5:00 PM. We're excited to assist you on your financial journey!

Branch History & Mission

Join Us Today!

As we continue on this journey of growth and service since 1940, we invite you to become part of the First Commerce family. Experience firsthand the benefits of membership from competitive loan rates to exceptional customer service. Visit us during lobby hours from Monday to Friday between 9:00 AM - 5:00 PM or utilize our drive-thru video tellers available Monday through Friday from 7:30 AM - 6:30 PM and Saturday from 9:00 AM - 1:00 PM. For any inquiries or assistance, feel free to contact us at (850) 488-0035. Together, let's build a brighter financial future!

Our Evolution

Located at 6725 Thomasville Rd, Tallahassee, FL 32312, our branch is easily accessible for members and visitors alike. We're just a short drive from local landmarks like the Tallahassee Mall and nearby parks, making it convenient for everyone to stop by. While members can visit us at this address, official correspondence should be sent to our mailing address: PO Box 6416, Tallahassee, FL 32314. Since our inception, we have been dedicated to providing exceptional financial services tailored to meet the needs of individuals and families in our community. Over the years, we've expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our commitment to innovation has led us to embrace digital advancements that enhance member experience enabling online banking and mobile payments for seamless access to financial management.

Our Mission

At First Commerce, our mission goes beyond just providing financial products; we strive to empower our members through education and support. We believe in building strong relationships with each member by offering personalized service that reflects their unique needs. Our goal is to foster financial well-being within the community by promoting responsible banking practices and supporting local initiatives. We are proud of our partnerships with various organizations that focus on community outreach. Whether it's supporting local schools or participating in charitable events, we actively engage in efforts that uplift those around us.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to reach out! You can call us at 850-488-0035 or simply stop by during our operating hours. We look forward to welcoming you at First Commerce, where your financial well-being is our priority!

Convenient Features

At First Commerce, we strive to make your visit enjoyable and efficient. Our location offers ample parking and features that ensure accessibility for everyone, including ramps for those who may need extra assistance. Whether you're coming in for personal banking or business services, our friendly staff is here to help.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule open Monday through Friday from 9:00 AM to 5:00 PM. For those who prefer using our drive-thru video tellers, we offer extended hours from 7:30 AM to 6:30 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays.

Services Offered

Our branch provides a full range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with convenient ATM access available on-site, you can easily withdraw cash or check your balance without stepping inside.

Member Eligibility

At First Commerce, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to become a member. Our community is open to individuals who meet specific criteria, which you can explore in detail. The benefits of membership are numerous, from personalized banking services to competitive loan rates, all designed with your financial well-being in mind. Getting started is easy! You can open an account online by visiting https://ibranchdigital.firstcommercecu.org/firstcommercecreditunionautoenrollment_e2e/enroll.html, or feel free to give us a call at (850) 488-0035 if you have any questions. We're here to help guide you through the process and ensure that your experience with First Commerce feels just right. Your journey toward financial empowerment begins here at our branch located at 6725 Thomasville Rd Tallahassee Fl 32312.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $599 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $94,712,847, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine your customers easily paying for their purchases while you manage your transactions smoothly. Our merchant services do just that. By accepting various payment methods credit cards, debit cards, and digital wallets you enhance customer satisfaction and streamline your operations. Think of it as equipping your business with the tools it needs to thrive. Located at 6725 Thomasville Rd Tallahassee Fl 32312 in Tallahassee, FL, we're ready to partner with you on your business journey. Contact us at (850) 488-0035 to explore how we can help you achieve your goals!

Comprehensive List Of Services

Always Here For You

Our dedicated team is ready to assist with any questions or needs you may have. You can reach us at 850-488-0035 during our lobby hours from Monday through Friday from 9:00 AM to 5:00 PM or visit us in person at the branch. At First Commerce, we believe in building lasting relationships with our members through personalized service and comprehensive financial solutions. We invite you to explore all that we have to offer by visiting our website today! Let us help you achieve your financial goals effortlessly.

Business Banking Services

Running a business comes with its own set of challenges. That's why we offer tailored business banking solutions including merchant services and business loans to help you thrive. Whether you need capital for expansion or day-to-day operational support, we are here to assist you.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is essential. Our online and mobile banking features allow you to check balances, pay bills, and transfer money from wherever you are. With ATM services available for cash withdrawals and balance checks, managing your money has never been easier. We also provide basic drive-thru banking for quick deposits and simple transactions ideal for those busy days when time is tight.

Personal Banking Solutions

Navigating personal finance can sometimes feel overwhelming. That's why at First Commerce, we offer a variety of personal banking options designed to simplify your life. From checking and savings accounts that help you manage daily expenses to auto loans that make getting behind the wheel easier than ever, we've got you sorted. If you're considering buying a home, our mortgage loans and refinancing options provide flexible solutions to fit your budget and lifestyle. For those looking to consolidate debt or tackle unexpected expenses, our personal loans offer straightforward terms and competitive rates. Plus, don't forget about our credit cards with rewards these can help you earn while you spend!

Digital & Online Banking

Key Services Offered

With our online banking services available at https://www.firstcommercecu.org/, you can easily check balances, transfer funds, and pay bills without ever stepping into a branch. Our user-friendly interface makes navigation a breeze, so you can focus on what matters most your financial goals. Plus, with 24/7 online banking services, help is just a click away whenever you need it.

Mobile Banking Made Easy

Take your banking experience up a notch with our mobile application. It's designed for those who are always on the move! Make mobile payments effortlessly and enjoy person-to-person transfers with just a few taps on your smartphone. You can even set up alerts to stay updated about your account activity. At First Commerce, we believe that managing your money should be easy and efficient. Explore all of our digital banking features today by visiting us at https://www.firstcommercecu.org/ and take control of your financial journey like never before!

Security and Convenience

We prioritize your security. With electronic signature authorization available at First Commerce, signing documents online is not only safe but also hassle-free. You can also opt for e-statements, which allow you to receive your account statements electronically saving paper and keeping everything organized in one place.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 140,804, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commerce is your trusted partner. Visit us at 6725 Thomasville Rd Tallahassee Fl 32312 or call (850) 488-0035 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $358,587,325 in share certificates and $107,260,609 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,640,161 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $94,942,963 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $12,143 in used auto loans and $812,933,967 in total loans and leases.

Strong Financial Health

With a net worth of $113,760,712, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,811,530 in used vehicle loans and $123,230,968 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process and help you find the best option for your budget.

Credit Lines and Commercial Loans

For members needing extra flexibility or funds for business ventures, we provide credit lines totaling $190,664,354. Additionally, our outstanding commercial loans amounting to $94,712,847 are designed to support local businesses in their growth and expansion efforts. We know that financing can be daunting; that's why we offer refinancing options and eligibility assessments tailored to meet your specific needs. To learn more about our loan offerings and see how they can benefit you or your business, visit us online at First Commerce or stop by our branch during lobby hours from Monday to Friday from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,889,992, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your financial situation and long-term goals.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,219,474 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the loan comparisons you see reflect genuine market conditions.

FIRST COMMERCE CREDIT UNION - Tallahassee, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Tallahassee, FL (32312)