First Commerce Credit Union Tallahassee FL | Top Auto Loans & Online Banking

Introduction

At First Commerce, we believe in building strong financial futures together. Located at 3343 Thomasville Rd, Tallahassee, FL 32308, our Thomasville Road Financial Center has been serving the community since 1940. With a proud history of over 80 years, we're dedicated to supporting our 69,143 members with personalized banking solutions tailored to their unique needs. Our commitment goes beyond just numbers; we aim to make a positive impact in the lives of our members and the greater Tallahassee area. Currently, our total assets stand at an impressive $1,120,685,514, reflecting our stability and growth. We offer a range of services including personal banking, auto loans, mortgages, business loans, and much more to help you achieve your financial goals. Under the leadership of CEO Cecilia Homison and Board President Alan Neubauer, our team of 193 employees is passionate about providing exceptional service. Whether you're visiting us for a quick transaction or seeking advice on significant financial decisions, we're here for you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 6416, Tallahassee, FL 32314. With total deposits of $93,866,946 and total loans amounting to 28,056, we pride ourselves on being a trusted partner in your financial journey. Ready to take the next step? Reach out to us at (850) 488-0035, or explore our website at First Commerce for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Community Focus and Innovation

As part of our ongoing commitment to enhance your experience, First Commerce embraces digital advancements while ensuring ADA compliance. Our online and mobile banking options provide convenience at your fingertips. Members can enjoy services like person-to-person payments and mobile deposits making managing finances easier than ever before. We also recognize the importance of accessibility; that's why we offer both ATM availability and drive-thru services to meet diverse needs. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, while video teller services are available from 7:30 AM to 6:30 PM on weekdays and 9:00 AM to 1:00 PM on Saturdays.

Join Us Today

As we continue to grow and evolve with our community's needs, we invite you to become part of the First Commerce family. Experience firsthand how our member-centric approach can benefit you. Together, let's build a brighter future for everyone in Tallahassee. For more information or to get started today, please call us at 850-488-0035 or visit our website at First Commerce. Join us in making a positive impact in our community!

Our Mission

Our mission at First Commerce is simple yet profound: we aim to empower our members through comprehensive financial services while actively supporting our local community. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards ensuring that our members have the tools they need to succeed financially. Beyond just financial services, we are dedicated to uplifting the communities we serve. Whether through financial education programs or partnerships with local organizations, we work tirelessly to create opportunities and support those in need.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to reach out! You can give us a call at 850-488-0035. We're excited to welcome you into our branch and show you how First Commerce can help meet your financial needs. Come by today and experience the difference of community-focused banking!

Convenient Access and Features

At First Commerce, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, ensuring that everyone can enjoy our services comfortably. We offer ample parking right outside the branch for your convenience, making it easy for you to pop in for quick transactions or longer consultations.

Operating Hours

We know your time is valuable, which is why our lobby hours are designed to fit your busy schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. For those who need banking on the go, our drive-thru video tellers are available Monday to Friday from 7:30 AM until 6:30 PM and Saturday from 9:00 AM to 1:00 PM perfect for quick deposits or withdrawals without leaving your car!

Services Offered

Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have something for everyone. Our team is here to assist you with various services including credit cards with rewards and business banking solutions too. Plus, with ATM availability on-site, accessing cash is always simple.

Member Eligibility

At First Commerce, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to join us, you'll be pleased to know that eligibility is quite straightforward! You can become a member if you live, work, worship, or attend school in the areas we serve, and we welcome all individuals who fit these criteria. Not only will you gain access to our wide range of financial services tailored just for you, but you'll also enjoy the benefits of competitive rates and personalized service from our dedicated team. For more specific details about eligibility, feel free to check out our resource at . Ready to take the next step? Opening an account with us is easy! Simply visit https://ibranchdigital.firstcommercecu.org/firstcommercecreditunionautoenrollment_e2e/enroll.html and follow the prompts to get started. If you have any questions or need assistance, don't hesitate to call us at (850) 488-0035. We're excited to have you join our community at First Commerce, located conveniently at 3343 Thomasville Rd Tallahassee Fl 32308!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $599 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $94,712,847, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services make it easy for you to accept payments from customers, whether they're shopping online or visiting your store. This means more sales and happier customers, giving you the freedom to concentrate on growing your venture. Ready to take your business to the next level? Visit us at 3343 Thomasville Rd Tallahassee Fl 32308 or call us at (850) 488-0035 to learn more about how we can help!

Comprehensive List Of Services

ATM and Drive-Thru Access

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks anytime you need them. Additionally, our drive-thru offers basic banking services like deposits and withdrawals without having to step inside the branch. At First Commerce, we're here to make banking as effortless as possible for you. Feel free to reach out at 850-488-0035 if you have any questions about our services or want assistance in selecting the right option for you. Ready to take the next step? Visit us today at 3343 Thomasville Rd, or explore more about what we offer at our website. We look forward to serving you!

Business Banking Solutions

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we can support your goals with financial products tailored specifically for businesses.

Credit Cards with Benefits

We also offer credit cards that come with rewards, allowing you to earn points on everyday purchases. Imagine using those points for something special later on!

Digital Convenience

In today's fast-paced world, we know how important it is to manage finances on the go. That's why we've invested in robust online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, pay bills, and even deposit checks all from the comfort of your home or wherever you are.

Personal Banking Made Easy

For individuals seeking reliable banking options, we offer personal banking services that include checking and savings accounts designed to help you save for future goals while managing daily expenses. If you're thinking about getting a new car or need funds for other needs, our auto loans and vehicle financing options can make that dream a reality. Imagine driving off in your new car with an affordable monthly payment tailored just for you! When it comes to homeownership, our mortgage loans and refinancing services can guide you through the process, making it simple to purchase or refinance your home. Plus, if you find yourself juggling multiple debts, our personal loans and debt consolidation options can help streamline your finances.

Digital & Online Banking

24/7 Access

With our 24/7 online banking services, you're never out of touch with your finances. Whether it's early morning or late at night, you can log in and handle any banking needs right from your device. Our commitment to providing accessible and user-friendly services means that managing your money has never been easier. Join us at First Commerce today and experience the future of banking right at your fingertips!

Key Features

Our online banking services allow you to take control of your financial life with confidence. You can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our electronic signature authorization, signing documents is a breeze no need for paper and ink! This feature not only saves you time but also enhances security by keeping everything digital. We also offer e-statements, so you can keep track of your finances without cluttering your mailbox. With just a few taps on our mobile application, which is available for download, you can view your statements anytime you need them.

Mobile Payments & Transfers

In today's fast-paced world, having the option for mobile payments is essential. At First Commerce, we provide this service to simplify how you manage transactions. Whether you're splitting a bill with friends or making a quick purchase, our person-to-person transfer feature makes sending money as easy as sending a text.

Financial Strength

A Growing Community

Our financial strength is further illustrated by the total share accounts we manage 140,804 showing a strong and growing member base that trusts us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commerce is your trusted partner. Visit us at 3343 Thomasville Rd Tallahassee Fl 32308 or call (850) 488-0035 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $94,942,963 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,143 in used auto loans and $812,933,967 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $358,587,325 in share certificates and $107,260,609 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,817,749 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $113,760,712, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,015 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,811,530 in used vehicle loans and $123,230,968 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable pre-owned vehicle, we have financing options tailored for every budget.

Business Loans

For business owners seeking capital to grow and expand their ventures, our outstanding commercial loans totaling $94,712,847 provide the funding needed to take your business to the next level. At First Commerce, we prioritize transparency and member satisfaction. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and find the right solution for your needs! Visit our website at First Commerce or stop by our branch for personalized assistance.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $83,889,992, designed to fit various income levels and personal situations. We also provide eligibility options for refinancing existing mortgages to help lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $7,219,474 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no collateral required.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.

First Commerce