First Commerce Credit Union Tallahassee FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to First Commerce at the Mahan Financial Center, your trusted partner in financial success since 1940. Located conveniently at 2330 Mahan Dr, Tallahassee, FL 32308, we have proudly served our community for over eight decades, building strong relationships with our 69,143 members. Our commitment is not just to provide financial services but to enrich the lives of those we serve. At First Commerce, we understand that every financial journey is unique. With a robust total asset base of $1,120,685,514 and total deposits amounting to $93,866,946, we are well-equipped to meet your banking needs whether it's through personal banking solutions like checking and savings accounts or lending options such as auto loans and mortgages. We have also made significant strides in business banking with a net member business loan balance of $109,584,067, showing our dedication to supporting local enterprises. Our leadership team is committed to fostering a welcoming environment for all. Under the guidance of our CEO, Cecilia Homison, and Board President, Alan Neubauer, we strive to create value for our members while maintaining a strong financial foundation. We pride ourselves on having a dedicated team of 193 employees who are here to assist you every step of the way. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to our mailing address: PO Box 6416, Tallahassee, FL 32314. We invite you to explore our wide range of services available through convenient online and mobile banking platforms. If you're ready to take control of your finances or simply want more information about what we offer, don't hesitate! Call us today at 850-488-0035 or visit us online at First Commerce to learn more about how we can help you achieve your financial goals. Your journey starts here!

Branch History & Mission

Join Us Today!

We invite you to be part of something bigger at First Commerce. Join us today and experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. For any questions or assistance, feel free to reach out at (850) 488-0035 or visit our website at First Commerce. Together, let's build a brighter future!

Member-Centric Services

As technology advances, so do we. First Commerce is proud to offer modern banking conveniences such as online banking, mobile payments, and electronic signatures for your ease and security. We ensure that all our facilities are ADA compliant so that everyone can access our services comfortably. Whether you're using our drive-thru service or visiting us during lobby hours Monday through Friday from 9 AM to 5 PM you'll find friendly faces ready to assist you. Our video tellers are available from 7:30 AM to 6:30 PM on weekdays and from 9 AM to 1 PM on Saturdays for added convenience.

Our Journey

From our humble beginnings, First Commerce has evolved significantly over the decades. We started with a simple goal: to provide accessible financial services tailored to the needs of our community. As we grew, so did our offerings from basic savings accounts to a full range of products including auto loans, mortgages, and business banking solutions. Each step along the way has been guided by our mission: empowering individuals and supporting local communities. We take pride in being more than just a credit union; we are your neighbor. Our branch is conveniently located near popular landmarks in Tallahassee, making it easy for you to stop by whenever you need us. While members can visit us at 2330 Mahan Dr Tallahassee Fl 32308, official correspondence should be sent to PO Box 6416, Tallahassee, FL 32314.

Our Mission

At First Commerce, our mission is clear: we strive to enhance the lives of our members through exceptional service and innovative financial solutions. We believe that everyone deserves access to reliable banking services that not only meet their needs but also foster their dreams. Whether it's helping you buy your first home or providing support for your small business, we're here every step of the way. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that make a real difference. From sponsoring local events to partnering with organizations focused on education and economic empowerment, we are dedicated to uplifting those around us.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, feel free to call us at 850-488-0035. We invite you to visit us soon and discover how First Commerce can support your financial journey. We look forward to welcoming you!

Operating Hours

We understand that your time is valuable! That's why our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM. For those who prefer using our drive-thru video tellers, you can access our services from 7:30 AM to 6:30 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays.

Services Offered

At First Commerce, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got everything you need under one roof. Our drive-thru service allows for quick transactions like deposits and withdrawals without having to leave your car. And if you need cash after hours? No problem! Our ATM is available for your convenience.

Member Eligibility

At First Commerce, we believe that everyone deserves a place in our supportive community, and becoming a member is simple and welcoming. If you're looking to join us at our branch located at 2330 Mahan Dr Tallahassee Fl 32308, you'll be glad to know that eligibility is open to individuals who live, work, or worship in the area, as well as their family members. We prioritize making banking accessible for everyone, so whether you're starting your financial journey or seeking better services, we have something for you. The benefits of membership with First Commerce are numerous, from competitive rates on loans and savings accounts to personalized service that puts your needs first. Ready to take the next step? Opening an account is easy! You can find all the details you need by visiting our account opening page at https://ibranchdigital.firstcommercecu.org/firstcommercecreditunionautoenrollment_e2e/enroll .html . If you have any questions or need assistance, feel free to give us a call at (850) 488-0035. For more specific eligibility criteria, check out our resource page at . We can't wait to welcome you into the First Commerce family!

Business Banking & Commercial Services

At First Commerce, we understand that every business has unique needs and aspirations. Whether you're starting a new venture or looking to expand an established one, our business banking services are designed to support your goals. Imagine securing the funding you need to purchase new equipment or hire additional staff our commercial loans make it possible. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $599 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $94,712,847, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for your customers. Whether you're accepting payments online or at a storefront, our solutions help streamline your operations so you can focus on what matters most growing your business. Visit us at 2330 Mahan Dr Tallahassee Fl 32308 in Tallahassee, FL, or call us at (850) 488-0035 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking services offer valuable tools like merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at First Commerce, we provide robust online and mobile banking features. Manage your accounts from anywhere at any time whether it's checking balances, making transfers, or paying bills all from the palm of your hand! Plus, our ATM services ensure access to cash whenever you need it.

Credit Cards & Rewards

Our credit cards with rewards program is designed with our members in mind. You can earn points on everyday purchases that can be redeemed for exciting rewards imagine earning while you spend!

Debt Management

We know that sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you get back on track financially. Our experts will work with you to find a solution that fits your situation, reducing stress and helping you regain control over your finances.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions or just need quick service, our basic drive-thru banking allows for simple transactions such as deposits and withdrawals without stepping inside the branch. And if you're on the go? Our ATMs provide easy access for cash withdrawals and balance checks. At First Commerce, located at 2330 Mahan Dr, Tallahassee, FL 32308, we pride ourselves on making banking straightforward and accessible for everyone. For more information about how we can assist you in achieving your financial goals or to speak with one of our friendly staff members, please call us at 850-488-0035. Ready to start banking with us? Visit First Commerce today!

Personal Banking Solutions

Navigating personal finances can be overwhelming, but with our checking and savings accounts, we make it easy for you to manage your money. Imagine having a checking account that not only supports your everyday transactions but also rewards you for using it. Our savings accounts help you set aside funds for emergencies or future plans, ensuring peace of mind. If you're in the market for a new car or simply need reliable transportation, our auto loans and vehicle financing options come with competitive rates and flexible terms. Picture yourself driving off in your dream car without breaking the bank! Additionally, if homeownership is on your mind, our mortgage loans and refinancing solutions can guide you through buying your first home or adjusting your current mortgage to fit better with your lifestyle.

Digital & Online Banking

Key Services Offered

Our online banking platform is available 24/7 at https://www.firstcommercecu.org/ , making it easy for you to check balances, pay bills, and transfer funds without stepping foot outside your home. Want to send money to a friend? Our person-to-person transfers feature allows you to quickly and securely send funds directly from your account to theirs. If you're always on the go, our mobile application makes banking even more accessible. You can deposit checks, view e-statements, and manage payments right from your smartphone. Plus, we offer a mobile payments feature that lets you make purchases using your phone, adding extra convenience to your daily life.

Security and Ease of Use

We take your security seriously. With features like electronic signature authorization, you can sign documents safely online without worrying about unauthorized access. Accessing your statements has never been easier with our availability of e-statements, which help keep your information organized and reduce paper clutter. At First Commerce, our goal is to provide a user-friendly experience that fits into your lifestyle. Whether you're at home or out and about, our digital services ensure that managing your finances is straightforward and efficient. Take control of your banking today with the tools available at First Commerce!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 140,804, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrates our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Commerce is your trusted partner. Visit us at 2330 Mahan Dr Tallahassee Fl 32308 or call (850) 488-0035 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $358,587,325 in share certificates and $107,260,609 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $3,817,749, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $94,942,963 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as evidenced by our $12,143 in used auto loans and $812,933,967 in total loans and leases.

Strong Financial Health

With a net worth of $113,760,712, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our ability to serve our members effectively and with confidence. Our net worth ratio of $1,015 demonstrates a robust capital base. This means that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Loan Offering

Additional Services

If you're looking for refinancing options or want to check your eligibility for any of our loan products, don't hesitate to reach out. We're here to guide you through every step of the application process. You can contact us at (850) 488-0035 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM or visit us online at First Commerce for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let First Commerce be your partner in navigating your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,811,530 in used vehicle loans and $123,230,968 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $94,712,847 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $83,889,992, making buying or refinancing simple. We aim to make the process straightforward so you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,219,474 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses while enjoying the benefits of rewards.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment allows users to view unbiased results, focusing solely on the best available rates. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to spot competitive offers and choose what fits their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how the platform can lead to significant savings for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to recognized guidelines ensures that users receive fair and transparent offers. By working with legitimate financial institutions, LendMesh guarantees that the loan options presented are both trustworthy and relevant.

First Commerce