FIRST COAST COMMUNITY CREDIT UNION

Welcome to First Coast Community, your trusted financial partner in St. Augustine, FL! Located at 1700 Us Highway 1 S, our branch has been serving the community since 1948, proudly supporting over 12,000 members with a commitment to personalized service and community growth. With total assets of $147,958,691 and a solid net worth of $18,719,945, we are here to help you achieve your financial goals. At First Coast Community, we believe in building strong relationships with our members. Our dedicated team of 36 employees, led by CEO Gretchen Lunsford and Board President James Norwood, works tirelessly to provide services that matter most to you. Whether you're looking for checking and savings accounts, auto loans, mortgage solutions, or business banking services, we have a variety of options tailored just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 1700 US Highway 1 S, St Augustine, FL 32084-6016. We invite you to explore our website at firstcoastccu.com for more information on membership eligibility and our range of products. Join us today and experience the difference that a member-focused credit union can make in your life. Call us at 904-481-8100 or stop by during our operating hours Monday through Thursday from 9:00 a.m. to 4:00 p.m., and Friday from 9:00 a.m. to 5:00 p.m. to start your journey towards better banking!

Joining the First Coast Community is like stepping into a welcoming family that truly cares about your financial well-being. To become a member, you just need to meet a few simple criteria. If you're living, working, or worshiping in St. Johns County or surrounding areas, you're already eligible! Whether you're looking for personal banking options like checking and savings accounts or seeking loans for your next vehicle, membership here means you'll have access to a range of services designed to support your goals. Getting started is easy! You can find all the detailed eligibility information on our website at https://www.firstcoastccu.com/about-us/membership/ . Once you know you qualify, opening an account is just a click away at https://www.firstcoastccu.com/2025-annual-scholarship/ . If you have any questions or need assistance, feel free to reach out to us at 904-481-8100. We're excited to welcome you into our community at 1700 Us Highway 1 S, St Augustine, FL 32084!

At First Coast Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency, which is why we are proud to share our robust financial standing with you. With a net worth of $18,719,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,536,075 in share certificates and $3,680,320 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,446,805 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $10,610,000 in total auto loans supported by 1,063 used auto loans, our lending capacity empowers members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, reflecting our commitment to maintaining sustainable practices while still providing competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we manage 21,028 share accounts, showcasing a strong and growing member base that trusts us with their finances. This community support is what drives us to maintain our high standards of service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Coast Community is your trusted partner. Visit us at 1700 Us Highway 1 S St Augustine Fl 32084 or call (904) 481-8100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.