FIRST COAST COMMUNITY CREDIT UNION

At First Coast Community, we pride ourselves on being a cornerstone of financial support in Crescent City, FL. Established in 1948, our mission has always been to empower our members through personalized banking solutions and community engagement. Located at 112 N Summit St, we are dedicated to serving the diverse needs of our 12,010 members with a warm and welcoming approach. With total assets reaching an impressive $147,958,691 and deposits totaling $7,483,809, we ensure that your hard-earned money is safe and working for you. Our focus on member satisfaction is reflected in our total loans, which number over 4,708, indicating our commitment to helping you achieve your financial goals. Led by CEO Gretchen Lunsford and Board President James Norwood, our team of 36 employees is here to provide you with expert guidance and support. We understand that every member's journey is unique; that's why we offer a range of services including auto loans, mortgages, personal loans, and more all designed to meet the needs of our community. While members can visit us at our Crescent City branch for all their banking needs, official correspondence should be directed to our mailing address at 306 S Palm Ave, Palatka, FL 32177. With convenient hours and friendly service, we invite you to stop by or call us at (386) 698-1883. Join us today as we continue to build a stronger community together! For more information on membership options or to open an account online, please visit our website.

Welcome to First Coast Community, where our roots run deep in Crescent City, FL. Established in 1948, we have proudly served our members for over seven decades. Our branch is located at 112 N Summit St, a convenient spot that's easily accessible to the community. As we look back on our journey, we celebrate how far we've come and the relationships we've built along the way. From our humble beginnings, we have grown into a trusted financial institution with a membership of over 12,000 individuals. Our total assets now stand at an impressive $147,958,691, reflecting our commitment to providing sound financial services to our members. Throughout the years, we have adapted to meet the changing needs of our community while maintaining a strong focus on personal service. At First Coast Community, our mission is simple yet profound: to empower our members through financial education and access to essential banking services. We believe that everyone deserves the opportunity to achieve their financial goals. This belief drives us to offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. While members can visit us at 112 N Summit St Crescent City Fl 32112, official correspondence should be sent to 306 S Palm Ave, Palatka, FL 32177. We are committed to ensuring that everyone has access to modern banking solutions. Our digital advancements include online banking and mobile payments, making it easier than ever for you to manage your finances on-the-go. Our dedication extends beyond just financial services; we actively engage with our community through partnerships and outreach programs designed to uplift those around us. Whether it's through local sponsorships or educational workshops, we strive to make a positive impact in Crescent City and beyond. To better serve you, we offer convenient features such as ATM availability and drive-thru banking options. Our friendly team is here during lobby hours from Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM. We also welcome you on Saturdays from 8:00 AM until noon at the drive-thru. Join us today at First Coast Community and experience the difference of being part of a credit union that truly cares about its members! For more information or assistance, feel free to reach out at (386) 698-1883 or visit our website at First Coast Community. Together, let's build a brighter financial future!

At First Coast Community, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you're a resident of Putnam County, work in the area, or have family who are current members, you can easily join us. Additionally, those who attend school here are also eligible. This means that whether you're looking for personal banking solutions, loans, or simply a place to manage your finances with care, we're here for you. To find out more about our eligibility criteria or to start your membership journey, please visit our detailed page at https://www.firstcoastccu.com/about-us/membership/ . Once you're ready to open an account, check out the straightforward steps on our account opening page at https://www.firstcoastccu.com/2025-annual-scholarship/ . If you have any questions or need assistance, don't hesitate to give us a call at (386) 698-1883. Join the First Coast Community family today and experience the difference of being part of a community-focused credit union!

At First Coast Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a solid financial foundation to support our community and provide exceptional services. With a net worth of $18,719,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,264 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,536,075 in share certificates and $3,680,320 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,446,805 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,063 in used auto loans and $49,404,817 in total loans and leases. Although our net income is currently $0, it reflects our commitment to operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 21,028, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Coast Community is your trusted partner. Visit us at 112 N Summit St Crescent City Fl 32112 or call (386) 698-1883 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.