FIRST CITIZENS' FEDERAL CREDIT UNION

Welcome to First Citizens', your trusted financial partner in the heart of New Bedford, MA. Established in 1937, our credit union has been dedicated to serving our community with integrity and care for over 85 years. Located at 570 N Front St, New Bedford, MA 02745, we pride ourselves on offering personalized banking solutions that cater to the unique needs of our 45,634 members. At First Citizens', we understand that each member's journey is different. With total assets reaching an impressive $682,126,810 and deposits amounting to $99,434,816, we are well-equipped to support you with a variety of services. Whether you're looking for auto loans where we've successfully financed over 20,252 vehicles or personal banking options including checking and savings accounts, we have the tools and expertise to help you succeed financially. Our leadership team is committed to maintaining a strong relationship with our members. Under the guidance of CEO Christopher Howard and Board President Rev David Lima, we focus on building a supportive environment where every member feels valued. Our knowledgeable staff is here to assist you with everything from mortgage loans to business banking solutions. We invite you to explore what First Citizens' has to offer. With convenient services like online and mobile banking, ATMs, and drive-thru service available, managing your finances has never been easier. If you have questions or need assistance, feel free to reach out by calling us at 800-642-7515. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 570 N Front ST, NEW BEDFORD, MA 02745-5953. Join us today and experience the difference a community-focused credit union can make in your financial journey! Visit our website at firstcitizens.org for more information on how we can serve you better.

At First Citizens', we believe that everyone deserves a chance to be part of a supportive community that values financial well-being. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area around 570 N Front St New Bedford Ma 02745, you're likely eligible to join us. We're committed to providing personalized service and resources designed to help you thrive financially. Plus, as a member, you'll gain access to our variety of banking services tailored just for you. If you're ready to become part of our family at First Citizens', opening an account is simple! Just give us a call at (800) 642-7515 or visit our website for more details about membership eligibility. For a closer look at the specific criteria, feel free to check out this resource: . We can't wait to welcome you aboard!

At First Citizens', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's financial landscape, knowing your credit union is strong and reliable brings peace of mind. Our current net worth stands at $131,173,870, which reflects our robust financial health. This solid foundation allows us to offer competitive rates, lower fees, and enhanced member services. With a net worth ratio of $1,923, we demonstrate our strong capital position, ensuring that we can continue providing loans and uninterrupted services even during challenging economic times. Members' savings are secured through $77,121,977 in share certificates and $57,319,978 in money market shares, offering stable growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members; this is evident with our focus on serving you first evidenced by having no non-member deposits at this time ($0). With $116,166,707 in undivided earnings, we reinvest back into our community through innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,126 in used auto loans and a total of $519,171,539 in loans and leases available for various needs. Our operational efficiency is reflected in our impressive net income of $7,337,974, which empowers us to consistently provide valuable financial products tailored for you. We take pride in having a dedicated team of 129 full-time employees and 1 part-time employees, ensuring that our branches are always ready to assist you with knowledgeable service. With a growing membership base of 65,215 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Citizens' is your trusted partner. Visit us at 570 N Front St New Bedford Ma 02745 or call us at (800) 642-7515 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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