From our inception, First Citizens has remained committed to serving our members with dedication and integrity. Our growth reflects the trust that the community has placed in us. With total assets now exceeding $682 million, we provide robust financial solutions tailored to meet the needs of individuals and businesses alike. We have proudly built strong partnerships within the local community, participating in various outreach programs that help enhance lives and support local initiatives.
As part of our commitment to enhancing member experience, we continuously embrace digital advancements. Our services include online banking features like e-statements and mobile payments that keep you connected no matter where life takes you. We are also proud of our ADA compliance efforts ensuring everyone can access our services comfortably.
First Citizens goes beyond traditional banking by actively engaging in community outreach efforts. We believe in giving back by supporting local events and charities that make Hyannis a better place for everyone. Whether it's sponsoring youth sports teams or participating in food drives, we aim to uplift those around us. As you consider your financial future, we invite you to join First Citizens. Experience firsthand how we can help you achieve your goals while being part of a supportive community that cares about your success. Call us today at 800-642-7515 or visit us during our operating hours Monday through Wednesday from 8:30 AM to 4 PM, Thursday and Friday from 8:30 AM to 5 PM, or Saturday from 8:30 AM to 1 PM and discover what makes First Citizens more than just a credit union; we're your partners in prosperity!
Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and belonging among our members. We strive to empower individuals through personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, our business banking services cater to local entrepreneurs with merchant services and business loans designed to fuel their success. While members can visit us at 66 Falmouth Rd, official correspondence should be sent to 66 FALMOUTH RD, HYANNIS, MA 2601 if necessary. We understand the importance of accessibility; thus, we offer convenient services such as online and mobile banking, ATMs for quick cash access, and drive-thru banking for those on the go.
At First Citizens', we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious pathways to ensure everyone can navigate comfortably. There's ample parking available, so you won't have to worry about finding a spot when you visit us.
We understand that your time is valuable, which is why we offer a range of services tailored to fit your lifestyle. Enjoy access to an ATM anytime, as well as a drive-thru banking option for quick transactions like deposits and withdrawals. Our friendly staff is here to assist you with personal banking needs, including checking and savings accounts, auto loans, mortgages, and more. Our operating hours are designed to accommodate busy schedules: we're open Monday through Wednesday from 8:30 AM to 4 PM, and on Thursday and Friday from 8:30 AM to 5 PM. Plus, we're here on Saturdays from 8:30 AM to 1 PM for those who need weekend banking!
If you have any questions or would like more information about our services, don't hesitate to reach out! You can call us at 800-642-7515. We invite you to visit our branch soon and experience the welcoming atmosphere at First Citizens'. Your financial journey starts here!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $30,697,014, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer comprehensive merchant services that simplify everyday transactions for your business. Imagine the ease of accepting payments seamlessly from customers at any time, whether in-store or online. Our merchant services give you the tools to manage payments effectively, helping you focus on what matters most growing your business. Visit us at 66 Falmouth Rd Hyannis Ma 02601 in Hyannis, MA, or contact us at (800) 642-7515 to learn how we can partner with you on your journey toward success!
For business owners in our community, we provide robust business banking services, including merchant services and business loans tailored to help grow your enterprise. If you're looking to expand or need assistance managing daily transactions, we're here to help.
In addition to these core services, we ensure that accessing your funds is hassle-free. Our ATM services allow for quick cash withdrawals and balance checks at any time. For simple transactions like deposits and withdrawals, our drive-thru banking offers an efficient way to bank without leaving your car. We also prioritize digital banking features our online and mobile banking platforms enable you to manage everything from anywhere. With features like person-to-person payments and electronic statements, staying connected with your finances has never been easier. If you're ready to take advantage of what First Citizens' has to offer or if you have any questions about our services, don't hesitate to reach out! You can contact us at 800-642-7515 or visit us at First Citizens. We look forward to serving you!
Our credit cards with rewards give you more than just a line of credit; they offer benefits that can enhance your lifestyle. Earn points on purchases that can be redeemed for travel or merchandise it's a smart way to make the most out of your spending!
Our personal banking services include checking and savings accounts designed for convenience and growth. Imagine having easy access to your funds with online and mobile banking features that allow you to manage your finances right from your smartphone. Whether you need to pay bills, transfer money, or check your balance, we've got you covered. For those considering a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car of your dreams. We offer competitive rates that help keep your monthly payments manageable. Plus, if home ownership is on your horizon, our mortgage loans and refinancing solutions can guide you through the process smoothly.
Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's funding a home renovation or consolidating existing debts into one easy payment, we work with you to find a solution that fits your budget.
One of the standout features of our digital banking is the ability to sign documents electronically. With Yes, you can complete transactions securely without needing to visit a branch. It's quick and hassle-free! We also provide E-Statements, so you can say goodbye to paper clutter. Enjoy the ease of viewing your account statements online whenever you want, which not only keeps things organized but also helps the environment. For those who love using their phones, our mobile application offers all the essential features right at your fingertips. You can make mobile payments with ease, allowing you to shop and pay bills conveniently from wherever you are. And with person-to-person transfers available, sending money to friends or family is as simple as a few taps on your screen.
At First Citizens', we prioritize your security while making sure our services are easy to use. Our online banking tools are designed with robust security measures to keep your information safe while giving you real-time access to manage your account effectively. In short, our digital and online banking services empower you to take charge of your finances effortlessly. Join us today at https://www.firstcitizens.org/ and experience banking that fits into your lifestyle!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $122,012,909 in used vehicle loans and $58,125,128 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned option, our flexible terms make it easier than ever to drive away happy.
For business owners, our outstanding commercial loans totaling $30,697,014 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and are here to support your journey toward success.
We also cater to those looking for credit lines with a total of $138,806,966 available. This flexibility allows you to manage unexpected expenses or finance special projects without stress. Additionally, while we currently do not offer unsecured credit card loans at this time, our team is always ready to discuss other financing options that might work for you.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,372,777, make buying or refinancing simple. We provide guidance every step of the way to ensure you find the right solution for your housing needs.
If you're considering refinancing any existing loans or mortgages, we have various eligibility options available. Our team can help you explore how refinancing could potentially lower your monthly payments or free up cash for other needs. You can reach us at 800-642-7515 for more information about our loan products or visit us at our branch located at 66 Falmouth Rd Hyannis MA 02601. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're planning for big purchases or seeking assistance with managing your finances effectively, First Citizens is here to help you take the next step confidently!
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your interests first. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, empowering you to make informed choices about borrowing. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback showcases how effective and reliable LendMesh can be in helping individuals secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers presented are fair and transparent. Every loan comparison you see on LendMesh reflects accurate, up-to-date information, so you can trust that you're getting the best possible deals.