FIRST CITIZENS' FEDERAL CREDIT UNION

Welcome to First Citizens', your trusted financial partner in the heart of Hyannis, MA. Since our establishment in 1937, we have been dedicated to serving our community with a personal touch and a commitment to excellence. With over 45,634 members and total assets of $682,126,810, we are proud to offer a range of financial services designed to help you achieve your goals. Located at 66 Falmouth Rd, Hyannis, MA 02601, our branch is more than just a place for transactions; it's a hub for financial growth and support. While members can visit us at this address, official correspondence should be sent to 66 FALMOUTH RD, HYANNIS, MA 2601. At First Citizens', we understand the importance of having access to reliable banking services. Our offerings include checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. With total loans exceeding 18,131 and deposits amounting to $99,434,816, we are well-equipped to meet your diverse financial needs. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Christopher Howard and Board President Rev David Lima, our dedicated staff of 130 employees is here to provide personalized service that reflects our core values. With a solid net worth of $131,173,870 and cash in hand totaling $2,663,599, you can trust that your finances are in good hands with us. We also pride ourselves on offering modern conveniences such as online and mobile banking options for easy access to your accounts anytime. We invite you to stop by or call us at 800-642-7515 during our lobby hours from 8:30 AM to 5:00 PM (Monday through Friday) or 8:30 AM to 1:00 PM on Saturdays. Discover how First Citizens' can help you navigate your financial journey today!

At First Citizens', we believe that everyone deserves a place in our supportive financial community. Becoming a member is straightforward and welcoming! If you're living, working, or attending school in our local area, you can join us. We pride ourselves on being inclusive and are excited to offer you access to a wide range of services tailored just for you. From personal banking solutions to competitive loan options, your membership opens the door to numerous benefits that help you achieve your financial goals. To learn more about the specific eligibility criteria, feel free to check out our detailed resource at . Once you're ready to take the next step, opening an account is quick and easy! You can reach us at (800) 642-7515 if you have any questions or need assistance with the process. We can't wait to welcome you into the First Citizens' family at 66 Falmouth Rd Hyannis Ma 02601!

At First Citizens, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, having a strong financial foundation is crucial for our members' peace of mind and success. With a net worth of $131,173,870, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1923 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $77,121,977 in share certificates and $57,319,978 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,166,707 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $10,126 in used auto loans and $519,171,539 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $7,337,974, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a growing member base of 65,215 total share accounts, First Citizens is dedicated to building trust within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Citizens is your trusted partner. Visit us at 66 Falmouth Rd Hyannis MA 02601 or call 800-642-7515 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*