FIRST CITIZENS' FEDERAL CREDIT UNION

Welcome to First Citizens' in Fairhaven, MA! Established in 1937, our credit union has grown to serve over 45,634 members with a commitment to personalized financial solutions and community engagement. Located at 200 Mill Rd Ste 100, we pride ourselves on being a trusted partner for your financial journey. If you need to send us official correspondence, please use the same address. With total assets of $682,126,810 and total deposits reaching $99,434,816, we ensure that your money is not only safe but also working hard for you. We offer a variety of loans and services tailored to meet your needs; currently managing 18,131 loans and leases. Our leadership team, led by CEO Christopher Howard and Board President Rev David Lima, is dedicated to fostering an environment where every member feels valued. At First Citizens', we understand that banking is more than just transactions it's about building relationships. With a strong net worth of $131,173,870 and cash in hand amounting to $2,663,599, we are well-positioned to support our members with their financial goals. Our doors are open Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:00 AM to 1:00 PM. We invite you to visit us or call us at 800-642-7515 for any inquiries or assistance you may need. Join us today at First Citizens' and experience the difference a community-focused credit union can make in your life!

At First Citizens', we pride ourselves on a rich legacy of community service and financial empowerment. Established in 1937, our branch has been a cornerstone for the residents of Fairhaven, MA, providing accessible banking solutions tailored to the unique needs of our members. Located at 200 Mill Rd Ste 100, Fairhaven, MA 02719, we are more than just a financial institution; we are a part of the community fabric. Over the decades, First Citizens' has seen remarkable growth. We started with a small group of dedicated members and have expanded to serve over 45,634 individuals today. Our total assets have reached an impressive $682,126,810, which reflects our commitment to responsible growth and sound financial practices. This journey from humble beginnings to becoming a trusted financial partner is one that fills us with pride. Our mission is simple yet profound: to provide exceptional financial services while actively supporting our community. We strive to empower our members through education and resources that enhance their financial well-being. Whether it's through personal loans, savings accounts, or investment opportunities, we focus on fostering long-lasting relationships built on trust and mutual success. While members can visit us at 200 Mill Rd Ste 100, official correspondence should be sent to 200 Mill Rd Ste 100, FAIRHAVEN, MA 2719. Our operating hours are convenient for everyone Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 8:00 AM to 1:00 PM. In addition to traditional banking services, First Citizens' is committed to digital advancements that make banking easier for everyone. We offer online banking options, mobile payments, and e-statements to ensure our members can manage their finances anytime, anywhere. We are also proud to maintain ADA compliance so that all members of our community can access our services comfortably. Community outreach is at the heart of what we do. We partner with local organizations and initiatives aimed at improving lives and strengthening neighborhoods. Our team actively participates in various events throughout the year, reinforcing our dedication not just as a bank but as a good neighbor invested in the well-being of Fairhaven. We invite you to join First Citizens' and become part of our growing family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in your community. Reach out to us today at 800-642-7515 or visit our website at First Citizens for more information about membership opportunities and services available at our branch. Together, let's build a brighter future!

Becoming a member of First Citizens' feels like joining a warm and welcoming family, where everyone is dedicated to your financial well-being. To be eligible, you typically need to live or work in the surrounding areas, or have family ties to current members. This means that if you're part of our community in Fairhaven, you're likely already on your way to becoming a valued member! The benefits of membership are numerous, from personalized service to competitive rates on loans and savings accounts. Plus, you'll find that we genuinely care about helping you achieve your financial goals. For detailed eligibility criteria, feel free to visit our website at . Ready to take the next step? Opening an account is simple! Just give us a call at (800) 642-7515, and our friendly staff will guide you through the process. Whether you're stopping by our branch at 200 Mill Rd Ste 100 Fairhaven Ma 02719 or reaching out over the phone, we're here to make sure joining First Citizens' is as easy as can be!

At First Citizens', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, ensuring that you can trust us with your savings and loans. With a net worth of $131,173,870, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,923 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $77,121,977 in share certificates and $57,319,978 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $116,166,707 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $10,126 in used auto loans and $519,171,539 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $7,337,974, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $2,097,586, we have the capacity to meet your needs effectively. Our total share accounts stand at 65,215, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Citizens' is your trusted partner. Visit us at 200 Mill Rd Ste 100 Fairhaven Ma 02719 or call (800) 642-7515 to learn more about how we can help you achieve your financial goals.