FIRST CHOICE COMMUNITY CREDIT UNION

Welcome to First Choice Community, your trusted partner in financial well-being located at 9440 Mascot Rd, Mascot, TN 37806. Since opening our doors in 1934, we have been dedicated to serving our community and providing exceptional banking solutions tailored to meet the needs of our members. With a robust membership of over 3,840 individuals, we pride ourselves on fostering relationships built on trust and support. At First Choice Community, we understand that financial journeys can be complex. That's why we offer a range of services designed for everyone whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. Our total assets of $49,037,632 and total deposits of $6,591,687 reflect our commitment to maintaining a stable and secure environment for all our members. Our experienced team is led by CEO Carisa Chitwood and Board President Jason Haggard, who are passionate about guiding our members toward achieving their financial goals. With 15 dedicated employees, we ensure that you receive personalized service every time you visit or call us at 865-933-7442. While members can visit us at our branch location, official correspondence should be sent to the same address for consistency: 9440 Mascot Rd, Mascot, TN 37806-2121. We invite you to explore how we can assist you in your financial endeavors. For more information about our services or to become a member today, please visit our website at First Choice Community. Join us as we continue to make a positive impact within the community while offering reliable financial solutions tailored just for you!

At First Choice Community, our story began in 1934 in the heart of Mascot, TN. Since opening our doors at 9440 Mascot Rd, we have been dedicated to empowering our members through personalized financial services and community support. Over the years, we have grown alongside our members, nurturing relationships that span generations. Today, we proudly serve over 3,840 members with total assets amounting to $49,037,632. Our mission is simple yet impactful: to provide accessible and reliable financial solutions while fostering a sense of belonging within our community. We understand that every member's journey is unique; therefore, we offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our commitment extends beyond just banking it's about building lasting connections and supporting local initiatives. As technology has evolved, so have we. Our digital offerings include online banking and mobile applications that allow members to manage their finances on their terms. We strive to ensure all our facilities are ADA compliant because everyone deserves access to quality financial services. Our branch isn't just a place for transactions; it's a hub for community engagement. We take pride in partnering with local organizations to support initiatives that uplift the Mascot area. Whether it's through sponsorships or community events, we believe in giving back and investing in the future of those we serve. While members can visit us at 9440 Mascot Rd Mascot Tn 37806, official correspondence should be sent to 9440 Mascot Rd, Mascot, TN 37806-2121. For your convenience, our branch is open from 9:00 AM to 5:00 PM Monday through Friday, with both ATM availability and drive-thru banking options ensuring quick access to your funds. We invite you to join First Choice Community today! Experience not just banking but a supportive network that prioritizes your needs. Contact us at (865) 933-7442 or visit our website at First Choice Community to learn more about membership benefits tailored just for you. Together, let's build a brighter financial future!

At First Choice Community, we believe that everyone deserves a supportive financial community, and becoming a member is as easy as pie! If you live, work, or go to school in our area, you're likely eligible to join us. Our friendly team is here to help guide you through the simple steps of membership. Not only will you gain access to a variety of personal banking services tailored to meet your needs, but you'll also enjoy lower fees and competitive loan rates that make managing your finances easier. For full details on eligibility requirements, feel free to check out our website at http://www.firstchoiceccu.org/membership.html . Ready to become a member? Opening an account with us is straightforward! Just reach out to us at (865) 933-7442 or visit our online portal for account opening information at https://my.homecu.net/fi/fcccu/secure-forms/loan-application.html . We can't wait to welcome you to the First Choice Community family at 9440 Mascot Rd Mascot Tn 37806!

At First Choice Community, we understand that every business has unique needs and aspirations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify your daily operations. Imagine being able to accept payments easily from customers without the hassle. Whether you run a retail store or provide a service, our solutions can help streamline transactions, making it easier for your clients to pay and for you to manage your cash flow effectively. Located at 9440 Mascot Rd Mascot Tn 37806 in Mascot, TN, we invite you to explore how our business banking services can contribute to your success. Reach out today at (865) 933-7442 or visit our website for more information!

At First Choice Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that empowers you to achieve your financial goals with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $7,285,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,486 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,478,348 in share certificates and $2,857,565 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is evident in our $7,285,952 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $622 in used auto loans and $21,379,210 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 3 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist you. Net Shares (Funds available for lending and investments): $40,816. Total Share Accounts: 7,211, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice Community is your trusted partner. Visit us at 9440 Mascot Rd Mascot Tn 37806 or call (865) 933-7442 to learn more about how we can help you achieve your financial goals.