First Choice America Credit Union Wheeling WV | Best Auto Loans & Quick Personal Loans

Introduction

At First Choice America Community, we believe in building lasting relationships with our members, one financial goal at a time. Located conveniently at 1 Medical Park, Wheeling, WV 26003, our branch has been serving the community since 1939. With over 33,000 members and assets totaling an impressive $638,985,915, we are dedicated to providing personalized financial services that make a real difference in your life. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1 Medical Park, Wheeling, WV 26003. Our team is here to assist you with a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to our members goes beyond just numbers. We proudly hold a net worth of $108,345,172 and have successfully facilitated 5,694 loans to help fulfill the dreams of many in our community. With total deposits reaching $260,212,191, you can trust us to keep your money safe while providing growth opportunities through competitive rates. Led by our dedicated CEO, Scott Winwood, and Board President Kenneth Truax, our team of 81 employees works tirelessly to ensure that every member's experience is both satisfying and secure. Whether you're interested in online banking or need assistance at our ATM, we strive to make your banking experience as convenient as possible. We invite you to connect with us today! Call us at 304-748-8600 or visit our website at firstchoiceamericacu.org for more information about how we can support your financial journey. Your first choice in financial services is right here with us!

Branch History & Mission

The story of First Choice America Community in Wheeling, WV is one of commitment, growth, and a strong community spirit. Established in 1939, this branch has been serving its members for over eight decades, building a legacy rooted in trust and support. Located at 1 Medical Park, it's easily accessible for our members, nestled within a vibrant community that values connection and service. From its humble beginnings, First Choice America Community has evolved significantly. As of now, we proudly serve 33,176 members with total assets amounting to an impressive $638,985,915. Our journey reflects our dedication not only to financial excellence but also to uplifting the communities we serve through various outreach programs and initiatives. Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We believe in empowering our members by offering a range of services that include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to create a welcoming environment where everyone feels valued and supported in their financial journeys. At First Choice America Community, we understand the importance of accessibility. That's why we offer ATM availability for quick cash withdrawals and balance checks. While we currently do not have drive-thru services or shared service centers, our team is always ready to assist during our operating hours from 8:00 AM to 4:00 PM, Monday through Friday. We are proud of our digital advancements that make banking easier for you. With features like online banking and mobile payments available, managing your finances has never been more convenient. We also ensure compliance with ADA standards to provide an inclusive experience for all our members. While you can visit us at our branch location for all your banking needs, any official correspondence should be sent to our mailing address at 1 Medical Park, Wheeling, WV 26003 if it differs from the branch address. As part of the greater community fabric of Wheeling and beyond, First Choice America Community actively participates in local events and partnerships aimed at fostering economic growth and support. We're dedicated to ensuring that every member knows they have a reliable partner in their corner. Join us at First Choice America Community today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused institution that truly cares about your success. For more information or assistance, feel free to call us at 304-748-8600 or visit our website at firstchoiceamericacu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to First Choice America Community, your friendly neighborhood credit union located at 1 Medical Park in Wheeling, WV. Nestled conveniently near the bustling Wheeling Hospital and a short drive from local parks, our branch is easy to find and access. Whether you're stopping by for personal banking needs or exploring options for auto loans and mortgages, we're here to help. While members can visit us at 1 Medical Park, official correspondence should be sent to the same address. Our location boasts ample parking, making it convenient for you to drop by whenever you need assistance. We prioritize accessibility, with features like ramps ensuring everyone can easily reach us. Our branch operates from 8:00 AM to 4:00 PM on weekdays, so you can plan your visit around your schedule. If you prefer banking on the go, we offer ATM services right here at the branch for quick cash withdrawals and balance checks. At First Choice America Community, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to rewarding credit cards and business banking solutions, our knowledgeable staff is ready to assist you in person or over the phone at 304-748-8600. We invite you to come in and experience the personalized service that sets us apart. Stop by today and see how we can support your financial journey!

Member Eligibility

Joining the First Choice America Community is like becoming part of a family that truly cares about your financial well-being. If you're looking to become a member, you'll be happy to know that eligibility is quite straightforward. You can qualify if you live, work, worship, or attend school in certain areas around Wheeling, West Virginia. This inclusive approach means more people can benefit from our supportive services and community-focused initiatives. By becoming a member, you'll gain access to a wide range of advantages, from personalized banking solutions to competitive loan rates. To learn more about the specific eligibility requirements, feel free to visit our website at https://firstchoiceamericacu.org/membership/. Once you confirm your eligibility, opening an account is a breeze! Just give us a call at (304) 748-8600 or stop by our branch at 1 Medical Park Wheeling Wv 26003 during our operating hours. We can't wait to welcome you into the First Choice America Community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $17,660,651, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: You're at the register when a customer wants to pay with their card. With our merchant services, you can accept payments easily and securely, ensuring a smooth experience for both you and your customers. This not only boosts sales but also helps you manage your cash flow effectively. Located at 1 Medical Park Wheeling Wv 26003 in Wheeling, WV, we invite you to explore how our business banking solutions can empower your success. Reach out today at (304) 748-8600 to learn more!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help turn that dream into reality. With flexible terms and competitive rates, you can drive off in your new vehicle without breaking the bank. We understand how important it is to have reliable transportation, and we're here to support you every step of the way.

Business Banking Services

For local entrepreneurs and business owners, we offer tailored Business Banking solutions, including merchant services and business loans. Your business deserves the best financial tools available, and our team is ready to assist in finding the right products that suit your operational needs.

Credit Cards with Rewards

With our Credit Cards with Rewards, spending can earn you benefits! Imagine using your card for everyday purchases while racking up points that could go towards travel or shopping rewards. It's an easy way to make your spending work harder for you.

Digital Banking Convenience

Embracing technology for ease of access is essential in today's world. Our Online & Mobile Banking services enable you to manage your accounts anytime, anywhere whether it's checking balances on-the-go or transferring funds effortlessly from your smartphone. Plus, with our ATM availability for cash withdrawals and balance checks, accessing your money has never been easier. We invite you to visit us at 1 Medical Park, Wheeling, WV 26003, or give us a call at 304-748-8600 during our lobby hours from 8:00 AM - 4:00 PM on weekdays. Discover how First Choice America Community can support you in achieving all of your financial goals today!

Mortgage Options

When it comes to buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options provide a path toward homeownership. Picture yourself settling into your dream home with manageable monthly payments tailored to fit your budget. We are committed to making this significant financial decision as smooth as possible for you.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts. Imagine easily accessing your funds while enjoying competitive interest rates that help your savings grow. Our accounts are user-friendly and designed for everyday needs, making it simpler than ever to manage your money.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services allow you to tackle those financial challenges head-on. Whether it's consolidating debt or covering emergency costs, we provide accessible solutions that empower you to regain control over your finances.

Digital & Online Banking

Key Services

Our online banking services, available at http://firstchoiceamericacu.org/, allow you to check balances, pay bills, and transfer funds with just a few clicks. You can access your account anytime, day or night, thanks to our 24/7 online banking features. This means you have the power to manage your money on your schedule. Need to send money quickly? Our person-to-person transfer service makes it simple to send funds directly to friends or family without any hassle. Plus, with our mobile application, you can take your banking on the go. Whether you're out running errands or relaxing at home, you can easily access your accounts from your smartphone.

Secure and Efficient

Security is a top priority for us. We provide electronic signature authorization for important documents, ensuring that your transactions are both secure and efficient. Additionally, e-statements are available to help you keep track of your financial activity without the clutter of paper statements. For those who prefer using their phones for payments, our mobile payments feature allows you to make purchases quickly and safely right from your device. At First Choice America Community, we believe that banking should fit into your lifestyle, not the other way around. With our comprehensive digital and online banking services, you can enjoy real-time account management and peace of mind knowing that your financial information is secure. Join us today and experience banking made simple!

Financial Strength

At First Choice America Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a strong foundation of financial strength, ensuring you can trust us with your money. With a net worth of $108,345,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1696 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $128,805,180 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $105,361,904 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $141,014,430 in total loans and leases and $827 in used auto loans. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 63,175, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice America Community is your trusted partner. Visit us at 1 Medical Park Wheeling WV 26003 or call 304-748-8600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,851,077 in used vehicle loans and $7,302,227 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find a loan that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $17,660,651 provide the capital needed to grow and expand. We're dedicated to supporting local businesses by offering customized solutions that fit your specific needs. If you're interested in refinancing any existing loans or exploring eligibility options for our various products, feel free to reach out! You can contact us at (304) 748-8600 during our operating hours from 8:00 AM to 4:00 PM. At First Choice America Community, we are committed to providing personalized service and transparent information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,939,181, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,895,838 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees, making it easier for you to keep track of spending while earning benefits.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers.

FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION - Wheeling, WV

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