FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION

We understand that banking is more than just numbers; it's about trust and reliability. That's why our friendly team of 81 employees, led by CEO Scott Winwood and Board President Kenneth Truax, is dedicated to providing personalized service tailored to your unique financial needs. Whether you're looking for auto loans, savings accounts, or business banking solutions, we're here for you every step of the way. With total deposits reaching $260,212,191 and net worth standing at $108,345,172, our financial stability means you can count on us for your banking needs. We also offer a variety of convenient services including online banking and mobile payments to make managing your finances easier than ever.

While you can visit us at our Elm Grove location for all your banking needs, please note that official correspondence should be directed to the same address: 1A Elm Grove Crossing, Wheeling, WV 26003. Have questions? Feel free to give us a call at 304-748-8600 or fax us at 304-797-9205. Join us at First Choice America Community Credit Union where your financial success is our top priority!

As times change, so do we. Our branch is dedicated to embracing digital advancements while ensuring accessibility for all members. We offer a range of services including online and mobile banking options, making it easier than ever to manage your finances from anywhere. With ADA compliance at the forefront of our service design, we ensure that all members can access our facilities without barriers. Additionally, we provide essential amenities like an ATM and drive-thru banking for your convenience. Whether it's making deposits or withdrawing cash quickly, we're here to serve you efficiently.

We invite you to become part of our growing family at First Choice America Community. Experience firsthand how we prioritize your needs while fostering a supportive environment where you can thrive financially. To learn more about membership eligibility or explore our services further, please visit our website or give us a call at 304-748-8600. Together, let's build a brighter future one member at a time!

At First Choice America Community, our mission is simple yet profound: we strive to enhance the lives of our members and the communities we serve through personalized financial solutions and unwavering support. We understand that every member has unique needs; whether you're looking for a checking account, an auto loan, or mortgage refinancing, we are committed to guiding you on your financial journey. Our approach goes beyond just banking we actively engage in community outreach programs that uplift those around us. We believe that by supporting local initiatives and forming partnerships with other organizations, we can help create a stronger, more vibrant community for everyone.

We invite you to visit us soon at our Elm Grove Office! If you have any questions or need assistance before coming in, feel free to call us at 304-748-8600. Our friendly team is excited to assist you on your financial journey!

Situated in Ohio County, our branch is near popular local spots, making it a convenient stop during your day. Enjoy shopping or dining in the mall before or after your visit! We offer ample parking space, and our facility is designed with accessibility in mind. Features such as ADA-compliant ramps ensure that everyone can access our services comfortably.

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8:30 AM to 6:00 PM, giving you plenty of time to stop by after work or run errands during the day. At First Choice America Community, we provide a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, we have solutions for individuals and businesses alike. Need cash quickly? Our ATM is available for withdrawals and balance checks around the clock. Plus, enjoy the convenience of drive-thru banking for deposits and simple transactions without leaving your vehicle.

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most your customers. Whether you need point-of-sale solutions or online payment options, we've got you covered. Imagine reducing transaction times and enhancing customer satisfaction all while keeping your costs manageable. Visit us at 1A Elm Grove Crossing Mall Wheeling Wv 26003 in Wheeling, WV, or call us at (304) 748-8600 to learn more about how our business banking services can fuel your growth!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,660,651, we continue to drive economic growth by financing new and expanding businesses.

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored specifically for small businesses. We know how vital these resources are for growth and success in today's market.

We strive to make banking as accessible as possible. Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without needing to step inside. If you're on the go, our ATM availability means you can access your funds whenever needed. At First Choice America Community, convenience isn't just a luxury; it's a standard we uphold. By combining traditional banking methods with modern technology like e-statements and person-to-person payment options, we ensure that managing your finances is straightforward. If you'd like more information on any of these services or wish to speak with one of our representatives directly, please call us at 304-748-8600. We're here to assist you every step of the way! Ready to experience all that we have to offer? Visit us today at our branch or check out our website at firstchoiceamericacu.org for more details on membership eligibility and services. Your financial journey starts here!

Thinking about buying a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We understand that life brings unexpected expenses; that's why we also provide personal loans and debt consolidation services. This way, you can take control of your finances and reduce stress. For those looking to invest in a home, our mortgage loans and refinancing options are designed with competitive rates to help you find the perfect fit for your budget. And if you're planning on traveling or making purchases, consider our credit cards with rewards, which let you earn while you spend!

When it comes to personal banking, we offer various checking and savings accounts tailored to fit different lifestyles. Imagine being able to manage your money effortlessly online or through our mobile app. With our online and mobile banking services, you can check balances, pay bills, and transfer funds anytime, anywhere. Plus, our ATM services ensure that cash withdrawals are quick and convenient.

Our online banking services allow you to take control of your finances with features like 24/7 access to your accounts. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away. Plus, with our electronic signature authorization, signing documents is simple and secure, eliminating the need for physical paperwork. For those who prefer going paperless, we provide e-statements that let you review your account activity at your convenience. It's not only eco-friendly but also helps keep your financial information organized and easily accessible.

Your banking needs don't stop when you leave home, and neither does First Choice America Community. Our mobile application allows you to manage your finances right from your smartphone. You can make mobile payments effortlessly and enjoy the ease of person-to-person transfers sending money to friends or family has never been simpler. With all these features combined, managing your money becomes straightforward and efficient. Whether you're on the go or relaxing at home, our online banking services ensure you have real-time access to your financial information. Experience the difference at First Choice America Community where modern banking meets personalized service!

We take pride in having 60 full-time employees and 21 part-time employees ready to serve you with knowledge and commitment. Whether you're visiting us at our location or calling us at 304-748-8600, our team is here to assist you every step of the way.

Unlike traditional banks, we prioritize our members. While we hold $0 in non-member deposits, this reflects our focus on using resources solely for your benefit whether through better loan rates or exclusive member perks.

With 63,175 total share accounts, it's clear that more people are choosing First Choice America Community as their trusted financial partner. We value each member's trust and strive to ensure you receive the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice America Community is your trusted partner. Visit us at 1A Elm Grove Crossing Mall Wheeling WV 26003 or call 304-748-8600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Our commitment to supporting your financial goals is reflected in our lending capacity. We have $141,014,430 in total loans and leases available to assist you with various needs. This includes 827 used auto loans designed specifically for those looking to purchase vehicles.

Your savings are secured through $128,805,180 in share certificates, offering stable and rewarding financial growth opportunities. Members can trust that their funds are being managed wisely while benefiting from attractive interest rates.

Our operational efficiency shines through with a net income of $0, showcasing our dedication to maintaining an effective cost structure while still delivering value to our members.

With a net worth of $108,345,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further underscored by our net worth ratio of 1696, demonstrating our commitment to responsible management and sustainable growth. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

With $105,361,904 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This approach ensures that you have access to the latest features and benefits designed to enhance your banking experience.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,851,077 in used vehicle loans and $7,302,227 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms and competitive rates to make it easier for you to drive away happy.

For business owners, our outstanding commercial loans totaling $17,660,651 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses and are here to support your journey toward success.

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $16,939,181. We strive to make the process of buying or refinancing simple and straightforward so that you can focus on making your house a home.

If you're considering refinancing any existing loans or exploring eligibility options for our various products, we encourage you to check out our website for detailed information or speak directly with our team at the branch. We aim to provide solutions that fit your needs while ensuring you have access to the best rates available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At First Choice America Community in Wheeling, WV, we're dedicated to providing personalized service and financial solutions tailored just for you. Come visit us today!

We also offer flexible terms on unsecured credit card loans, with a total of $1,895,838 in loans assisting members in managing their finances effectively. These cards come with various rewards and benefits designed to suit your lifestyle.

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