First Choice America Credit Union Weirton WV | Affordable Auto Loans & Business Banking

Introduction

At First Choice America Community, we believe that financial success starts at the community level. Located at 370 Three Springs Dr, Weirton, WV 26062, our branch is dedicated to providing personalized banking solutions that help our members thrive. With a strong history since our establishment in 1939, we have grown into a trusted financial partner for over 33,176 members, boasting total assets of $638,985,915 and total deposits reaching $260,212,191. Our commitment to serving the Weirton community is reflected not just in numbers but in the relationships we build with each member. Under the leadership of our CEO, Scott Winwood, and Board President, Kenneth Truax, we have cultivated an environment where members feel valued and understood. Whether you are looking for a personal loan or business financing options, we're here to support your financial journey every step of the way. While you can visit us at our physical address for all your banking needs, please note that any official correspondence should be sent to the same address as well. Our friendly team is always ready to assist you from 8:00 AM to 7:00 PM on weekdays. With services ranging from checking and savings accounts to auto loans and credit cards with rewards, we ensure that there's something for everyone. If you're ready to take control of your financial future or simply want to learn more about what we offer, don't hesitate to call us at 304-748-8600 or explore our website at firstchoiceamericacu.org. Join us today and experience the difference of banking with a credit union that truly cares!

Branch History & Mission

Our Mission

The mission of First Choice America Community is simple yet profound: we strive to empower our members by offering personalized financial solutions while fostering a sense of community belonging. We believe that everyone deserves access to affordable banking options and quality service that helps them thrive. Our commitment extends beyond just banking; we actively engage in community outreach and partnerships that uplift those around us. Whether it's supporting local charities or participating in community events, we are dedicated to making a positive impact right here in Weirton. In today's fast-paced world, we also embrace digital advancements to ensure that banking is easy and accessible for everyone. Our online and mobile banking options allow members to manage their finances anytime, anywhere. We comply with ADA standards so that everyone can use our services without barriers. While members can visit us at 370 Three Springs Dr, official correspondence should be sent to the same address as it serves as both our branch and mailing location. We invite you to join the First Choice America Community family! Experience firsthand the benefits of being part of a credit union that truly cares about its members and the local community. If you have any questions or would like more information about membership options, please reach out at 304-748-8600 or visit us online at First Choice America Community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Banking Hours and Services

At First Choice America Community, we understand that life can get busy. That's why we keep our doors open Monday through Friday from 8:00 AM to 7:00 PM, allowing you plenty of time to visit after work or during your lunch break. Our drive-thru service is also available for quick transactions without leaving your vehicle, making banking even easier. We are proud to offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM access right at our location, cash withdrawal and balance checks are just a few steps away.

Convenient Access

While our branch address is 370 Three Springs Drive, official correspondence should be sent to the same address. You can find us near familiar landmarks such as the Weirton Event Center, adding to the convenience of your visit. We offer ample parking space and ensure that our facilities are accessible for everyone, including those who may need assistance.

Get in Touch!

Have questions? Feel free to give us a call at 304-748-8600. Our dedicated team is ready to assist you with anything you need. Whether you're looking to open an account or explore loan options, we invite you to come by our branch or reach out today! Experience the warm community atmosphere at First Choice America Community where your financial well-being is our priority.

Member Eligibility

At First Choice America Community, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, worship, or attend school in the Weirton area, you're likely eligible to join us! We're dedicated to serving our community, and we welcome anyone who shares our values. Plus, as a member, you'll enjoy a range of benefits including competitive rates on loans and savings accounts, personalized service, and access to financial education resources that can help you achieve your goals. Joining is simple! You can find all the details about eligibility on our website at https://firstchoiceamericacu.org/membership/. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (304) 748-8600. We're here to help you take the first step towards becoming part of something special at 370 Three Springs Dr Weirton Wv 26062.

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $17,660,651, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Every transaction counts in the world of business. Our merchant services simplify payment processing, allowing you to focus more on what you do best running your business. Imagine being able to accept payments seamlessly from customers, whether they're using credit cards, mobile payments, or online transactions. This efficiency not only enhances customer satisfaction but also boosts your bottom line. Located conveniently at 370 Three Springs Dr Weirton Wv 26062 in Weirton, WV, we're here to partner with you on your journey towards success. Reach out to us today at (304) 748-8600 to explore how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

ATM & Drive-Thru Services

Our branch features an ATM and basic drive-thru banking for quick deposits, withdrawals, and simple transactions. Whether you're on your way to work or running errands, accessing cash has never been easier. We invite you to explore all these services at First Choice America Community on Three Springs Drive in Weirton. If you have questions or want more information about how we can help meet your financial needs, don't hesitate to call us at 304-748-8600. Join us today and take the first step towards a brighter financial future!

Business Banking Services

For small business owners, we provide tailored business banking services including merchant services and business loans. This means you can focus on what matters most growing your business while we handle the financial side.

Convenient Financing Options

Need a new car? Our auto loans and vehicle financing solutions make it easy to get behind the wheel without breaking the bank. We work with you to find terms that fit your budget. And if you're thinking about buying a home, our mortgage loans can provide the support you need through every step of the process. Plus, if you're already a homeowner, consider refinancing this could lower your monthly payments and save you money in the long run.

Credit Cards with Rewards

For those who enjoy rewarding experiences, we offer credit cards with rewards that give back every time you use them. Picture this: every time you fill up your tank or shop for groceries, you're earning points toward future travel or cash back. It's our way of saying thank you for choosing us!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at First Choice America Community, we offer robust online and mobile banking features. You can easily check balances, pay bills, transfer money between accounts, and even send money to friends using person-to-person payment options all from your smartphone or computer.

Personal Banking Solutions

We understand that managing your finances can be overwhelming, which is why we offer various personal banking options. From checking and savings accounts to auto loans and mortgage refinancing, our services are tailored to help you reach your financial goals. Imagine being able to easily manage your day-to-day spending while also saving for that dream vacation or new home! With our personal loans and debt consolidation options, achieving these dreams becomes much more manageable.

Digital & Online Banking

Key Features

You can also enjoy E-Statements Availability, which means no more waiting for paper statements. You can view and download your statements right from your account, helping you stay organized and eco-friendly. Plus, with Electronic Signature Authorization, signing documents is as easy as a few taps on your screen no need for printing or mailing! For those who prefer using their smartphones, our Mobile Application Availability brings banking right to your fingertips. You can make Mobile Payments with ease, ensuring that paying bills or making purchases is quick and hassle-free. Additionally, our Person-to-Person Transfers feature makes sending money to friends or family simple and instant. At First Choice America Community, we prioritize your security while providing these convenient features. We use advanced technology to keep your information safe, giving you peace of mind as you bank online. So whether you're looking to pay bills, transfer money, or simply check your account balance, remember that at First Choice America Community, we've got you covered every step of the way!

Financial Strength

Commitment to Growth

With $105,361,904 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $827 in used auto loans and $141,014,430 in total loans and leases.

Dedicated Team

We also take pride in having 60 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 63,175, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice America Community is your trusted partner. Visit us at 370 Three Springs Dr Weirton Wv 26062 or call (304) 748-8600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $128,805,180 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $108,345,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,851,077 in used vehicle loans and $7,302,227 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have solutions that fit various budgets and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $17,660,651 provide the capital needed to grow and expand. We support local businesses with tailored solutions that address their specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,939,181, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams without breaking the bank.

Refinancing Options

If you're considering refinancing your current loans or want to explore eligibility options for any of our products, we encourage you to reach out. Our team is here to guide you through the process and help you find the best solution for your financial situation. At First Choice America Community, we prioritize transparency and accessibility. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and discover how we can help you achieve your financial goals!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $1,895,838 in loans helping members manage their finances effectively. These cards come with easy-to-understand terms and can be an excellent tool for managing everyday expenses while building your credit history.

Loan Aggregator

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Call to Action

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Ensuring Accurate Comparisons

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FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION - Weirton, WV

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