First Choice America Credit Union Weirton WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Choice America Community, your trusted financial partner in Weirton, WV! Located at 3501 Main St, Weirton, WV 26062, we have been serving our community since 1939, building strong relationships and providing valuable financial services tailored to meet your needs. With a solid membership base of 33,176 and total assets amounting to an impressive $638,985,915, our commitment to helping you achieve your financial goals has never been stronger. At First Choice America Community, we pride ourselves on being more than just a credit union; we are a vital part of the Weirton community. Our dedicated team of 81 employees, led by CEO Scott Winwood and Board President Kenneth Truax, works tirelessly to ensure our members receive exceptional service. Whether you're looking for personal banking solutions like checking and savings accounts or loans for your next vehicle or home, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 762 Cove Station, Weirton, WV 26062. With total deposits of $260,212,191 and cash in hand totaling $4,274,057, we stand ready to assist you with confidence. Explore the wide range of services we offer including auto loans, personal loans, mortgage options, and business banking on our website at First Choice America Community. Our goal is to empower you financially while fostering a sense of community trust and support. We invite you to reach out with any questions or visit us during our lobby hours from 8:30 AM to 5:00 PM on weekdays. Call us at 304-748-8600 for more information on how we can help you thrive financially. Join us today and experience the First Choice difference!

Branch History & Mission

At First Choice America Community, we take pride in our rich history and unwavering commitment to serving the community of Weirton, WV. Established in 1939, our branch has grown from humble beginnings into a thriving financial institution, currently boasting a membership of over 33,000 individuals. Our journey reflects not only growth in numbers but also a deepening dedication to the needs of our members and the community. Located at 3501 Main St, Weirton, WV 26062, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking services or seeking advice on loans and financial planning, you'll find a welcoming environment where your goals are prioritized. Our location is conveniently situated near local landmarks, making it easy for you to stop by during your day. The mission of First Choice America Community is clear: we aim to empower our members through exceptional financial services while fostering strong community connections. We believe that everyone deserves access to affordable banking options that help them achieve their dreams be it buying a home, financing a vehicle, or simply saving for the future. Our commitment extends beyond banking; we actively support local initiatives and partnerships that uplift our community and provide opportunities for growth. In today's fast-paced world, we've embraced technology to enhance your banking experience. With features such as online banking, mobile payments, and e-statements, managing your finances has never been easier. While we focus on innovation, we also ensure our services are accessible to everyone by adhering to ADA compliance standards. While members can visit us at 3501 Main St, official correspondence should be sent to P.O. Box 762 Cove Station, Weirton, WV 26062 if needed. Additionally, you can reach us at 304-748-8600 during our operating hours from 8:30 AM to 5:00 PM on weekdays. As we look towards the future with assets totaling over $638 million, we invite you to join us on this exciting journey. At First Choice America Community, you're not just a member; you're part of a family dedicated to building a stronger community together. Explore what we have to offer and discover how we can help you achieve your financial goals today!

Branch Location & Accessibility

Accessibility Features

We prioritize making banking accessible for everyone. Our branch features ADA-compliant entrances and parking options to ensure all members can comfortably visit us. You'll find ample parking available right outside the branch, allowing for hassle-free visits.

Connect With Us

Ready to take control of your financial future? We invite you to stop by First Choice America Community or give us a call at 304-748-8600 if you have any questions! Your community bank is here for you every step of the way.

Operating Hours and Services

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, providing you with plenty of time to come in and meet our friendly staff. Here at First Choice America Community, we offer a variety of services tailored to meet your personal banking needs whether it's checking and savings accounts or auto loans and credit cards with rewards. You can also enjoy the convenience of our ATM services available on-site. Although we don't have drive-thru banking at this location, our team is always ready to assist you inside the branch. We're here to help make your banking experience as smooth as possible.

Member Eligibility

At First Choice America Community, we believe that joining our community is like finding a supportive family ready to help you with your financial needs. Becoming a member is easy! If you live, work, worship, or go to school in the Weirton area, you're already eligible to join us. We welcome individuals and families alike, ensuring that everyone has access to our range of services designed just for you. By becoming a member, you'll enjoy benefits such as lower loan rates, higher savings yields, and personalized service tailored to your unique situation. Ready to take the next step? Opening an account is a breeze! You can find all the details about membership eligibility at this link. If you have any questions or need assistance, feel free to call us at (304) 748-8600. We're here to guide you every step of the way as you embark on this exciting journey with First Choice America Community at our welcoming branch located at 3501 Main St Weirton Wv 26062.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,660,651, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine a busy Saturday at your local café; with our payment solutions, customers can pay quickly and easily, whether they're using credit cards or mobile payments. This efficiency not only enhances customer satisfaction but also boosts your bottom line. Join us at First Choice America Community located at 3501 Main St Weirton Wv 26062 in Weirton, WV, and discover how our business banking and commercial services can elevate your operations today! For more information, give us a call at (304) 748-8600.

Comprehensive List Of Services

Business Banking Solutions

We understand that running a business comes with its own unique challenges. Our business banking services include merchant services for easy payment processing and various business loans designed to support your growth ambitions.

Convenient Access

At First Choice America Community, we believe in making banking as convenient as possible. That's why we provide access to an ATM, ensuring you can withdraw cash or check your balance quickly whenever needed. Plus, with features like mobile payments and person-to-person transfers, managing money has never been easier. If you're in need of comprehensive financial services from a trusted partner in Weirton, look no further than us at 3501 Main St Weirton WV 26062. Feel free to call us at 304-748-8600 during our lobby hours from 8:30 AM to 5:00 PM on weekdays. Ready to explore how we can help you reach your financial goals? Visit our website at First Choice America Community or stop by today!

Credit Cards with Benefits

For daily purchases, consider our credit cards with rewards that allow you to earn points for every dollar spent. It's an effortless way to make the most of your spending while enjoying added benefits.

Loans for Every Need

If you're considering purchasing a vehicle or refinancing your home, our auto loans and vehicle financing options can help get you on the road with favorable rates. For those looking to buy a house, our mortgage loans and refinancing solutions make the process simple and straightforward. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation services offer flexible solutions to help ease your financial burden.

Personal Banking

Managing your finances should be easy and accessible. That's why we offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. With our user-friendly online and mobile banking services, you can check your balance, transfer funds, and manage your accounts from anywhere at any time.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is user-friendly, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can easily manage your accounts in real time, ensuring you always have the information you need at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure. If you're looking to go green, you'll love our e-statements availability. Say goodbye to paper clutter and enjoy the ease of viewing your statements online whenever you want.

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application provides all the features of online banking right in your pocket. Whether you're making mobile payments or conducting person-to-person transfers, it's all just a tap away. Our mobile payments feature makes it easy to send money directly from your account without any hassle.

Security You Can Trust

We prioritize your security with robust measures in place for all our digital services. Your personal and financial information is protected, giving you peace of mind as you navigate through your transactions. At First Choice America Community, we're committed to providing accessible and efficient banking solutions that fit seamlessly into your lifestyle. Explore all our digital offerings today at http://firstchoiceamericacu.org/ and experience the future of banking!

Financial Strength

At First Choice America Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $108,345,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $128,805,180 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $105,361,904 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $827 in used auto loans and $141,014,430 in total loans and leases, supporting our members' financial goals across various sectors. Our performance insights reflect operational efficiency with a net income of $2,809,191. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 63,175, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice America Community is your trusted partner. Visit us at 3501 Main St Weirton Wv 26062 or call (304) 748-8600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,851,077 in used vehicle loans and $7,302,227 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our flexible terms can help make your purchase more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $17,660,651 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to assist you with tailored solutions. At First Choice America Community located at 3501 Main St Weirton WV 26062, we strive to create an easy borrowing experience. If you're interested in any of our loan offerings or would like more information on eligibility requirements, please feel free to contact us at 304-748-8600 during our lobby hours from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how First Choice America Community can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,939,181, make buying or refinancing simple. We offer competitive rates and knowledgeable staff to guide you through the process. If you're considering refinancing an existing mortgage, we can help with that too just ask about our eligibility options!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,895,838 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that you receive fair and transparent offers tailored to your needs.

FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION - Weirton, WV

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