First Choice America Credit Union Wintersville OH | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to First Choice America Community at our Wintersville Office, where community and finance come together to support your financial journey. Located at 762 Canton Rd, Wintersville, OH 43953, we have proudly served our members since 1939. With over 33,000 members and a strong commitment to helping you achieve your financial goals, we strive to provide personalized services that make a real difference in your life. At First Choice America Community, we believe in building trust and lasting relationships with our members. Our total assets amount to an impressive $638,985,915, reflecting our stability and dedication to safeguarding your finances. With total deposits of $260,212,191, we ensure that your savings are not just numbers on a page but a part of our vibrant community. Led by our CEO, Scott Winwood, and Board President Kenneth Truax, our team of 81 employees is here to assist you every step of the way. Whether you're looking for auto loans where we've issued over 5,694 loans or personal banking services like checking and savings accounts, we're ready to help you navigate your options. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same address: 762 Canton Road, Wintersville, OH 43953. Ready to take the next step? Call us today at 304-748-8600 or explore more about what we offer on our website: First Choice America Community. Join us in making your financial dreams a reality!

Branch History & Mission

Join Us Today

At First Choice America Community, we are proud of our legacy but even more excited about the future. We invite you to join us and experience the benefits of being part of a credit union that truly cares about its members. Together, let's achieve your financial goals while building a stronger community. For more information or to become a member, please reach out at 304-748-8600 or visit us online at firstchoiceamericacu.org. Your journey towards better banking starts here!

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and support among our members. We strive not only to meet your banking needs but also to enrich the lives of those around us. We understand that every member has unique goals and challenges; hence, we offer personalized solutions from checking and savings accounts to auto loans and business financing. We believe in empowering our members through education and accessible resources. Whether you're looking for a new vehicle loan or guidance on managing debt, we are here for you. Our commitment extends beyond just financial services; we actively participate in local outreach efforts and partnerships that enhance the wellbeing of Wintersville and surrounding areas. While members can visit us at 762 Canton Rd, official correspondence should be sent to 762 Canton Road, Wintersville, OH 43953 if different. Our branch offers convenient amenities such as ATM access and drive-thru banking for easy transactions during our operating hours from 8:00 AM to 6:00 PM on weekdays.

Branch Location & Accessibility

Accessibility Features

At First Choice America Community, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and wide doorways to ensure everyone can access our services comfortably.

Banking Hours and Services

We understand that your time is valuable. That's why we offer flexible banking hours from 8:00 AM to 6:00 PM on weekdays. Whether you need to open a new account, apply for an auto loan, or make simple transactions, our friendly staff is here to assist you throughout your visit. For added convenience, we also provide ATM services and drive-thru banking options. You can handle quick transactions like withdrawals and balance checks without leaving your vehicle! While our branch doesn't participate in shared services, our full range of personal and business banking solutions is always available directly through us. If you have any questions or need assistance, don't hesitate to give us a call at 304-748-8600. We're here to help you with everything from checking and savings accounts to credit cards and loans tailored just for you.

Convenient Location

Our branch is easily accessible, situated near popular local landmarks. Whether you're visiting the nearby shopping centers or enjoying a day in one of the lovely parks, you can stop by for all your banking needs. With ample parking available, you'll find it easy to visit us without any hassle.

Visit Us Today!

We invite you to visit the First Choice America Community in Wintersville. Experience how easy and friendly banking can be when you're part of our community-focused credit union. We look forward to serving you!

Member Eligibility

Joining the First Choice America Community is more than just opening an account; it's about becoming part of a caring and supportive family that truly values its members. To qualify for membership, you simply need to reside, work, worship, or attend school in the communities we serve. This means if you're in the Wintersville area or surrounding regions, you're likely eligible to join our community! Not only do you gain access to a range of financial products designed with your needs in mind, but you also enjoy personalized service from friendly staff who are here to help you succeed financially. For more detailed eligibility information, feel free to check out this link. Getting started is easy! Once you know you're eligible, simply reach out to us at 304-748-8600 to learn about the simple steps for opening your account. Our team at 762 Canton Rd, Wintersville, OH 43953 is excited to welcome you and help you take your first steps towards achieving your financial goals. Join us today and experience the benefits of being a member of First Choice America Community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools you need to streamline operations and enhance customer experiences. Our merchant services offer just that! By providing secure payment processing solutions, we help you focus on what matters most growing your business. Visit us at 762 Canton Rd Wintersville Oh 43953 in Wintersville, OH or give us a call at (304) 748-8600 to learn how we can assist you in achieving your business ambitions!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $17,660,651, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our members who are entrepreneurs or small business owners, we offer comprehensive business banking services. From essential merchant services that help streamline transactions to business loans that can fuel growth and expansion, we're committed to supporting local businesses in our community.

Credit Cards and Rewards

Looking for a credit card that offers more than just a line of credit? Our credit cards with rewards allow you to earn points on everyday purchases, making it easier to enjoy the things you love while managing your finances wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why our members benefit from robust online and mobile banking services. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with features like ATM access for cash withdrawals and balance checks, managing your money is always within reach.

Drive-Thru and ATM Services

For those who prefer in-person interactions but want to save time, our basic drive-thru banking allows for quick deposits and withdrawals without stepping inside the branch. We also have an ATM available for convenient cash access whenever you need it. We invite you to experience all that First Choice America Community has to offer at our Wintersville Office. If you have any questions about our services or want to learn more about how we can assist you financially, please don't hesitate to call us at 304-748-8600. Your financial journey matters to us! Visit us today or explore more on our website at firstchoiceamericacu.org.

Personal Banking

Our personal banking options are tailored to fit your lifestyle. From checking and savings accounts that help you manage daily expenses and build your savings, to auto loans and vehicle financing that make purchasing your dream car easier, we're here to assist you every step of the way. Need more than just a car? Our mortgage loans and refinancing options provide flexible terms that cater to your home-buying needs. Additionally, our personal loans can help with debt consolidation or unexpected expenses, giving you peace of mind.

Digital & Online Banking

Key Services

Our online platform lets you check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer the convenience of managing everything on the go, our mobile application is here to help. You can download it to make payments, view transactions, and even send money directly to friends or family using our person-to-person transfer feature. We also care about keeping your information safe. Our electronic signature authorization means you can sign documents securely from the comfort of your home. In addition, e-statements are available for those who want to reduce paper clutter while staying informed about their accounts.

User-Friendly Experience

Navigating through our digital services is simple and intuitive. Whether you're logging in from a computer or using your smartphone, you'll find that our online banking system is designed with you in mind. Real-time account management allows you to track your spending and manage your budget effortlessly. With features like mobile payments, you can easily make purchases without needing cash or cards. Just tap and go! All these conveniences come together to create a banking experience that prioritizes accessibility and ease of use. At First Choice America Community, we're committed to helping you achieve financial wellness while providing tools that fit into your lifestyle seamlessly. Discover how easy banking can be by exploring our digital services today!

Financial Strength

At First Choice America Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $108,345,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1696 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $128,805,180 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $105,361,904 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals across various sectors with $827 in used auto loans and a total of $141,014,430 in loans and leases. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at an impressive 63,175, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice America Community is your trusted partner. Visit us at 762 Canton Rd Wintersville OH 43953 or call 3047488600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing or want to know about eligibility options for our loan products, please don't hesitate to ask our team for assistance. We're committed to providing transparent information so you can make informed decisions about your finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and find out how First Choice America Community can help you secure financing tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,851,077 in used vehicle loans and $7,302,227 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, making it easier for you to drive away with your dream car.

Business Loans

For business owners, our outstanding commercial loans totaling $17,660,651 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, we're here to help your business thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,939,181, make buying or refinancing simple. We guide you through the process and offer competitive rates that fit within your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,895,838 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates to support your spending needs without breaking the bank.

Loan Aggregator

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FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION - Wintersville, OH

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