First Choice America Credit Union Steubenville OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Choice America Community, your trusted financial partner since 1939. Located at 1835 Sunset Blvd, Steubenville, OH 43952, we are proud to serve a growing community of over 33,000 members who rely on us for their banking needs. With total assets exceeding $638 million and deposits amounting to $260 million, we have established a solid foundation built on trust and reliability. At First Choice America Community, we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored to meet your specific needs from personal checking and savings accounts to auto loans, mortgages, and business financing options. Our dedicated team, led by CEO Scott Winwood and Board President Kenneth Truax, is committed to delivering exceptional service every day. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1835 Sunset Boulevard, Steubenville, OH 43952. Our friendly staff is here to assist you Monday through Friday from 8:00 AM to 7:00 PM. With a strong net worth of $108 million and cash in hand amounting to $4.27 million, we ensure that your money is safe and secure with us. Whether you're looking to open an account or apply for a loan, we're here to help you achieve your financial goals. Don't hesitate reach out today! Call us at 304-748-8600 or visit our website at firstchoiceamericacu.org to learn more about how we can support you on your financial journey.

Branch History & Mission

At First Choice America Community, we take pride in our rich legacy of service and community focus. Established in 1939, our Steubenville Office has grown alongside our members, adapting to their needs while maintaining a commitment to the core values that define us. Located at 1835 Sunset Blvd, Steubenville, OH 43952, we are easily accessible, nestled in a vibrant neighborhood that reflects the heart of our community. Over the decades, our credit union has evolved significantly. From humble beginnings, we have expanded our services and member base, now proudly serving over 33,176 members with total assets amounting to an impressive $638,985,915. Our journey has been marked by milestones that reflect both growth and resilience always prioritizing our members' financial well-being. Our mission is straightforward yet impactful: to provide accessible financial services while fostering a sense of community. We believe in empowering individuals through education and support, helping them achieve their financial goals. Whether it's through personal banking options like checking and savings accounts or offering auto loans and mortgage refinancing, we aim to make banking simple and beneficial for everyone. While members can visit us at 1835 Sunset Blvd, official correspondence should be sent to 1835 Sunset Boulevard, Steubenville, OH 43952. Our drive-thru service makes banking convenient for those on the go, and we also offer ATM access for quick transactions. We are committed to modern advancements that enhance member experience. With features like online banking, mobile payments, and electronic signatures available, we ensure that our services meet today's technological standards while remaining ADA compliant. Community outreach is a cornerstone of our identity. We actively seek partnerships with local organizations to support various initiatives aimed at improving the lives of those in Steubenville and beyond. It is this dedication to both service and community that sets us apart as more than just a financial institution; we are your trusted partner in progress. Join us today at First Choice America Community! Experience firsthand how we can help you achieve your financial dreams while being an integral part of the community you love. For more information or assistance, feel free to call us at 304-748-8600 during our operating hours from 8:00 AM to 7:00 PM on weekdays. Your future starts here!

Branch Location & Accessibility

Come Visit Us!

Whether you're looking for personal banking solutions or business services, we invite you to stop by our Steubenville office today! Experience the warmth of community banking with First Choice America Community. We look forward to serving you!

Convenient Access and Amenities

At our Steubenville Office, we prioritize your convenience. We offer ample parking right outside our doors, so you can easily find a spot when you come to see us. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can access our services without any hassle. We understand that your time is valuable. That's why we provide both ATM availability and drive-thru banking options for quick transactions like deposits and withdrawals. Our drive-thru service is perfect for those on the go!

Welcoming Hours and Services

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 8 AM until 7 PM, giving you plenty of opportunities to visit us after work or during lunch breaks. If you need assistance or have questions about our services, feel free to reach out at 304-748-8600. Our friendly staff is always ready to help! First Choice America Community offers a range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, enjoy the benefits of online and mobile banking for added convenience. While members can visit us at 1835 Sunset Blvd, official correspondence should be sent to the same address: 1835 Sunset Boulevard, Steubenville, OH 43952.

Member Eligibility

At First Choice America Community, we believe that becoming a member is like joining a close-knit family that supports each other. If you live, work, worship, or attend school in the area around our welcoming branch at 1835 Sunset Blvd Steubenville Oh 43952, you are already on your way to membership! We strive to create an inclusive environment, and we invite anyone who meets our eligibility criteria to join us. For more detailed information about the specific requirements, you can check out our website at https://firstchoiceamericacu.org/membership/. Becoming a member at First Choice America Community opens doors to a variety of financial services tailored just for you. From personal banking solutions to competitive loan rates and credit card options, our community-focused approach ensures you're not just another account you're part of something special. If you're ready to take this step or have any questions, don't hesitate to reach out at (304) 748-8600. We're here to help make the process as easy and straightforward as possible!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we provide comprehensive merchant services designed to simplify transactions. Picture this: your customers can pay easily with credit cards or mobile payments, giving them a convenient shopping experience while you streamline your cash flow. Our services ensure that you can focus on what you do best growing your business. For more information on how we can assist you at First Choice America Community, located at 1835 Sunset Blvd Steubenville Oh 43952 in Steubenville, OH, give us a call at (304) 748-8600. Let's work together to turn your business ambitions into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,660,651, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer tailored banking solutions including merchant services and business loans. These services are designed to help streamline your operations and support growth in your community.

Convenient Digital Banking

To enhance accessibility and convenience, we provide robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, pay bills, transfer funds, and more whenever it suits you. Our ATM services also ensure that cash withdrawals are quick and easy, whether at our location or participating ATMs nearby.

Credit Options

Don't forget about our credit cards with rewards, which not only offer convenience but also allow you to earn rewards on everyday purchases. It's a simple way to benefit from spending while enjoying the perks of being a valued member.

Drive-Thru and Basic Services

Need to make a deposit or withdrawal? Our basic drive-thru banking offers simple transactions without having to step inside the branch. We aim to make your experience as smooth as possible so that managing your finances fits easily into your busy day. At First Choice America Community in Steubenville, we prioritize making financial services accessible for everyone in our community. If you have questions or want to explore how we can assist you further, don't hesitate to reach out! Call us at 304-748-8600 today! Let us partner with you on your financial journey visit us at firstchoiceamericacu.org for more information!

Personal Banking Solutions

For individuals and families, we offer a variety of personal banking options designed to make managing your money easier. Our checking and savings accounts provide flexible access to your funds while helping you grow your savings. If you're thinking about buying a vehicle, our auto loans and vehicle financing solutions can get you behind the wheel quickly with competitive rates and terms. Homeownership is within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our team will guide you through every step of the process. Additionally, if you're facing unexpected expenses or want to consolidate debt, consider our personal loans that can provide you with the cash you need when life throws a curveball.

Digital & Online Banking

Convenient Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, our user-friendly interface makes it simple to manage your finances with just a few clicks. Plus, for those who prefer mobile banking, our mobile application provides all the same features right in the palm of your hand.

Easy Money Transfers

Need to send money quickly? Our person-to-person transfer service lets you send funds directly to friends or family with ease. Coupled with our mobile payments feature, making purchases or splitting bills has never been more convenient. At First Choice America Community, we aim to provide accessible and efficient banking solutions tailored to fit your lifestyle. Explore all our digital offerings today by visiting http://firstchoiceamericacu.org/ and experience the convenience of banking designed for you!

Enhanced Security

Security is a top priority at First Choice America Community. We use advanced technology to protect your information so you can bank with peace of mind. Our electronic signature authorization feature ensures that your transactions are secure and legally binding without the need for paper forms. You can also view your statements electronically with our e-statements option, reducing clutter while enhancing security.

Financial Strength

Commitment to Innovation

With $105,361,904 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow in an ever-changing financial landscape.

Dedicated Team

We take pride in having 60 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 63,175 accounts managed by us, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice America Community is your trusted partner. Visit us at 1835 Sunset Blvd Steubenville Oh 43952 or call (304) 748-8600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $128,805,180 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $108,345,172, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Goals

Our lending capacity supports your financial goals across various sectors. We currently have $827 in used auto loans and $141,014,430 in total loans and leases available to help you achieve your dreams. Our operational efficiency is reflected in our $2,809,191, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,851,077 in used vehicle loans and $7,302,227 in new vehicle loans already helping members get on the road. We provide flexible financing options that fit your budget and lifestyle. Our team is ready to assist you with the application process and explore refinancing options if needed.

Business Solutions

For business owners, our outstanding commercial loans totaling $17,660,651 provide the capital needed to grow and expand your business. We believe in supporting local businesses by offering accessible financing solutions tailored to meet their unique challenges. We encourage you to reach out for more details about our loan products and eligibility requirements. You can contact us at 304-748-8600 or visit us at 1835 Sunset Blvd Steubenville OH 43952. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let First Choice America Community be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,939,181, make buying or refinancing simple. We understand that purchasing a home is one of the biggest financial decisions you'll make. That's why our mortgage specialists are here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,895,838 in loans helping members manage their finances effectively. Our credit cards come with benefits designed for everyday use while allowing you to build your credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION - Steubenville, OH

Compare Loan Rates Near You

Loan rates in Steubenville, OH (43952)