First Choice Credit Union Marshfield WI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Choice Credit Union, your trusted financial partner in Marshfield, WI! Located at 1614 E 4Th St, our branch has been serving the community since 1967, and we pride ourselves on being more than just a bank; we are a part of your neighborhood. With a total membership of 3,155 and total assets amounting to an impressive $44,813,461, we're dedicated to helping you achieve your financial goals. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our knowledgeable team is here to guide you every step of the way. Led by CEO Rob Schulz and Board President Jean Lampi, our committed staff of 11 employees works tirelessly to provide personalized service that meets your needs. While members can visit us at our branch address, official correspondence should be sent to 1614 E 4TH, MARSHFIELD, WI 54449-4601. We invite you to explore our comprehensive suite of services, which includes personal banking, auto loans, credit cards with rewards, and business banking solutions. At First Choice Credit Union, we understand the importance of community impact. With total deposits reaching $2,479,461 and cash in hand totaling $448,948, we ensure that your money is safe while working hard for you. Our focus on building strong relationships with our members allows us to offer competitive loans over 1,584 loans are currently available to meet various needs. We encourage you to reach out via phone at 715-387-8405 or visit us online at firstchoicecu.org for more information. Join us as we continue to support each other in achieving financial success together!

Branch History & Mission

At First Choice Credit Union, we take pride in our rich history and commitment to serving the Marshfield community. Established in 1967, our branch has grown alongside the people we serve, building a legacy of trust and reliability. Over the years, we have expanded our services and outreach efforts to meet the evolving needs of our members, fostering financial wellness and community support. Located at 1614 E 4th St, Marshfield, WI 54449, our branch is easily accessible for all your banking needs. With dedicated operating hours Monday to Wednesday from 8 AM to 5:30 PM, Thursday from 8 AM to 6 PM, Friday from 6:45 AM to 6 PM, and Saturday with drive-thru service from 9 AM to noon we're here for you when you need us most. Our facility includes an ATM and drive-thru banking options for added convenience. As of now, First Choice Credit Union proudly serves over 3,155 members and manages total assets of $44,813,461. We focus on offering personalized financial solutions tailored to individual needs. Our mission is clear: to provide exceptional financial services while empowering our members through education and community involvement. We believe that by supporting our members financially, we can help them achieve their dreams. Our commitment extends beyond just banking; we actively engage with local organizations and participate in various community outreach programs. Whether it's sponsoring local events or partnering with schools for financial literacy initiatives, we strive to make a positive impact in Marshfield. While members can visit us at our main branch address for all transactions and inquiries, official correspondence should be sent to our mailing address at 1614 E 4TH, MARSHFIELD, WI 54449-4601. As technology advances, so do we. Our digital services include online banking and mobile applications to ensure that managing your finances is easy and accessible from anywhere. At First Choice Credit Union, we are dedicated to maintaining compliance with ADA standards so everyone can access our services comfortably. We invite you to join First Choice Credit Union today! Experience firsthand the benefits of being a member-focused credit union that truly cares about your financial future. Together, let's build a stronger community! For more information or assistance, don't hesitate to call us at (715) 387-8405 or visit our website at First Choice Credit Union.

Branch Location & Accessibility

Accessibility Features

At First Choice Credit Union, we prioritize accessibility for all our members. Our facility is ADA-compliant and features ramps for easy entry. You'll find that our layout allows for comfortable navigation throughout the space.

Call to Action

We invite you to stop by First Choice Credit Union today! If you have any questions or need assistance before your visit, feel free to give us a call at 715-387-8405. We're excited to help you achieve your financial goals!

Convenient Location

Situated in the heart of Marshfield, our branch is just a short drive from popular local landmarks such as Braem Park and the Marshfield Public Library. This prime location ensures that you can easily fit us into your day. We also offer ample parking, including accessible spots for those who need them. While members can visit us at 1614 E 4th St, official correspondence should be sent to our mailing address: 1614 E 4TH, MARSHFIELD, WI 54449-4601.

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours to meet your needs: - Monday to Wednesday: 8 AM 5:30 PM - Thursday: 8 AM 6 PM - Friday: 6:45 AM 6 PM - Saturday (Drive-Thru Only): 9 AM Noon These hours are designed to ensure you have plenty of opportunities to visit us when it's most convenient for you.

Services Offered

Our range of services includes personal banking options like checking and savings accounts, as well as various loan products including auto loans and mortgages. Plus, we provide ATM access for quick withdrawals and balance checks, along with basic drive-thru services for deposits and simple transactions.

Member Eligibility

Welcome to the First Choice family! Becoming a member of First Choice is not just about opening a bank account; it's about joining a community that values your financial well-being. If you live, work, or worship in our area, you're likely already eligible to join us. We embrace individuals from various backgrounds and professions, making it easy for you to access our range of financial services tailored just for you. Plus, being part of First Choice means enjoying competitive rates on loans and savings, personalized service, and resources designed to help you achieve your financial goals. Ready to take the next step? Opening an account with us is a breeze. You can get all the details by visiting our website at . If you have any questions or need assistance, feel free to give us a call at (715) 387-8405. We're here to help! Come visit us at 1614 E 4Th St Marshfield Wi 54449, and let's start this journey together.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that help streamline your operations. Imagine being able to accept payments effortlessly, whether in-store or online. Our services are tailored for local businesses, giving you the tools you need to thrive in today's competitive marketplace. Let First Choice at 1614 E 4Th St Marshfield Wi 54449, Marshfield, WI be your trusted partner as you navigate the complexities of business banking. Contact us today at (715) 387-8405 and take your business to new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

At First Choice, we understand that businesses have unique financial needs. Our business banking services, which include merchant services and business loans, are designed to support local entrepreneurs and established companies alike. We're committed to helping your business thrive.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but are short on time, we offer basic drive-thru banking services for quick deposits, withdrawals, and simple transactions. Our ATMs are available for cash withdrawals and balance inquiries whenever you need them.

Join Us Today!

At First Choice, we prioritize making banking accessible and convenient for everyone in Marshfield. Whether you're just starting out or looking to grow your wealth, we're here to support you with personalized service and expert guidance. Feel free to reach out at (715) 387-8405 or visit us at our location in 1614 E 4Th St Marshfield Wi 54449. Experience the difference with First Choice Credit Union where our members come first!

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms give you the flexibility to manage your accounts from anywhere, at any time. Check balances, pay bills, and transfer funds all from the palm of your hand. Additionally, our ATMs provide easy access for cash withdrawals and balance checks, making it easier than ever to stay on top of your finances.

Personal Banking Services

Managing your finances should be simple and straightforward. That's why we offer various personal banking services, including checking and savings accounts designed to help you save for what matters most. If you're considering buying a new car, our auto loans and vehicle financing options provide flexible terms to fit your budget. Plus, if homeownership is on your horizon, explore our mortgage loans and refinancing services that can make your dream home a reality. For those unexpected expenses or projects, consider our personal loans and debt consolidation options, which can help simplify your financial life. To further enhance your spending power, our credit cards with rewards allow you to earn benefits while you shop.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and available 24/7. You can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. To get started, visit us at https://www.firstchoicecu.org/ . We make it simple to stay updated on your accounts with e-statements, which are not only eco-friendly but also allow you to view your statements whenever you need them. For those who prefer using their smartphones, our mobile application is here to help. While we currently don't offer mobile payments or person-to-person transfers, our app still provides essential features that make banking easy. You can check your account balances and transactions in real-time, ensuring that you always know where you stand financially.

Security & Accessibility

Your security is our top priority. Although we do not use electronic signature authorization at this time, we implement strong security measures to protect your information while you bank online. We strive to ensure that all transactions are safe and secure. Whether you're at home or out and about, our online services give you complete control over your finances. With First Choice, banking is no longer confined to office hours; it's available whenever you need it! Take advantage of our digital tools today and experience the ease of modern banking.

Financial Strength

A Dedicated Team

We also take pride in having 9 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 6,230 accounts under management, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice is your trusted partner. Visit us at 1614 E 4Th St Marshfield Wi 54449 or call (715) 387-8405 to learn more about how we can help you achieve your financial goals.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Furthermore, our $4,547,888 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve you better.

Secure Savings Options

Members' savings are secured through $7,254,452 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not hold money market shares, our focus remains on delivering value through other means.

Solid Financial Health

With a net worth of $6,704,062, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,496 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

With $412 in used auto loans and $22,516,369 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $427,942 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,777,088 in used vehicle loans and $5,741,872 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that suit your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $231,527 in loans helping members manage their finances effectively. These credit cards come with features designed to give you peace of mind and flexibility when it comes to spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $644,099, make buying or refinancing simple. We strive to provide clear guidance throughout the process so you can focus on making your house a home.

Personal Loans and Credit Lines

Need extra cash for personal expenses? We provide personal loans and credit lines with favorable terms that can help cover unexpected costs or planned purchases. With $2,000,000 available in total credit lines, there's room for your needs.

Refinancing Options

If you're considering refinancing existing loans, we can assist you in exploring eligibility options to help lower your monthly payments or reduce interest rates. Our branch is located at 1614 E 4Th St Marshfield, WI 54449, and we're here to support you through every step of your financial journey. For more information about our loan offerings or to discuss which option might be best for you, feel free to reach out at 715-387-8405. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At First Choice, we believe in empowering our members with the tools they need to succeed financially!

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FIRST CHOICE CREDIT UNION