FIRST CENTRAL CREDIT UNION - Hillsboro, TX

Welcome to First Central at our Hillsboro Branch, located at 305 Coke Ave, Hillsboro, TX 76645. Since our establishment in 1937, we have been dedicated to providing exceptional financial services to our community. With a total membership of over 19,844 individuals and total assets reaching an impressive $168,681,567, we take pride in being a trusted partner for your banking needs. At First Central, we believe in the power of community. Our committed team of 72 employees, led by CEO JoBetsy Tyler and Board President Lori Alambar, is here to support you every step of the way. Whether you're looking for personal loans, auto financing, or business banking services, we are focused on helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to 305 Coke ST, Hillsboro, TX 76645. We encourage you to take advantage of our comprehensive offerings including online and mobile banking, ATM services, and convenient drive-thru access. Our dedication extends beyond just numbers; with a net worth of $26,118,117 and total deposits amounting to $12,723,279, we ensure that your financial journey is secure and rewarding. Join us at First Central where your success is our mission! For more information or assistance, feel free to call us at (254) 582-2489 or visit our website at www.firstcentralcu.com. We look forward to serving you!

At First Central, our journey began in 1937, rooted in the heart of Hillsboro, TX. Over the decades, we have grown from a small financial institution into a vital part of our community, now serving nearly 20,000 members. Our branch is located at 305 Coke Ave, conveniently positioned near local landmarks that make us easily accessible to everyone. Our mission is straightforward yet profound: to empower our members with the financial tools and support they need to achieve their dreams while fostering a sense of community. We believe in putting people before profits, ensuring that every service we offer be it checking and savings accounts, auto loans, or mortgage options is designed with our members' best interests in mind. From our humble beginnings to reaching total assets of $168,681,567 today, First Central has consistently prioritized member satisfaction and community engagement. Our headquarters in Waco continues to guide our vision while we proudly operate right here in Hillsboro. The dedication of our team ensures that every member receives personalized service and attention. As technology evolves, so do we. First Central is committed to providing modern banking solutions such as online and mobile banking for convenience without sacrificing personal touch. Our branch also offers ADA-compliant services and initiatives aimed at making banking accessible for everyone. We actively seek partnerships within the community to enhance our outreach efforts. Whether through local events or educational programs about financial literacy, we strive to make a positive impact beyond just banking. While members can visit us at 305 Coke Ave for all their banking needs including drive-thru services during weekdays from 9 AM to 5:30 PM official correspondence should be sent to our mailing address at 305 Coke ST if different. We invite you to join First Central and experience the benefits of being part of a credit union that truly cares. Your financial success is our priority, and together we can build a stronger community for all. For more information or to become a member today, call us at 254-582-2489 or visit us online at First Central's website.

Becoming a member of First Central is like stepping into a welcoming community where your financial well-being is our priority. Anyone who lives, works, worships, or attends school in Hill County can join us, making it easy for many to experience the benefits we offer. Whether you're looking to save for the future, buy a car, or simply manage your everyday expenses more effectively, our range of services is designed with you in mind. Plus, as a member, you'll enjoy competitive rates and personalized service that big banks often overlook. If you want to dive deeper into the specific eligibility details, feel free to check out this link: Eligibility Details. Ready to get started? Opening an account with us is straightforward and friendly just give us a call at (254) 582-2489 or visit us at 305 Coke Ave Hillsboro Tx 76645. We can't wait to welcome you to our family!

At First Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial strength reflects our commitment to providing you with reliable services and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $26,118,117, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1548 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,743,971 in share certificates and $9,139,335 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,751,362, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,835,421 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,184,073 in used auto loans and $91,218,334 in total loans and leases. Our current operational efficiency is reflected in our net income of $0, which positions us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. Net Shares (Funds available for lending and investments): $599,928. Total Share Accounts: 38,700, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Central is your trusted partner. Visit us at 305 Coke Ave Hillsboro TX 76645 or call 254-582-2489 to learn more about how we can help you achieve your financial goals.