Welcome to First Carolina People's Credit Union, a trusted financial institution serving our members since 1952. Headquartered in Goldsboro, NC, we are dedicated to empowering our community through exceptional financial services and a member-first approach. Under the leadership of CEO Stacey Jones and Board President Mark McCary, we strive to provide accessible banking solutions tailored to meet the diverse needs of our members, including military personnel and their families.

At First Carolina People's Credit Union, we take pride in our commitment to service excellence, ensuring that every member feels valued and supported. With NCUA insurance since April 1, 1975, your deposits are protected while you enjoy our modern banking tools such as online banking, a mobile application for on-the-go management, person-to-person transfers for easy payments, e-statements for environmental convenience, and more. Our mission is to foster financial empowerment through innovative solutions that enhance your banking experience. For more information about our services or to get in touch with us directly, visit our website at https://www.fcpcu.com/ or reach out via fax at 9197360892.

At First Carolina People's Credit Union, we are dedicated to providing our members with a comprehensive suite of financial services designed to meet diverse banking needs. Our offerings include personal banking solutions such as checking and savings accounts, auto loans for vehicle financing, mortgage loans and refinancing options, as well as personal loans and debt consolidation strategies. For small businesses, we provide essential banking services including merchant services and business loans. Our commitment to convenience is reflected in our digital access features; members can enjoy online banking, a mobile application for managing their accounts on-the-go, and person-to-person transfers to make everyday transactions smoother. Although mobile payments are not currently available, e-statements ensure that you stay organized while minimizing paper clutter.

Navigating your financial journey has never been easier with our user-friendly tools and resources. Whether you’re planning for important life milestones or looking to grow your small business, our range of services is tailored to support your goals. Membership is open to those who qualify—find out more about eligibility at http://www.fcpcu.com/index.php/about-us/membership . Additionally, if you're considering various loan options or want to compare rates, our partners at https://www.lendmesh.com/loans/vehicle_loans can help you make informed decisions. For any inquiries or personalized assistance, feel free to reach out at (919) 736-0892. At First Carolina People's Credit Union, we strive to empower our members with the financial solutions they need for today and tomorrow.

First Carolina People's Credit Union stands as a beacon of financial reliability and community focus in North Carolina. With a total membership of 2,299, the credit union has established itself as a trusted partner for countless individuals and families seeking to manage their finances effectively. The impressive total assets amounting to 37,580,694 reflect not only our stability but also our commitment to serving our members with integrity and transparency.

Our net worth, currently at 3,270,594, showcases our solid foundation and ability to provide secure financial services. This strength is further underscored by our net income of 17,282, which enables us to reinvest in member services and community initiatives. Additionally, we have cultivated a robust deposit base totaling 5,289,465, allowing us to support various lending programs that cater to the diverse needs of our community.

With a total of 1,297 loans and leases, we empower our members through accessible financing options, including auto loans, personal loans, and mortgage refinancing. Our commitment to responsible lending is evident in our credit card loan volume of and auto loan volume of . Furthermore, we maintain a strong net worth ratio of 867, ensuring that we meet regulatory requirements while prioritizing the financial well-being of our members.

Operating with a dedicated team of 10 employees, we strive for excellence in service delivery. Our staff is committed to fostering relationships built on trust and understanding, making First Carolina People's Credit Union not just a financial institution but a valued partner in your financial journey.

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to experience the advantages of membership at First Carolina People's Credit Union. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.