First California Credit Union Fresno CA | Best Auto Loans & Business Banking

Introduction

Welcome to First California Federal Credit Union, your trusted financial partner since 1982! Located at 2525 E Shields Ave, Fresno, CA 93726, we are proud to serve our community with dedication and care. With over 9,100 members and total assets reaching an impressive $105,503,356, we strive to provide exceptional banking services tailored to your needs. At First California, we believe in empowering our members through a wide range of financial products. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards that reward you for your loyalty. We also cater to businesses with services like merchant solutions and business loans. No matter what your financial goals are, we're here to support you every step of the way. Led by our passionate CEO, Gabrielle DeLeon, and Board President Jeffrey Lodge, our team of 21 employees is committed to making a positive impact in the lives of our members. You can rely on us for expert advice and personalized service. Whether you need assistance at our branch or prefer the convenience of online banking through our website firstcalfcu.org, we're here for you! While members can visit us at 2525 E Shields Ave, official correspondence should be sent to the same address. For inquiries or assistance, don't hesitate to call us at 559-226-8282 during our lobby hours: Monday through Thursday from 10:00 AM to 5:30 PM and Friday from 10:00 AM to 6:00 PM. Join us today and experience a community-focused financial institution dedicated to helping you achieve your dreams!

Branch History & Mission

At First California, we take pride in our rich legacy of service and community support. Established in 1982, our branch has been a cornerstone of the Fresno community for over four decades. Located at 2525 E Shields Ave, Fresno, CA 93726, we are easily accessible for all your financial needs. As we have grown, so has our commitment to providing exceptional financial services to our members. Over the years, First California has evolved significantly. Starting with a small group of dedicated members, we now proudly serve over 9,100 individuals and families. Our total assets have reached an impressive $105,503,356, showcasing our stability and dedication to helping our members thrive. We believe that financial empowerment leads to stronger communities. Our mission is simple yet profound: to provide reliable financial services while fostering a supportive environment for our members. We aim not only to help you manage your finances but also to enrich the lives of those in our community. Whether it's through personal banking options like checking accounts and auto loans or business banking services, we strive to meet your unique needs. While members can visit us at 2525 E Shields Ave, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are designed with convenience in mind: from Monday to Thursday, we welcome you from 10:00 AM to 5:30 PM, and on Fridays until 6:00 PM. At First California, we recognize the importance of adapting to the digital world. Our online banking services allow for easy account management from the comfort of your home or on-the-go via mobile applications. We also provide ATM access for quick cash withdrawals whenever you need it. Community involvement is at the heart of what we do. We actively participate in local events and support various initiatives aimed at improving the lives of residents in Fresno and beyond. By partnering with local organizations, we aim to uplift those around us and contribute positively to society. We invite you to join First California and experience firsthand how we prioritize your financial well-being while also championing community growth. Together, let's build a brighter future! For more information on becoming a member or accessing our services, please call us at 559-226-8282 or visit our website here.

Branch Location & Accessibility

Connect With Us

While members can visit us at 2525 E Shields Ave Fresno Ca 93726, official correspondence should be sent to our mailing address at 2525 E Shields Ave, Fresno, CA 93726. If you have any questions or would like more information about our services, feel free to give us a call at (559) 226-8282. We invite you to stop by and see how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is situated near local landmarks that make it easy to find us. If you're coming from the bustling downtown area, just a short drive will bring you right to our door. With ample parking available, you can park without any hassle. We are also ADA-compliant, ensuring that everyone can access our services with ease.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to accommodate your schedule. Visit us Monday through Thursday from 10:00 AM to 5:30 PM and on Friday from 10:00 AM to 6:00 PM. Our team is ready to assist you during these hours with various services tailored just for you.

Services Offered

At First California, we provide a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Plus, if you're in need of an ATM, you'll be pleased to know we have one conveniently located on-site for quick cash withdrawals or balance checks.

Member Eligibility

At First California, we believe that everyone deserves a supportive community to help them reach their financial goals. Becoming a member is simple and welcoming! If you live, work, or worship in the Fresno area, or if you have a family member who is already a member, you're eligible to join us. This means you can enjoy not just great banking services but also the benefits of being part of a caring financial family that puts your needs first. For more detailed eligibility criteria, feel free to visit our website at http://www.firstcalfcu.org/about-us/become-a-member. Opening an account with us is just as easy! You can get started online by visiting https://www.financial-net.com/fcfcu/enrollment/olbcmdsit249?language=en or by giving us a call at (559) 226-8282. Our friendly team is here to guide you through every step of the process. Join us at our branch located at 2525 E Shields Ave Fresno Ca 93726, and let's work together toward your financial dreams!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer robust merchant services designed to simplify payment processing for your business. Whether you're operating a retail store or an online shop, our solutions make it easier for you to accept payments and manage transactions seamlessly. This means you can focus more on what you do best running your business. Visit us at 2525 E Shields Ave Fresno Ca 93726 in Fresno, CA, or call us at (559) 226-8282 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

When it comes to purchasing a new or used vehicle, First California makes it easy with our competitive auto loans and vehicle financing options. Picture yourself driving off in your dream car with a manageable payment plan that fits your budget. Our experienced loan officers are here to guide you through the process, ensuring you get the best rates available.

Business Banking Services

For local entrepreneurs and businesses, we offer tailored business banking solutions including merchant services and business loans. We understand the challenges of running a business and are dedicated to providing the resources needed for success.

Convenient Access Anytime

With features like ATM access for cash withdrawals and balance checks, we ensure that accessing your money is always straightforward. Plus, our online banking options allow for 24/7 access so you can manage your finances on your schedule. We invite you to explore all that First California has to offer by visiting us at 2525 E Shields Ave Fresno Ca 93726 or giving us a call at (559) 226-8282. Experience personalized service today and see how we can assist in achieving your financial goals! For more details about membership eligibility or opening an account, visit us at our website.

Credit Cards with Rewards

Earn rewards while spending with our credit card offerings! At First California, we provide credit cards that not only give you purchasing power but also reward you for using them. This means you can enjoy perks like cashback or travel points simply by making everyday purchases.

Mortgage Loans and Refinancing

Thinking about buying a home or refinancing your existing mortgage? We offer a variety of mortgage loans to suit your unique situation. Our team will help you navigate the often complex process of securing a mortgage, making it less daunting and more accessible.

Personal Banking Solutions

For those seeking everyday banking options, our personal banking services include both checking and savings accounts. Imagine having the freedom to manage your finances effortlessly while earning interest on your savings. With our user-friendly online and mobile banking platforms, you can check your account balances, transfer funds, and pay bills from anywhere.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help ease financial burdens. Whether it's for medical bills, home improvements, or consolidating debt into one manageable payment, we are committed to finding solutions that work for you.

Digital & Online Banking

Key Services

Our online banking platform allows you to access your accounts anytime, anywhere. You can easily check your balances, transfer funds, and pay bills with just a few clicks. Plus, if you're looking for quick money transfers, our person-to-person transfer feature makes sending cash to friends or family a breeze. For those who prefer to manage their finances on the go, we have a mobile application that provides all the functionalities of our online banking right in the palm of your hand. No need to worry about missing important transactions; you can handle everything from mobile payments to e-statements directly from your device.

Security and Accessibility

Security is our top priority. While we do not currently offer electronic signature authorization, rest assured that all your transactions are protected with advanced security measures. Our e-statements are available for those who want to keep their documents organized and accessible without the clutter of paper. We strive to make banking as easy as possible for you. Whether you're at home or out and about, First California ensures that you have the tools you need for real-time account management. Our goal is to provide a user-friendly experience so you can focus more on what matters most in your life. In summary, with features like 24/7 online banking, a handy mobile app, and secure person-to-person transfers, First California is here to help simplify your banking experience. Join us today at https://www.firstcalfcu.org/ and see how easy managing your money can be!

Financial Strength

Community Trust

With a total of 12,649 deposit accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First California is your trusted partner. Visit us at 2525 E Shields Ave Fresno Ca 93726 or call (559) 226-8282 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Our Future Together

With $8,967,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $877 in used auto loans and $51,429,541 in total loans and leases, supporting your financial goals across various sectors.

Member Savings Protection

Your savings are secured through $9,418,197 in share certificates, providing stable and rewarding financial growth opportunities. Although we do not have money market shares at this time, we still prioritize the safety of your funds. Unlike traditional banks, we focus on benefiting our members. With non-member deposits at $0, we ensure that our resources are dedicated to you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $429,658, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 4 part-time employees dedicated to serving you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $8,967,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,534,279 in used vehicle loans and $17,091,452 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment, and we're here to support you every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,783,559 in loans helping members manage their finances effectively. These cards are designed to give you peace of mind while providing convenient access to funds when you need them most.

Credit Lines

Our credit lines also stand out as an excellent resource for managing unexpected expenses or funding personal projects. With total credit lines available amounting to $7,000,000, you can rest assured knowing that financial flexibility is just a call away. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, please don't hesitate to reach out. You can contact us at 559-226-8282 during our operating hours: Monday through Thursday from 10:00 AM to 5:30 PM and Friday from 10:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First California, we are dedicated to helping our members navigate their financial journeys with confidence. Visit us today or check out our website at First California for more information on our loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,821,931, make buying or refinancing simple. We aim to provide competitive rates and flexible terms so that you can focus on what truly matters making your house a home.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from legitimate financial institutions guarantees fair and transparent offers for users. By relying on verified data, LendMesh builds trust and confidence among its users.

Key Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to unbiased comparisons. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh provides results solely based on the best available rates. This means users can be assured that they are seeing genuine offers that reflect their needs. - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on payments our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIRST CALIFORNIA FEDERAL CREDIT UNION - Fresno, CA

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