First Basin Credit Union Odessa TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Basin Credit Union, your trusted financial partner located at 7100 E Highway 191, Odessa, TX 79765. Established in 1965, we have proudly served our community for nearly six decades, providing essential banking services tailored to meet the needs of our 29,062 members. With a robust asset base of $313,974,208 and total deposits amounting to $11,710,777, we are committed to helping you achieve your financial goals. At First Basin, we believe that every member deserves personalized service and reliable support. Our dedicated team of 97 employees, led by CEO Shem Culpepper and Board President Sam Gonzalez, works tirelessly to ensure you receive the best possible experience. Whether you're looking for a new auto loan or need assistance with personal banking solutions, we are here to help. While members can visit us at our branch address, official correspondence should be sent to the same location: 7100 E Highway 191, Odessa, TX 79765. If you have any questions or need assistance, please don't hesitate to reach out at 432-333-5600 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Our commitment goes beyond just numbers; it's about making a positive impact in our community. We offer a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and business banking solutions. We also embrace modern technology with online and mobile banking options for your convenience. Join us today at First Basin Credit Union and discover the difference personalized service can make. Explore more on our website at First Basin or take the first step towards your financial success by opening an account. We look forward to serving you!

Branch History & Mission

Join Us

We invite you to become part of the First Basin family. Experience firsthand how we can help you achieve your financial goals while making meaningful contributions to our community. Explore membership options today by visiting our website or contact us directly we're here for you!

Our Journey

Since our inception, First Basin has been committed to providing personalized financial solutions that empower our members. We started with a modest vision: to create a member-focused institution that prioritizes the needs of those in our community. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, and business services all designed to support our members' financial well-being. With total assets exceeding $313 million, First Basin has established itself as a cornerstone of financial stability within Odessa. Our growth can be attributed not only to sound management and innovative products but also to the loyalty and trust of our members. As we continue on this journey, we remain focused on enhancing member experience through digital advancements like online banking and mobile payment options.

Our Mission

At First Basin, our mission is simple yet profound: to provide accessible and affordable financial services while fostering community development and support. We believe that when our members thrive, so does the entire community. This belief drives us to offer competitive rates on loans and savings accounts while ensuring that everyone has the opportunity for financial education and empowerment. In addition to traditional banking services, we actively engage in community outreach programs aimed at improving lives through financial literacy workshops and partnerships with local organizations. We are proud to be more than just a bank; we are your neighbors who care deeply about your success. While members can visit us at 7100 E Highway 191, official correspondence should be sent to 7100 E Highway 191, Odessa, TX 79765 if different from our branch address. You can reach us at (432) 333-5600 during our operating hours from Monday through Friday, 8:30 AM to 5:30 PM.

Branch Location & Accessibility

Welcome to First Basin, your friendly neighborhood credit union located at 7100 E Highway 191, Odessa, TX 79765. We pride ourselves on being easily accessible and conveniently situated near local landmarks, making it simple for you to visit us. Whether you're driving along Highway 191 or coming from nearby parks or shops, finding our branch is a breeze. At First Basin, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps, ensuring everyone can comfortably reach us. Plus, we offer ample parking right outside the building, so you won't have to worry about finding a spot when you arrive. We are open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time during the week to stop by for your banking needs. If you're in a hurry or prefer not to come inside, you'll be happy to know we provide convenient drive-thru banking services for quick deposits and withdrawals. In addition to our welcoming atmosphere and helpful staff, First Basin offers a range of services designed to make your banking experience enjoyable. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available right here at the branch for easy access. While members can visit us at 7100 E Highway 191, official correspondence should be sent to the same address as well. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 432-333-5600. We invite you to stop by First Basin Credit Union today! Discover how we can help meet your financial needs with our dedicated services and friendly support. Your journey toward better banking starts here!

Member Eligibility

At First Basin, we believe that everyone deserves a place in our community where they can thrive. Joining us is simple and welcoming! If you live, work, worship, or go to school in Ector County, you're already eligible to become a member. We're excited to offer our members not just banking services, but also a supportive environment that prioritizes your financial well-being. Becoming a part of First Basin means access to competitive rates on loans and savings, personalized service, and the chance to participate in our community-focused initiatives. To start your journey with us at First Basin, all you need to do is visit our website for more information on eligibility details at http://www.firstbasin.com/credit-unions-101 . Ready to open an account? You can easily get started online by following this link: https://olb.firstbasin.com/enroll . If you have any questions or need assistance, feel free to give us a call at (432) 333-5600. Join us today and experience the benefits of being part of something special at 7100 E Highway 191 Odessa Tx 79765!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $28,352,269, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that make everyday transactions smoother. Imagine being able to accept payments easily from customers while keeping track of sales effortlessly. Our tools are designed to help you focus on what matters most growing your business. Visit us at 7100 E Highway 191 Odessa Tx 79765 in Odessa, TX, or give us a call at (432) 333-5600. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking

Running a business comes with its own set of challenges. At First Basin, we offer tailored business banking services, including merchant services to process payments easily and business loans to fuel your growth. We believe in helping local businesses thrive, which in turn strengthens our community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. Manage your accounts from anywhere with our user-friendly app. You can pay bills, transfer money, and even deposit checks right from your phone no need to visit a branch unless you want to! Additionally, our ATM services offer easy access for cash withdrawals and balance checks whenever you need them.

Everyday Banking Needs

When visiting us at our branch located at 7100 E Highway 191 Odessa Tx 79765, Odessa, TX 79765, you'll find basic drive-thru banking available for quick transactions like deposits and withdrawals. Our friendly staff is always here to help with any questions or guidance on navigating your financial journey. With all these services combined, it's clear that First Basin is committed to being more than just a bank; we're a partner in achieving your financial goals. If you're ready to explore all the ways we can assist you or if you have questions about opening an account, don't hesitate to reach out! Call us at (432) 333-5600 or visit our website at First Basin Credit Union today!

Loans and Financing

For those times when you need extra support, our auto loans and vehicle financing make it easier to get behind the wheel of your dream car. If homeownership is in your plans, check out our mortgage loans and refinancing options designed to help you secure the best rates available. Need some quick cash? Our personal loans and debt consolidation services can help simplify your finances and reduce stress.

Personal Banking

We understand that everyone has different banking needs. That's why we offer a variety of personal banking options. From checking and savings accounts that help you keep track of your spending and saving goals, to credit cards with rewards that give you more for your everyday purchases, we've got you covered. Imagine paying for groceries and earning points towards your next vacation; that's the kind of value we aim to provide.

Digital & Online Banking

Always Accessible

Worried about time constraints? Don't be! Our 24/7 Online Banking Services ensure that you can access your accounts whenever you need. Whether it's early in the morning or late at night, we're here for you. Your financial safety is paramount to us. We use advanced security measures to protect your information so you can bank with peace of mind. At First Basin, we prioritize making your banking experience as simple and secure as possible. Explore all these features and more by visiting https://www.firstbasin.com/home today!

Key Features

Our online banking includes features that enhance your experience. For instance, if you prefer paperless options, you can easily enroll in E-Statements a great way to keep track of your finances without the clutter. And if you're on the go, our Mobile Payments feature lets you make quick transactions directly from your smartphone. Need to send money to a friend or family member? With our Person-to-Person Transfers, sending cash has never been easier. Plus, our Electronic Signature Authorization allows for secure document signing without needing to visit a branch.

Financial Strength

A Solid Foundation

With a net worth of $34,205,562, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,089 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 57,839, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are at $976,779, demonstrating our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Basin is your trusted partner. Visit us at 7100 E Highway 191 Odessa Tx 79765 or call (432) 333-5600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $15,488,479 in share certificates and $54,408,746 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinforcing Our Commitment

With $31,880,014 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $2,929 in used auto loans and $205,331,752 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees ready to assist you with a knowledgeable team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,215,876 in used vehicle loans and $53,038,356 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can make car ownership more accessible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $28,352,269 provide the capital needed to grow and expand. We're here to support local businesses with financing options that work for them.

Credit Lines and Unsecured Loans

For those looking for flexible borrowing solutions, our total credit lines amount to $78,085,421, providing you with the freedom to manage your finances as needed. We also offer flexible terms on unsecured credit card loans, with a total of $2,754,575 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for guidance on how to navigate your home financing needs.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our loan products, our team is ready to assist you. We can guide you through the process and help identify solutions that fit your financial situation best. For more information about our loan offerings or to discuss your specific needs, feel free to call us at 432-333-5600 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let First Basin be your partner in achieving financial success!

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FIRST BASIN CREDIT UNION - Odessa, TX